Touch ‘n Go eWallet vs Spnding

Trusted by over 28 million Malaysians, TNG eWallet helps make everyday moments and financial transactions simpler, safer, and more secure, all in one app. Regulated by Bank Negara Malaysia (BNM) and Securities Commission Malaysia (SCM), TNG eWallet protects your account with biometric login, multi-factor authentication, and robust security safeguards.​ Manage​ See your finances in one place, track your spending, manage your balance, and stay in control of your day-to-day money.​ Explore​ Plan, spend, and manage your overseas travels more easily with a complete suite that supports your journey before, during, and after your trip. Move​ Get where you need to go with greater ease, from daily commutes and transit to tolls, parking, and fuel. Grow​ Take simple steps towards your future with financial solutions that help you save, invest, and plan ahead confidently.​ Pay​ Whether you’re shopping online or paying in person, enjoy seamless payments for your everyday purchases and needs.

Spnding makes it easy to track personal and shared expenses in one place. Scan receipts with AI, capture Apple Pay purchases, organize spending by group, split costs with friends or guests, and keep track of who owes what without messy notes or manual calculations. ---- KEY FEATURES ------ • Scan Receipts with AI Take a photo, upload a receipt, or import a supported document and let AI extract details such as merchant, items, prices, date, total, currency, and receipt number. • Smarter Expense Categorization Automatically categorize scanned receipts and Apple Pay expenses. You can also create your own custom categories, and Spnding can use them when categorizing expenses. • Track Apple Pay Purchases Use Apple Pay automation on iPhone to quickly capture purchases and add them to Spnding with less manual entry. • Track Shared & Personal Expenses Create groups for trips, meals, sports, housemates, monthly spending, personal expenses, or anything else you want to organize. • Split Expenses with Friends or Guests Split costs between group members or add guests who do not have a Spnding account. • Know Who Owes What Spnding automatically calculates balances so you can easily see who paid, who owes whom, and how much is outstanding. • Support for Currencies Around the World Track expenses in different currencies while keeping totals consistent with your group’s base currency. Recently used currencies are also easier to access. • Powerful Expense Search & Filters Find expenses quickly using merchant names, amounts, receipt or invoice numbers, dates, payers, and more. Sort and filter your expense list to find exactly what you need. • Keep Receipts & Invoices with Your Expenses Attach receipts or invoices to manually created or existing expenses for your records. You can replace attachments or rescan supported receipts with AI whenever needed. • Export Expenses to CSV Export your expenses to CSV and receive the file by email for reporting, tracking, or personal records. • Clear Spending Insights View spending summaries by category and better understand where your money goes. • Multiple Groups for Different Needs Keep expenses separated by trip, event, month, activity, household, or group of friends. • In-App Support Have a problem, question, or idea? Report bugs, request features, ask questions, or send feedback directly from the Support section in Spnding. Whether you are splitting dinner, tracking a holiday, managing housemate expenses, keeping receipts for your records, or simply understanding your own spending, Spnding helps keep everything organized and easy to manage. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spnding App Terms of Service & Privacy Policy: https://www.spnding.app/terms-and-privacy