Comparison

BHCCU vs OCB Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BHCCU

Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and transfer funds easily. Features include mobile check deposit, card management, and budgeting tools.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Budgeting tools
Features
Read full description

BHCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with BHCCU: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Manage your Bills – view your upcoming bills, make payments and see your payment history -Transfer money between all of your financial institution accounts -Ask for help with your account and have a secure digital conversation with support staff -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you -Access our free budgeting tools -View images of cleared checks and reorder checks Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. New users can self-enroll. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

OCB Banking

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, make payments, and view transactions securely from anywhere. It offers a comprehensive solution for both personal and business banking needs.

Highlights
  • Check account balances
  • View recent transactions
  • Transfer funds between accounts
  • Make deposits
  • Pay bills
  • Check credit score
  • Find ATM/ITM locations
Features
Read full description

The One Community Bank mobile banking app allows you to check balances, transfer funds, make payments and view transactions from anywhere, anytime. It’s fast, free and available to all of our online banking users, giving you complete secure control of your money. One app for all your banking needs whether consumer or business. Our user-friendly mobile app allows you: • View your current account balances and recent transactions • Make deposits to your accounts • Transfer funds between accounts • View your account balances • Receive notifications about your account activity • Pay Bills • Check your credit score • Find One Community Bank and ITM/ATMs locations! To get started, download the One Community Bank mobile app to your smartphone or tablet. For more information about One Community Bank mobile services, please visit onecommunity.bank or call us at (608) 838-3141 for help getting started.

Screenshots

BHCCU4 screens
OCB Banking4 screens

Verdict

The call

The clearest difference is monetization model: OCB Banking at free against BHCCU's free with in-app purchases. OCB Banking also leads on review sentiment (83% vs 62%) and iOS requirement (16.0 vs 18.4). BHCCU's advantage is update cadence (monthly vs every 3 months) and rating (4.8 vs 4.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BHCCU holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: BHCCU has 4.4K ratings behind it against 321, so its average is the more settled of the two. Written reviews complicate that: 62% of BHCCU's written reviews are positive against 83% of OCB Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

BHCCU ships an update monthly, OCB Banking every 3 months. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
BHCCU versus OCB Banking: the parameters behind the verdict, then further details
ParameterBHCCUOCB Banking
PriceFreeFree
Rating4.8 (4.4K ratings) — better4.5 (321 ratings)
Positive reviews62.1% of reviews82.5% of reviews — better
Number of ratings4.4K — better321
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS18.416.0 — better
Further details — not scored
Size196 MB117 MB
Age rating4+17+
DeveloperBlackhawk Community CUOne Community Bank

Customer experience

BHCCU

All ratings4,412 ratings
Positive95.4%
Neutral2.0%
Negative2.5%
Written reviews58 reviews
Positive62.1%
Neutral3.4%
Negative34.5%

OCB Banking

All ratings258 ratings
Positive88.4%
Neutral3.5%
Negative8.1%
Written reviews63 reviews
Positive82.5%
Neutral3.2%
Negative14.3%

User reviews

BHCCU

From 4.4K App Store ratings

What we love

  • 👍 Convenient
  • 🚀 Smooth and easy to use
  • 🤝 Great customer service
  • 💯 Awesome service and great community

Room to improve

  • 🐛 App always down or needs update
  • 🐛 Can't get into the app due to errors
  • 🐛 Remote deposit issues
  • 🔒 Tedious passcode requirements
  • 🔍 Clunky interface compared to previous app

OCB Banking

From 321 App Store ratings

What we love

  • 👍 Easy to use
  • 👍 Convenient and easy to navigate
  • 👍 Very user friendly
  • 👍 Functional and comprehensive
  • 👍 Helpful for managing finances

Room to improve

  • 🐛 Slow update of account balances
  • 🐛 Difficulty monitoring credit card
  • 🐛 Confusing credit card bill search
  • 🐛 Limited functionality
  • 🐛 Limited customization

Bugs and requests

BHCCU

Reported bugs

4 issues
  • App doesn't recognize password
  • Can't transfer money between accounts
  • Transactions not showing up in the app
  • Older iOS versions not supported

Requested features

4 requests
  • View statements in the app
  • Increase payment/transfer limits
  • Add Zelle integration
  • Provide transaction notifications

OCB Banking

Reported bugs

9 issues
  • Password reset required frequently
  • Keyboard does not appear for login fields
  • Cannot deposit checks on iPad version
  • App freezes
  • App is down
Show 4 more
  • Login failures
  • Funds not updated
  • Inaccurate calculation of available funds
  • Bill pay does not always work

Requested features

12 requests
  • Make accessing Zelle easier from the Home Screen
  • Direct credit card access within the app
  • Improve credit card bill search functionality
  • Add a checkbox next to each transaction for ledger tracking
  • Improve password management and login process
Show 7 more
  • Enable check deposit on iPad
  • Ensure funds are available immediately after deposit
  • Accurate calculation of available funds
  • Fix Bill Pay functionality
  • Improve app speed and responsiveness
  • Increase customization options
  • Make logout process more obvious

In-app purchases

None

BHCCU

No in-app purchases

None

OCB Banking

No in-app purchases

Questions

Is BHCCU free?
BHCCU is free to download, with no in-app purchases.
Is OCB Banking free?
OCB Banking is free to download, with no in-app purchases.
Which has better reviews, BHCCU or OCB Banking?
BHCCU is rated higher. BHCCU averages 4.8 out of 5 from 4.4K ratings, while OCB Banking averages 4.5 from 321 ratings.
Do BHCCU or OCB Banking have ads?
Neither BHCCU nor OCB Banking shows ads.
Which is updated more often, BHCCU or OCB Banking?
BHCCU ships an update monthly, and OCB Banking every 3 months. Most recently, BHCCU was updated on November 6, 2026 and OCB Banking on November 4, 2026.

Other comparisons