Comparison

FirstCCU vs FNBT Personal Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstCCU

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Mobile check deposit
  • Debit card management
  • View statements
Features
Read full description

FirstCCU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with FirstCCU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the FirstCCU app, you must be enrolled as a FirstCCU Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

FNBT Personal Mobile Banking

Securely manage your finances on the go. Deposit checks with photos, send money to friends, and easily track balances, transactions, and bills. Locate nearby ATMs and branches.

Highlights
  • Mobile check deposit
  • Send money to friends and family
  • View account balances and transactions
  • Transfer funds between accounts
  • Pay bills
  • Find ATMs and branches
Features
Read full description

Manage your money anytime, anywhere. Enjoy a secure, convenient experience, from your iPhone. * Mobile Deposit: Snap photos of checks and deposit them today * Pay A Friend: Send money to friends and family using emails or mobile numbers * Check balances, view transactions, transfer money, and pay bills * Find ATMs and branch locations

Screenshots

FirstCCU4 screens
FNBT Personal Mobile Banking4 screens

Verdict

The call

FirstCCU and FNBT Personal Mobile Banking both sit at 4.8 stars, but that hides the real split: 75% of FirstCCU's written reviews are positive against 24% of FNBT Personal Mobile Banking's. FirstCCU also leads on update cadence (monthly vs every 10 months). FNBT Personal Mobile Banking's advantage is monetization model (free vs ad-supported) and iOS requirement (14.7 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FirstCCU against 4.7 for FNBT Personal Mobile Banking. Both are backed by a comparable volume of ratings — 1.9K and 1.6K respectively. Written reviews are what separate them: 75% of FirstCCU's written reviews are positive against 24% of FNBT Personal Mobile Banking's.

UpkeepUpdate frequency

FirstCCU ships an update monthly, FNBT Personal Mobile Banking every 10 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
FirstCCU versus FNBT Personal Mobile Banking: the parameters behind the verdict, then further details
ParameterFirstCCUFNBT Personal Mobile Banking
PriceFreeFree
Rating4.8 (1.9K ratings) — better4.7 (1.6K ratings)
Positive reviews75.0% of reviews — better23.5% of reviews
Number of ratings1.9K — better1.6K
Update frequencyMonthly — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.414.7 — better
Further details — not scored
Size197 MB114 MB
Age rating12+4+
DeveloperFirst Community Credit Union of Beloit INCFirst National Bank and Trust

Customer experience

FirstCCU

All ratings1,898 ratings
Positive94.2%
Neutral2.6%
Negative3.2%
Written reviews24 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

FNBT Personal Mobile Banking

All ratings1,528 ratings
Positive92.3%
Neutral2.9%
Negative4.8%
Written reviews34 reviews
Positive23.5%
Neutral8.8%
Negative67.6%

Bugs and requests

FirstCCU

Reported bugs

2 issues
  • Check image viewing not working
  • App crashing during maintenance

Requested features

3 requests
  • Ability to view check images
  • Option to set up multiple users/accounts
  • Improved search and filtering capabilities

FNBT Personal Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstCCU

No in-app purchases

None

FNBT Personal Mobile Banking

No in-app purchases

Questions

Is FirstCCU free?
FirstCCU is free to download, with no in-app purchases.
Is FNBT Personal Mobile Banking free?
FNBT Personal Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, FirstCCU or FNBT Personal Mobile Banking?
FirstCCU is rated higher. FirstCCU averages 4.8 out of 5 from 1.9K ratings, while FNBT Personal Mobile Banking averages 4.7 from 1.6K ratings.
Do FirstCCU or FNBT Personal Mobile Banking have ads?
Neither FirstCCU nor FNBT Personal Mobile Banking shows ads.
Which is updated more often, FirstCCU or FNBT Personal Mobile Banking?
FirstCCU ships an update monthly, and FNBT Personal Mobile Banking every 10 months. Most recently, FirstCCU was updated on November 11, 2026 and FNBT Personal Mobile Banking on November 3, 2026.

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