FLASH Digital Banking vs BOC SmartPay

Bank conveniently and securely with FLASH, Digital Bank Account introduced by Sri Lanka’s leading private bank, Commercial Bank of Ceylon Plc. We offer the simplest and most efficient way of managing your finances from anywhere, at anytime. Combining financial services with personal financial management tools, creating your own FLASH Digital Banking Account provides you with a simple, flexible way of building your wealth! FLASH allows you to: -Sign up for a bank account straight from your mobile phone -Perform online banking functions such as payments, balance check, bill pay and more. - Set and manage daily budgets - Plan and automate savings - Invest in term deposits, insurance and more to build your wealth.

SmartPay is a digital lifestyle service platform in Sri Lanka that helps you to manage your finances, digitally. The App facilitates Peer-to-Peer fund transfers between any Sri Lankan banks using an Account number or SmartPay fund transfer QR. You can pay to a wide range of billers, Scan any LankaQR at any Merchant location and receive Lanka QR or China Union Pay QR Merchant Payments rapidly. With SmartPay, now you’re free to, -Add any Bank Current or Savings account in Sri Lanka as a payment instrument. -Complete any Utility bill payment, in a matter of seconds. -Fund transfers from any local bank to another bank in real-time. -Scan and Pay at over 100,000 LANKAQR-certified merchant outlets islandwide with your mobile and without cash in hand. -Scan and Pay to any LANKAQR Code printed on a utility bill or a merchant invoice -Settle BOC Credit Cards quickly, avoiding additional fees or charges. -Inquire about balances of your BOC Savings or Current accounts in real time -View a mini statement of your registered Bank of Ceylon Accounts -Keep track of your day-to-day SmartPay transactions and get a sharable E-Receipt for successful transactions. -Receive exciting cash-backs, discounts, and exclusive offers when you pay -Be a LANKAQR and China UnionPay International certified merchant receiving accurate, traceable, and secure digital payments And now you are free to go wherever you wish, simply cashless! Download, use, feedback, and keep in touch with SmartPay for many more groundbreaking features to come!