Comparison

Touch ‘n Go eWallet vs BDO Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Touch ‘n Go eWallet

Manage your finances, pay bills, invest, and travel with a secure digital wallet. Access a wide range of financial services, rewards, and lifestyle perks all in one place.

Highlights
  • Secure digital wallet
  • Bill payments and reloads
  • Investments and savings
  • Travel booking and payments
  • Rewards and cashback
  • Global spending
  • Expense tracking
Read full description

Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards.​ Manage​ See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money.​ Explore​ Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move​ Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow​ Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently.​ Pay​ Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.

About

BDO Pay

This app allows users to make payments, send money, and pay bills directly from their bank accounts or credit cards without needing to cash in. It offers features like QR code payments, free transfers to BDO accounts, and bill payments with no service fees.

Highlights
  • Scan QR Ph codes
  • Send money for free to BDO accounts
  • Pay bills with no service fees
  • Request money from users
  • Split bills
  • Buy load
  • QR withdrawals and deposits
Features
Read full description

No fees on ALL transactions. No cash-in needed. No hassle. BDO Pay Mo Na! Pay directly from your BDO Bank Account or Credit Card and enjoy a seamless payment experience with BDO Pay. More reasons to love BDO Pay • Manage your BDO Credit Card and explore available Installment Offers. • View and redeem Rewards Points anytime, anywhere. • Enjoy exclusive BDO Deals and Promos for BDO Debit and Credit Cardholders. • Withdraw for free at any QR-enabled BDO ATM nationwide. • Lock or unlock your BDO Debit or Credit Card and manage limits with ease. • Open a Basic Account with no initial deposit and no maintaining balance required. BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas: https://www.bsp.gov.ph. For inquiries and concerns, please reach us through https://www.bdo.com.ph/consumer-assistance. Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.

Screenshots

Touch ‘n Go eWallet4 screens
BDO Pay4 screens

Verdict

The call

The clearest difference is update cadence: Touch ‘n Go eWallet at weekly against BDO Pay's monthly. Touch ‘n Go eWallet also leads on ratings volume (4.8K vs 1.2K). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Touch ‘n Go eWallet against 4.8 for BDO Pay. Both are backed by a comparable volume of ratings — 4.8K and 1.2K respectively. Written reviews are what separate them: 35% of Touch ‘n Go eWallet's written reviews are positive against 31% of BDO Pay's.

UpkeepUpdate frequency

Touch ‘n Go eWallet ships an update weekly, BDO Pay monthly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Touch ‘n Go eWallet versus BDO Pay: the parameters behind the verdict, then further details
ParameterTouch ‘n Go eWalletBDO Pay
PriceFreeFree
Rating4.7 (4.8K ratings)4.8 (1.2K ratings) — better
Positive reviews35.3% of reviews — better30.8% of reviews
Number of ratings4.8K — better1.2K
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size274 MB574 MB
Age rating4+4+
DeveloperTNG Digital Sdn BhdBDO Unibank, Inc.

Customer experience

Touch ‘n Go eWallet

All ratings4,788 ratings
Positive93.9%
Neutral2.2%
Negative4.0%
Written reviews368 reviews
Positive35.3%
Neutral5.7%
Negative59.0%

BDO Pay

All ratings1,242 ratings
Positive94.6%
Neutral1.6%
Negative3.8%
Written reviews39 reviews
Positive30.8%
Neutral2.6%
Negative66.7%

Bugs and requests

Touch ‘n Go eWallet

Reported bugs

4 issues
  • Account verification issues
  • Inability to transfer funds between TnG card and e-wallet
  • Unreliable reload and payment functionality
  • Frequent app crashes and connectivity problems

Requested features

5 requests
  • Ability to top up physical TnG card from the app
  • Option to disable promotional notifications
  • Support for international phone numbers and non-Malaysian users
  • Improved security features like biometric authentication
  • Integration with other payment methods and services

BDO Pay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Touch ‘n Go eWallet

No in-app purchases

None

BDO Pay

No in-app purchases

Questions

Is Touch ‘n Go eWallet free?
Touch ‘n Go eWallet is free to download, with no in-app purchases.
Is BDO Pay free?
BDO Pay is free to download, with no in-app purchases.
Which has better reviews, Touch ‘n Go eWallet or BDO Pay?
BDO Pay is rated higher. Touch ‘n Go eWallet averages 4.7 out of 5 from 4.8K ratings, while BDO Pay averages 4.8 from 1.2K ratings.
Do Touch ‘n Go eWallet or BDO Pay have ads?
Neither Touch ‘n Go eWallet nor BDO Pay shows ads.
Which is updated more often, Touch ‘n Go eWallet or BDO Pay?
Touch ‘n Go eWallet ships an update weekly, and BDO Pay monthly. Most recently, Touch ‘n Go eWallet was updated on September 22, 2026 and BDO Pay on September 24, 2026.

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