Comparison

FriMi vs FLASH Digital Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FriMi

This digital banking app offers a comprehensive lifestyle experience, combining banking, saving, and payments in one place. Manage multiple bank accounts, pay bills, transfer funds, and explore lifestyle services. It provides a secure and personalized financial management tool.

Highlights
  • Digital onboarding without bank visits
  • Manage multiple bank accounts
  • Bill payments and fund transfers
  • Virtual and physical debit cards
  • Savings tools and digital FDs
  • QR code payments
  • Lifestyle services marketplace
Features
Read full description

FriMi by Nations Trust Bank is Sri Lanka's first fully-fledged digital banking experience, effortlessly blending banking, saving, and payments, all wrapped up in one single lifestyle app packed with loads of awesome features. Take control of your financial freedom and live effortlessly. - Effortless onboarding journey – sign up using your smartphone without the need for any bank visits - Add & manage all your Nations Trust Bank accounts & your cards to FriMi and manage them effortlessly - Add your other bank accounts to FriMi & manage money from one app - FriMi is now trilingual - select Sinhala, Tamil or English based on your preference - Personalize your home screen widgets with a long press—add, remove, and move them around just the way you like - Swiftly transfer your funds to any bank account from anywhere, at any time - Settle all utility bills & credit card dues from one app - No more waiting for physical bills! FriMi bill presentment enables you to see your monthly outstanding dues of partner billers through the app. - Send money, receive money and use tokens to move your money instantly - Effortlessly schedule bill payments, card payments and fund transfers with the Pay Later & schedule payments option - Add your frequent payments and transfers to favourites and pin them on top for ultra-quick access - Request either a virtual debit card for online payments or a cool vertical physical debit Mastercard, perfect for both online and offline transactions all over the world - Tailor your savings journey with FriMi's Savings Pot, Round Up, Bucketlist, and Digital FDs - Guess what? We've just rolled out dark mode in the app! Now you can switch to a sleek visual experience, whenever you want - Personal Finance Management is now available. It’s a new way to stay in control of your money. Check it out! - Effortlessly pay with QR codes at any LANKAQR enabled merchant, and now, you can access QR payments with just a simple swipe of home screen to the right - Enjoy the freedom to make all payments with your FriMi account, any other linked bank account, NTB account or credit card linked to FriMi. It’s your choice - Explore FriMi Lifestyle Services—an in-app marketplace that gives you access to a host of services, including e-channeling, concierge services, grocery shopping, gaming, and much more - Effortlessly split bills with friends using FriMi, whether dividing equally or unevenly - Step up your gifting game with FriMi! Gift your loved one’s cash as well as gift vouchers from partner merchants - Use the 'My QR' feature in-app to easily accept payments from any FriMian or LANKAQR-enabled payment app letting your inner entrepreneur get going with zero-hassle - Your security is our top priority. FriMi offers the best-in-class security framework with enhanced biometric options and instant access to block/unblock cards and set transaction limits, ensuring a safe and secure experience

About

FLASH Digital Banking

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

Highlights
  • Mobile bank account signup
  • Online banking functions
  • Budget setting and management
  • Automated savings plans
  • Investment options
Read full description

Bank conveniently and securely with FLASH, Digital Bank Account introduced by Sri Lanka’s leading private bank, Commercial Bank of Ceylon Plc. We offer the simplest and most efficient way of managing your finances from anywhere, at anytime. Combining financial services with personal financial management tools, creating your own FLASH Digital Banking Account provides you with a simple, flexible way of building your wealth! FLASH allows you to: -Sign up for a bank account straight from your mobile phone -Perform online banking functions such as payments, balance check, bill pay and more. - Set and manage daily budgets - Plan and automate savings - Invest in term deposits, insurance and more to build your wealth.

Screenshots

FriMi4 screens
FLASH Digital Banking4 screens

Verdict

The call

The clearest difference is rating: FriMi at 3.5 against FLASH Digital Banking's 3.1. FriMi also leads on review sentiment (26% vs 17%) and iOS requirement (13.0 vs 15.6). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FriMi holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 8 and 19 respectively. Written reviews point the same way: 26% of FriMi's written reviews are positive against 17% of FLASH Digital Banking's.

UpkeepUpdate frequency

FriMi ships an update every 3 months, FLASH Digital Banking every 2 months. The most recent releases landed on June 10, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
FriMi versus FLASH Digital Banking: the parameters behind the verdict, then further details
ParameterFriMiFLASH Digital Banking
PriceFreeFree
Rating3.5 (8 ratings) — better3.1 (19 ratings)
Positive reviews26.1% of reviews — better16.7% of reviews
Number of ratings819 — better
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size96 MB96 MB
Age rating4+17+
DeveloperNations Trust Bank PLCCommercial Bank of Ceylon PLC

Customer experience

FriMi

All ratings8 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews46 reviews
Positive26.1%
Neutral8.7%
Negative65.2%

FLASH Digital Banking

All ratings19 ratings
Positive47.4%
Neutral10.5%
Negative42.1%
Written reviews12 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

In-app purchases

None

FriMi

No in-app purchases

None

FLASH Digital Banking

No in-app purchases

Questions

Is FriMi free?
FriMi is free to download, with no in-app purchases.
Is FLASH Digital Banking free?
FLASH Digital Banking is free to download, with no in-app purchases.
Which has better reviews, FriMi or FLASH Digital Banking?
FriMi is rated higher. FriMi averages 3.5 out of 5 from 8 ratings, while FLASH Digital Banking averages 3.1 from 19 ratings.
Do FriMi or FLASH Digital Banking have ads?
Neither FriMi nor FLASH Digital Banking shows ads.
Which is updated more often, FriMi or FLASH Digital Banking?
FriMi ships an update every 3 months, and FLASH Digital Banking every 2 months. Most recently, FriMi was updated on June 10, 2026 and FLASH Digital Banking on September 21, 2026.

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