Comparison

meem BAH vs ATM Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

meem BAH

A digital banking application for residents of the Kingdom of Bahrain. It offers a range of financial services and account management features. Designed for convenient access to banking needs.

Highlights
  • Digital banking services
  • Account management
  • Financial services
  • Convenient access
Features
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meem Digital Banking by Gulf International Bank (GiB) Bahrain App مصرفية ميم الرقمية من بنك الخليج الدولي التطبيق الخاص بعملاء مملكة البحرين

About

ATM Split

This app helps you quickly and privately track shared expenses offline, perfect for travelers and roommates. It offers full Arabic support, multi-currency tracking, and smart debt simplification to reduce the number of payments needed for settlement.

Highlights
  • Offline expense tracking
  • Full Arabic and RTL support
  • Multi-currency support
  • Smart debt simplification
  • Editable expenses with notes
  • CSV data export
  • No account required
Features
Read full description

ATM Split is the bill-splitting app built for travelers, roommates, and friends who need a fast, private way to track shared expenses — no account required, no cloud dependency, and with full Arabic support from day one. Unlike other splitting apps that require sign-ups, cloud accounts, or internet access to function, ATM Split works entirely offline. Your data lives on your device, protected by iOS security, with nothing sent to external servers. Create a group, add members, log expenses, and see who owes what — all in under a minute. What makes ATM Split different: - Full Arabic & RTL support — the only bill-splitting app with native Arabic localization, Arabic-Indic numerals, and proper right-to-left layout. Even all 45 expense categories now read in Arabic. Built for the GCC and MENA markets, not just translated. - Offline-first with multi-currency — track expenses in 57 currencies with live exchange rates when online, and bundled seed rates when offline. Every expense is converted through the rate captured when you logged it, so a mixed-currency trip settles up correctly in your group's base currency. Perfect for international travel where Wi-Fi is unreliable. - Smart debt simplification — a greedy min-cash-flow algorithm reduces the number of payments needed to settle up. A group of 10 people might only need 9 transfers instead of dozens. - Edit anything, note everything — tap any expense to change its title, amount, currency, date, category, payer, or participants, and add a note that shows right on the expense. Fix a mistake without deleting and re-entering. - 45 expense categories — from groceries and dining to transportation and utilities, organized into 7 intuitive groups, each fully localized in Arabic. - CSV data export — share your full expense history as a spreadsheet with a single tap, now with base-currency amounts and notes so a mixed-currency group is fully reconcilable. - No account, no tracking, no ads — ATM Split respects your privacy. No email required, no social login, no analytics SDK. Just open the app and start splitting. - Beautiful dark mode and accent colors — customize the look with 10 accent colors and System/Light/Dark themes. Built with SwiftUI and SwiftData for a native iOS experience. Built by Approve The Move — genuinely useful apps, always free, no subscriptions.

Screenshots

meem BAH3 screens
ATM Split4 screens

Verdict

The call

The clearest difference is rating: ATM Split at 5.0 against meem BAH's 3.7. meem BAH's advantage is ratings volume (26 vs 1) and iOS requirement (9.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ATM Split holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: meem BAH has 26 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on July 23, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
meem BAH versus ATM Split: the parameters behind the verdict, then further details
Parametermeem BAHATM Split
PriceFreeFree
Rating3.7 (26 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings26 — better1
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS9.0 — better18.6
Further details — not scored
Size112 MB2 MB
Age rating4+4+
DeveloperGIBYousif Ameen

Customer experience

meem BAH

All ratings26 ratings
Positive65.4%
Neutral7.7%
Negative26.9%
Written reviews8 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

ATM Split

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

meem BAH

No in-app purchases

None

ATM Split

No in-app purchases

Questions

Is meem BAH free?
meem BAH is free to download, with no in-app purchases.
Is ATM Split free?
ATM Split is free to download, with no in-app purchases.
Which has better reviews, meem BAH or ATM Split?
ATM Split is rated higher. meem BAH averages 3.7 out of 5 from 26 ratings, while ATM Split averages 5.0 from 1 ratings.
Do meem BAH or ATM Split have ads?
Neither meem BAH nor ATM Split shows ads.
Which is updated more often, meem BAH or ATM Split?
meem BAH ships an update every 2 months, and ATM Split every 2 months. Most recently, meem BAH was updated on July 23, 2026 and ATM Split on September 9, 2026.

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