Panhandle Ins vs Element
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Panhandle Ins
Manage your insurance policies, view billing information, and pay invoices with ease. Submit claims, upload photos, and contact your agent directly through the app. Access policy details and important documents 24/7.
- Access billing information
- Pay and manage invoices
- View policy details
- Submit claims with photos
- Upload documents
- Contact agent/company
- Receive notifications
Read full descriptionHide full description
Panhandle Farmers Mutual Insurance: Proudly serving West Virginia by protecting the assets of policyholders with a Shared Purpose and Mutual Value since 1898. Application supports all Apple mobile devices. Our application includes many features that allow you to manage your insurance needs with ease. Policyholders: * Access to billing information * Pay and manage your invoices * View your policy information * Access to your Panhandle policies 24/7/365 * Ability to view and print dec pages, invoices, etc. * Ability to upload photos, contact your agent or the company * Request changes to your policy * We know bad things happen so we make it easy for you to submit a claim with photos from your mobile device! * Receive notifications and messages from Panhandle NOTE: To log into your account from this application your policy must: * Be an active policy with Panhandle Insurance You will need a security code which can be found on your invoice, dec page, etc. or by contacting your agent or Panhandle Insurance to set up your access the first time.
Element
Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.
- Mobile check deposit
- Account access
- Branch information
- Contact details
- Secure mobile banking
Read full descriptionHide full description
Element Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.
Screenshots
Verdict
The clearest difference is rating: Panhandle Ins at 5.0 against Element's 4.1. Panhandle Ins also leads on monetization model (free vs ad-supported) and iOS requirement (13.0 vs 17.0). Element's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (9 vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Panhandle Ins holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Element has 9 ratings behind it against 1, so its average is the more settled of the two.
Panhandle Ins ships an update every 3 months, Element every 3 weeks. The most recent releases landed on July 21, 2026 and September 14, 2026 respectively.
| Parameter | Panhandle Ins | Element |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.1 (9 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 9 — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 60 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Pan-Handle Farmers Mutual Insurance Company of WV | Element FCU - Biz Banking |
Customer experience
Panhandle Ins
Element
In-app purchases
Panhandle Ins
No in-app purchases
Element
No in-app purchases
Questions
Is Panhandle Ins free?
Is Element free?
Which has better reviews, Panhandle Ins or Element?
Do Panhandle Ins or Element have ads?
Which is updated more often, Panhandle Ins or Element?
Other comparisons
