Comparison

Chipper Cash vs Adashe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipper Cash

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Highlights
  • Free local money transfers
  • Low cross-border rates
  • Buy discounted airtime with cashback
  • Instant, fee-free bill payments
  • Refer friends to earn cash
  • Send and receive money instantly
Features
Read full description

Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com

About

Adashe

Features
Read full description

Adashe is a wealth management application committed to improving the financial practices of Africans starting from Nigeria. We have three product offerings for savings, investment and foreign and local currency payments. Our savings platform is bringing back the African Ajo/Esusu culture to Africans while introducing it to the diaspora. Access Interest Free Loans Have access to capital for your business and personal needs by creating a savings community where every member contributes a fixed amount of money towards raising a huge capital/loan to be received by a member on a weekly/monthly basis. This way, every member of the community receives an interest-free loan and pays back by instalments towards another member’s capital. This works like the typical Ajo/Esusu that Africans are used to. Send and Receive Money Just say no to massive bank maintenance fees or travelling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Pay and get paid anytime from anywhere. Virtual Cards Payment You can create virtual cards on Adashe. This feature allows you to make online payments without having to reveal your personal banking information. With our virtual cards, you can enjoy secure and borderless transactions no matter where you are in the world. Say No to Currency Conversion Troubles When you use Adashe virtual cards, you can exchange funds globally without any border restrictions and enjoy fair exchange rates. We update our rates regularly to make sure you get the best Buy/Sell deals. Invest with as little as $1: With as little as $1, you can choose from our wide range of investment options ranging from local and international stock, agriculture, real estate and transportation and earn up to 20% return on your capital per annum Get Real Time Financial Education When you use Adashe, you get access to free financial and wealth management education and resources through our timely blogs, articles and case studies. Your knowledge of money management is about to hit the roof with us. Stay Informed Adashe is constantly expanding. Stay updated on the latest features and deals. Instagram; Twitter; Facebook; LinkedIn - @adashefinane Contact us - support@adashe.com

Screenshots

Chipper Cash4 screens
Adashe2 screens

Verdict

The call

The clearest difference is ads: Chipper Cash at none against Adashe's shown. Chipper Cash also leads on update cadence (every 2 weeks vs monthly). Adashe's advantage is iOS requirement (12.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chipper Cash ships an update every 2 weeks, Adashe monthly. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
Chipper Cash versus Adashe: the parameters behind the verdict, then further details
ParameterChipper CashAdashe
PriceFreeFree
Rating4.3 (15K ratings) — better—
Positive reviews59.0% of reviews—
Number of ratings15K — better—
Update frequencyEvery 2 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.112.0 — better
Further details — not scored
Size167 MB85 MB
Age rating4+17+
DeveloperCritical Ideas, Inc.ADASHE FINANCE LIMITED

Bugs and requests

Chipper Cash

Reported bugs

3 issues
  • Login screen freezes
  • Virtual card issues
  • Inconsistent app performance

Requested features

5 requests
  • Improved transaction history details
  • Add physical card option
  • Expand to more countries
  • Introduce fixed savings accounts
  • Allow cryptocurrency withdrawals

Adashe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Chipper Cash

No in-app purchases

None

Adashe

No in-app purchases

Questions

Is Chipper Cash free?
Chipper Cash is free to download, with no in-app purchases.
Is Adashe free?
Adashe is free to download, with no in-app purchases.
Do Chipper Cash or Adashe have ads?
Adashe shows ads; Chipper Cash does not.
Which is updated more often, Chipper Cash or Adashe?
Chipper Cash ships an update every 2 weeks, and Adashe monthly. Most recently, Chipper Cash was updated on October 30, 2026 and Adashe on October 27, 2026.

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