Comparison

BHCCU vs FirstCCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BHCCU

Manage all your financial accounts from different institutions in one place. Organize transactions, set alerts, make payments, and transfer funds easily. Features include mobile check deposit, card management, and budgeting tools.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • Budgeting tools
Features
Read full description

BHCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with BHCCU: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Manage your Bills – view your upcoming bills, make payments and see your payment history -Transfer money between all of your financial institution accounts -Ask for help with your account and have a secure digital conversation with support staff -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you -Access our free budgeting tools -View images of cleared checks and reorder checks Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. New users can self-enroll. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

FirstCCU

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View statements
Features
Read full description

FirstCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FirstCCU app, you must be enrolled as a FirstCCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

BHCCU4 screens
FirstCCU4 screens

Verdict

The call

BHCCU and FirstCCU both sit at 4.8 stars, but that hides the real split: 75% of FirstCCU's written reviews are positive against 61% of BHCCU's. FirstCCU also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for BHCCU against 4.8 for FirstCCU. Both are backed by a comparable volume of ratings — 4.4K and 1.9K respectively. Written reviews are what separate them: 61% of BHCCU's written reviews are positive against 75% of FirstCCU's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
BHCCU versus FirstCCU: the parameters behind the verdict, then further details
ParameterBHCCUFirstCCU
PriceFreeFree
Rating4.8 (4.4K ratings)4.8 (1.9K ratings)
Positive reviews61.4% of reviews75.0% of reviews — better
Number of ratings4.4K — better1.9K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size177 MB177 MB
Age rating4+12+
DeveloperBlackhawk Community CUFirst Community Credit Union of Beloit INC

Customer experience

BHCCU

All ratings4,363 ratings
Positive95.5%
Neutral2.0%
Negative2.5%
Written reviews57 reviews
Positive61.4%
Neutral3.5%
Negative35.1%

FirstCCU

All ratings1,881 ratings
Positive94.3%
Neutral2.7%
Negative3.1%
Written reviews24 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

User reviews

BHCCU

From 4.4K App Store ratings

What we love

  • 👍 Convenient
  • 🚀 Smooth and easy to use
  • 🤝 Great customer service
  • 💯 Awesome service and great community

Room to improve

  • 🐛 App always down or needs update
  • 🐛 Can't get into the app due to errors
  • 🐛 Remote deposit issues
  • 🔒 Tedious passcode requirements
  • 🔍 Clunky interface compared to previous app

FirstCCU

From 1.9K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 💳 Helpful for managing accounts
  • 🤝 Good customer support

Room to improve

  • 🐛 Occasional technical issues
  • 🤔 Not very user-friendly
  • 🔍 Difficult to navigate

Bugs and requests

BHCCU

Reported bugs

4 issues
  • App doesn't recognize password
  • Can't transfer money between accounts
  • Transactions not showing up in the app
  • Older iOS versions not supported

Requested features

4 requests
  • View statements in the app
  • Increase payment/transfer limits
  • Add Zelle integration
  • Provide transaction notifications

FirstCCU

Reported bugs

2 issues
  • Check image viewing not working
  • App crashing during maintenance

Requested features

3 requests
  • Ability to view check images
  • Option to set up multiple users/accounts
  • Improved search and filtering capabilities

In-app purchases

None

BHCCU

No in-app purchases

None

FirstCCU

No in-app purchases

Questions

Is BHCCU free?
BHCCU is free to download, with no in-app purchases.
Is FirstCCU free?
FirstCCU is free to download, with no in-app purchases.
Which has better reviews, BHCCU or FirstCCU?
BHCCU and FirstCCU are both rated 4.8 out of 5 on the App Store, from 4.4K and 1.9K ratings respectively.
Do BHCCU or FirstCCU have ads?
Neither BHCCU nor FirstCCU shows ads.
Which is updated more often, BHCCU or FirstCCU?
BHCCU ships an update monthly, and FirstCCU monthly. Most recently, BHCCU was updated on September 22, 2026 and FirstCCU on September 23, 2026.

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