CIC eLounge vs BKB Digital Banking

CIC eLounge offers you many options to efficiently and easily complete your banking transactions and keep an eye on market developments. And with the CIC eLounge app, you can conveniently take care of your banking business on your smartphone or tablet – whenever you like and wherever you are. Dashboard • The dashboard is your starting point for all CIC eLounge activities. Processing transactions, following the market, tracking portfolio performance, looking at the latest movements on your account – the dashboard gives you an overview of everything that’s important. Payments • Handle payments quickly and easily with the payment assistant • Just scan your QR-bills conveniently with your smartphone and pay directly in the app. The “Upload” and “Share” functions are available for QR-bills in electronic format. • The integration of eBill means that you receive all invoices directly on your smartphone or tablet and can approve them for payment in just a few seconds. Assets • See the performance of your assets and get detailed information about your investments at a glance. • All movements and bookings are available in real time. Investments and retirement provision • In the investment overview, you’ll find up-to-date information about your portfolio and see the performance of your investments. You can also see all individual positions and transactions, with detailed information • Doing your stock exchange transactions is quick and easy with the CIC eLounge app. Markets and watch list • The market overview gives you access to comprehensive information, trends and news concerning the most important stock markets. • You can keep an eye on what’s happening in the markets and get detailed information about individual securities and investment vehicles. • The efficient search engine makes it easy to find suitable investments. • Add your favourites to your personal watch list and set up price alarms to ensure you don’t miss out on any trading or investment opportunities. Notifications • Receive push messages on your smartphone or tablet, e.g. about account movements, eBills received, payments to be approved or stock market orders executed. • Select individual settings for these notifications to meet your personal needs. Documents • With the CIC eLounge app, your bank statements, contracts and correspondence are also available on your mobile device. You no longer need to keep physical files. • The filter function means you can quickly find the document you’re looking for – very handy for your tax return. Opening products • You can open additional products in the CIC eLounge app in just a few clicks. After a few minutes, you’ll see the new account/portfolio in your CIC eLounge. Messages • Communicate directly with your relationship manager securely and confidentially in the CIC eLounge app. Individual settings • You yourself decide from what amount payments to new beneficiaries have to be additionally confirmed. • You can also apply monthly transfer limits and define individual settings. • Entering a change of address in the CIC eLounge app is simple and straightforward. Secure login The CIC eLounge app also serves as your digital identification for accessing CIC eLounge on the web. Simply confirm access on your smartphone for easy and secure login via the web browser. Conditions of use for CIC eLounge app • Banking relationship with Bank CIC (Switzerland) Ltd. and CIC eLounge contract

The "BKB Digital Banking" app gives you an overview of your finances directly on your smartphone at any time and from anywhere. The benefits for you: - Quick login using Touch ID or Face ID - Overview of your finances - Simply scan QR-bills - Call up current market data and carry out stock exchange transactions at any time Home screen Compile your own home screen to give you quick and easy access to the functions you use most. Accounts View your accounts and account transactions. Payments Enter new payments or standing orders and simply scan in QR-bills. This is where you also see pending or completed payments and their details. Stock exchange trading Carry out stock exchange transactions and view the details of completed orders at any time. Documents Get your account statements, interest notifications and other documents directly in Digital Banking. Messages and contact Here, you can make direct contact with BKB's E-Service Center or set up notifications on certain topics as required. Legal information We would like to point out that downloading, installation and/or use of this app may allow third parties (e.g. Apple, network operators, device manufacturers) to draw conclusions about a customer relationship to BKB. This means that bank-client confidentiality can no longer be guaranteed. The downloading or use of this application may incur network operator fees.