Comparison

PENNYMAC MOBILE vs Delta Lending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PENNYMAC MOBILE

Manage your home loan conveniently with 24/7 access to your account. Track payments, make one-time or recurring payments, download statements, and manage escrow details. Secure login and payment reminders are also available.

Highlights
  • Check loan balance
  • Track loan payments
  • Set up automatic payments
  • Download statements
  • Manage escrow
  • Payment reminders
  • Fingerprint authentication
Features
Read full description

**What’s new: Updated design and improved functionality based on customer feedback** Make it simple to manage your home loan, with everything you need at your fingertips. Enjoy complete convenience with 24/7 access to your account(s) and the ability to: - Check your current loan balance - Keep track of loan payments and activity at a glance - Set up automatic, recurring monthly payments or make a one-time payment - Download and view statements and documents, making it easy to go paperless - Get payment reminders - Manage escrow, tax and insurance - Get available refunds with eDisbursements - Log in securely with fingerprint authentication - Make principal reduction and escrow shortage payments - Calculate ways to adjust and save on your payments - View/pay multiple mortgages *App available in Spanish./App disponible en Español. Pennymac Publication Rules PennyMac Loan Services, LLC does not pay or otherwise provide compensation for reviews/comments. All reviews/comments are subject to the disclaimer provided prior to posting and become the property of Pennymac once submitted. We reserve the right to validate, remove or republish your reviews/comments at any time. Equal Housing Opportunity © 2023 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224-7442. NMLS ID # 35953. For licensing information, go to: www.nmlsconsumeraccess.org. Trade/service marks are the property of PennyMac Loan Services, LLC and/or its subsidiaries or affiliates. Arizona Mortgage Banker License # 0911088. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Colorado office: 5500 South Quebec Street, Suite 260 Greenwood Village, CO 80111, (877) 215-2552. Massachusetts Mortgage Lender License # MC35953. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the N.J. Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. North Carolina Permit No. 119504607, 119505929, 119506567, 119506570, 119507419. Rhode Island Licensed Lender # 20092600LL, Loan Broker, and Third Party Loan Servicer. Texas office: 2201 W. Plano Parkway, Suites 150 and 300, Plano, TX 75075. For more information, review Pennymac’s state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of PennyMac Loan Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions apply. (02-2023)

About

Delta Lending

Features
Read full description

Delta Lending Group is committed to making the process of securing a home loan as easy as possible for you. To that end, we have developed the Delta Lending Mobile App as a tool to simplify the home buying and lending process. Whether you are a homebuyer looking to purchase a home, a current homeowner interested in refinancing, or a real estate agent hoping to speed up the process for your clients, the Delta Lending Mobile App has a feature to benefit you. Key Features: Compare different lending scenarios using various loan programs to help determine which product is the best for you. Calculate the possible savings (or cost) of refinancing your mortgage. Determine if homeownership is an affordable option for you based on your current income and monthly expenses. Scan in required documents on your phone and upload them quickly to expedite the loan approval process. Easily access contact information for your Delta Loan Officer and real estate agent and share this information with your family and friends. Stay up-to-date on industry news and happenings that may impact your loan, like a change in mortgage interest rates. The calculations provided by the Delta Lending Mobile App are useful in giving you an idea of what homeownership might mean for you. However, please be sure to contact your Delta Loan Officer for a customized solution tailored to your specific financial situation, needs, and goals. Your Loan Officer can also assist you with any questions you have about your loan and the loan approval process. Let Delta show you how simple securing a home loan can be.

Screenshots

PENNYMAC MOBILE4 screens
Delta Lending4 screens

Verdict

The call

The clearest difference is update cadence: PENNYMAC MOBILE at fortnightly against Delta Lending's every 2 months. PENNYMAC MOBILE also leads on iOS requirement (16.6 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PENNYMAC MOBILE ships an update fortnightly, Delta Lending every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
PENNYMAC MOBILE versus Delta Lending: the parameters behind the verdict, then further details
ParameterPENNYMAC MOBILEDelta Lending
PriceFreeFree
Rating4.8 (172K ratings) — better—
Positive reviews49.9% of reviews—
Number of ratings172K — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS16.6 — better18.0
Further details — not scored
Size66 MB103 MB
Age rating17+4+
DeveloperPennyMac Loan Services, LLCAlameda Mortgage Corporation

Bugs and requests

PENNYMAC MOBILE

Reported bugs

4 issues
  • App crashing when switching between loans
  • Biometric login not working
  • Pending payments not showing up correctly
  • Issues with document viewing and downloading

Requested features

6 requests
  • Biometric login options
  • Improved payment tracking and history
  • Ability to set up automatic payments
  • Better integration between app and website
  • More detailed payment breakdowns
Show 1 more
  • Spanish language support

Delta Lending

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PENNYMAC MOBILE

No in-app purchases

None

Delta Lending

No in-app purchases

Questions

Is PENNYMAC MOBILE free?
PENNYMAC MOBILE is free to download, with no in-app purchases.
Is Delta Lending free?
Delta Lending is free to download, with no in-app purchases.
Do PENNYMAC MOBILE or Delta Lending have ads?
Neither PENNYMAC MOBILE nor Delta Lending shows ads.
Which is updated more often, PENNYMAC MOBILE or Delta Lending?
PENNYMAC MOBILE ships an update fortnightly, and Delta Lending every 2 months. Most recently, PENNYMAC MOBILE was updated on November 1, 2026 and Delta Lending on October 30, 2026.

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