smallcase vs Settle

smallcase is a great place to put your money to work. We have investment ideas across Indian Stocks & ETFs, Mutual Funds, Fixed Deposits, and for global diversification - US Stocks & ETFs. What makes smallcase stand out from other investment apps is our ‘model portfolios’, also known as ‘smallcases’. These are baskets of Indian Stocks/ETFs, Mutual Funds or US Stocks/ETFs. These smallcases are created by investment experts, around an idea like a trending sector (Defence, Pharma, etc.), a theme (AI & Data Centers, Clean Energy, etc.) or a trusted strategy (Momentum, Value & Growth, etc.) To keep your investments fresh, these smallcases are periodically rebalanced by buy/sell recommendations of underlying stocks to keep up with market trends. INVEST IN INDIAN STOCKS & ETFs - Connect your existing broking or demat account, or open a new one. smallcase supports India's top brokers including Kite by Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, IIFL Securities, Angel One, Motilal Oswal, Axis Direct, Kotak Securities, 5paisa, Alice Blue, Nuvama, and more - Select an idea to invest in like Electric Mobility, and leave the underlying stock picking to experts. They will research across EV manufacturers, charging service providers, battery manufacturers, etc. to find the most suitable for the smallcase - SIP into multiple stocks in one go - Apply rebalance updates periodically to keep your investments fresh INVEST IN US STOCKS & ETFs - Open a free Global Investing Account and fund it via your Indian bank account - Invest in trending ideas unique to US markets like AI Supply Chain, Robotics, Country Rotation, etc. Leave the underlying stock picking to experts. - Since fractional shares are supported, start investing with just $50 - Your investments stay fresh with automated rebalancing when the smallcase manager triggers a buy/sell action of underlying stocks - Invest with confidence via the GIFT City framework, fully compliant with Indian regulations INVEST IN MUTUAL FUNDS - Invest in baskets of direct mutual funds with zero commission - Select an idea like Parking your Savings, Sector Rotation, Flexicap Picks, etc, and leave the selection of underlying mutual funds to experts - SIP into multiple mutual funds at once TRACK YOUR NET WORTH WITH WEALTH OFFICE - Get a 360° view of your finances across stocks, mutual funds, gold, real estate, FDs, EPF, loans, and credit health - Chat with Wealth Office AI to uncover insights about your wealth, forecast your net worth, and get roadmaps for your financial goals GET LOAN AGAINST SECURITIES - Get a loan against your stock and mutual fund investments, without selling them - Avail low interest rates starting at 9.99% p.a. - Repay at any time with no foreclosure charges Tenure: 36 months Maximum Annual Percentage Rate (APR): 13% Registered Non-Banking Financial Company (NBFC) Lenders: - DSP Finance Private Limited - The South Indian Bank Limited - Bajaj Finance Limited Example: Interest Rate: 16% p.a. Tenure: 36 months Cash to be credited: ₹1,00,000 Processing Fee: ₹2,073 GST: ₹373 Loan Insurance: ₹1,199 Total Loan Amount: ₹1,03,645 EMI: ₹3,644 Total Repayment Amount: ₹1,31,184 INVEST IN FIXED DEPOSITS - Open high-interest FDs with returns up to 8.5% p.a. - Get DICGC insurance up to ₹5 lakhs - Choose from Slice SF, Shivalik SF Bank, and more NOTE: Equity investments are subject to share market risk. Investments in global markets are subject to market, currency, regulatory, and jurisdictional risks. Read all the related documents carefully before investing. Investors should consider all risk factors and consult their financial advisors before investing. Representations are not indicative of future results. The quoted model portfolios are not recommendatory. For full disclosures, visit: https://smallcase.com/meta/disclosures Registered Address: CASE Platforms Private Limited #51, 3rd Floor, Le Parc Richmonde, Richmond Road, Shanthala Nagar, Richmond Town, Bangalore - 560025

Settle makes splitting money with friends effortless. Whether it's a trip, a shared flat, dinner, or a group gift, Settle keeps track of who paid, who owes what, and helps everyone square up — without the awkward math or the awkward reminders. SPLIT ANY EXPENSE • Add an expense in seconds and split it equally, by exact amounts, by percentage, or by shares. • Snap a photo of the receipt and keep it attached to the expense. • Organize costs into groups for trips, homes, or couples. SEE WHERE YOU STAND • A clear running balance for every group and every friend. • Understand who owes whom at a glance — no spreadsheets. • Spending charts and insights to see where the money went. SETTLE UP THE EASY WAY • Record settlements when someone pays you back. • Add your UPI ID so friends can pay you in a tap. BUILT TO FEEL GOOD • Fast, clean, and native — with a polished light and dark theme. • Optional Face ID lock to keep your balances private. • Works smoothly even when your connection drops. PRIVATE BY DESIGN • No ads. No tracking. No selling your data. • Sign in with Apple or Google. • Delete your account and data anytime, right from the app. Settle is a record-keeping tool — payments happen directly between you and your friends. Download Settle and never chase a balance again.