Up vs Future Super

Simplify Money, Amplify Life. Up is designed to make money easy for everyone. Open an account in minutes and join over 1,000,000 Australians experiencing the financial control of Up. * Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend. * Map out Savers for the things you want and need. Up has the tools to make filling them up a breeze. The only winner in this game is you. * Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up. * We've got your back no matter where you're at. Up is your best companion for overseas travel, equipped with tools that allow you to speak the language of money no matter where you are in the world. * Get fast support from real humans, 18 hours a day, 7 days a week. Message our locally-based crew in-app via the Talk to Us tab. Get set up in minutes and experience firsthand why life's better on The Upside. T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.

Future Super is sustainable super, built for the future. We started a movement of people doing something different with their super: investing in the kind of future they want to retire into. Get easy access to your account with the Future Super App. Your super could be one of your biggest investments, and you deserve to see what it's up to. The Future Super app puts your important information in your pocket, so you can check in anytime, anywhere. Transparency isn't a buzzword to us. It's how you stay in the driver's seat. You must be a Future Super member to login to the app. To join in minutes, visit our website: www.futuresuper.com.au. Sustainable super in your pocket: - Stay on top of your super — check your balance and see your transaction history anytime. - See your money in action — discover stories about where your super is invested and the world it’s helping to create. - Book time with a coach — get clear, jargon-free guidance from real humans to help you make confident decisions about what to do next with your super. - Keep your super details close — access your important member information when you need it. - Get in quickly and securely — use biometrics for simple, secure access to your account. DISCLAIMERS All information is general in nature and does not take account of your personal objectives, financial situation or needs. Before deciding whether a particular product is appropriate for you, please read the relevant Product Disclosure Statement including any incorporated information, Target Market Determination and Financial Services Guide available at futuresuper.com.au, and consider speaking with a Future Super Coach or a financial adviser. 360Health virtual services are provided by Teladoc Health Australasia Pty Ltd (ACN 147 387 666). It is intended to provide general health information and advice. Learn more at futuresuper.com.au/360health. Published by Future Super Services Pty Ltd ABN 88 652 577 930 AFS Representative No. 001312077, which is a Corporate Authorised Representative of Future Group Financial Services Pty Ltd ABN 90 167 800 580 AFSL 482684, as the Promoter of the Future Super product in the Smart Future Trust ABN 68 964 712 340 (the Fund). Any intra-fund advice is provided by or on behalf of Future Group Financial Services Pty Ltd. The trustee of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. Mmm YYYY.