Chipper Cash vs Billpoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipper Cash
Send and receive money instantly and for free across towns and between African countries. Enjoy no-fee transfers, discounted airtime purchases with cashback, and free bill payments. Earn rewards by referring friends and stay updated on new features and countries.
- Free local and cross-border transfers
- Discounted airtime with cashback
- Instant bill payments
- Referral bonuses
- Secure money sending and receiving
- International money transfers
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Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com
Billpoint
Manage all your bills and transactions in one convenient app. Pay for utilities, airtime, data, and even book flights. Enjoy secure, fast payments with rewards and 24/7 customer support.
- Seamless bill payments
- Instant gift card purchases
- eSIM activation & top-ups
- Virtual accounts for funding
- Fast & secure transactions
- Exclusive rewards & bonuses
- 24/7 dedicated support
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SABIBILL DESCRIPTION Power your Bills with SabiBill—your all-in-one repository solution for effortless bill management. With a seamless interface, advanced features, and robust security, handling your transactions has never been easier. Pay bills, top up airtime, purchase data, book flights, activate, and more—all in one place, with speed and reliability you can trust. Why Choose SabiBill? * 24/7 dedicated customer support to assist you anytime, anywhere. * Exciting welcome bonuses and rewards through our referral and earning program. * Affordable services for bill payments, airtime, data, eSIMs, and more. Powerful Feature * Seamless Bill Payments – Effortlessly pay for airtime, data, electricity, cable TV (DStv, GOtv, Showmax, StarTimes), and more in seconds. * Fast & Secure Transactions – Experience top-notch security and real-time processing, ensuring your payments are always safe and instant. * Exclusive Rewards & Bonuses – Earn cashback, referral bonuses, and special incentives while using SabiBill. * 24/7 Dedicated Support – Our customer support team is available round the clock to assist you anytime, anywhere.
Screenshots
Verdict
The clearest difference is rating: Billpoint at 4.6 against Chipper Cash's 4.3. Billpoint also leads on iOS requirement (13.0 vs 15.1). Chipper Cash's advantage is update cadence (every 2 weeks vs every 6 weeks) and ratings volume (15K vs 1.1K). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Billpoint holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Chipper Cash has 15K ratings behind it against 1.1K, so its average is the more settled of the two. Written reviews complicate that: 59% of Chipper Cash's written reviews are positive against 57% of Billpoint's, so the app with the better star average is not the one people write more warmly about.
Chipper Cash ships an update every 2 weeks, Billpoint every 6 weeks. The most recent releases landed on November 9, 2026 and November 8, 2026 respectively.
| Parameter | Chipper Cash | Billpoint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (15K ratings) | 4.6 (1.1K ratings) — better |
| Positive reviews | 59.1% of reviews — better | 57.1% of reviews |
| Number of ratings | 15K — better | 1.1K |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 167 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Critical Ideas, Inc. | Flexgreen Concept Ltd |
Customer experience
Chipper Cash
Billpoint
User reviews
Chipper Cash
From 15K App Store ratingsWhat we love
- 👍 User-friendly interface
- 🚀 Fast and reliable transactions
- 💰 Cashback and bonuses
- 🔒 Secure platform
- 💳 Convenient virtual card
Room to improve
- 🐛 Occasional app crashes
- ⏰ Delayed transaction processing
- 🔒 Verification issues
- 💸 Unexpected account locks
- 🤖 Poor customer service response
Billpoint
From 1.1K App Store ratingsWhat we love
- 🚀 Fast and reliable
- 👍 Easy to use
- 🚀 Quick service
- 🚀 Swift and fast
- 👍 Best app ever
Room to improve
- 🐛 App not working
- 🐛 Too slow
- 🐛 Frustrating experience
- 🐛 Can't use most functions
- 🐛 Bad customer care
Bugs and requests
Chipper Cash
Reported bugs
3 issues- Login screen freezes
- Virtual card issues
- Inconsistent app performance
Requested features
5 requests- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals
Billpoint
Reported bugs
7 issues- iTunes not received via email
- Money not reflecting after hours
- Account blocked after sending money
- Money disappeared without trace
- App crashes more often than it works
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- Cannot deposit or buy anything
- Cannot use most functions
Requested features
3 requests- Notify customers of downtime
- Add withdrawal features
- Improve security (PIN required)
In-app purchases
Chipper Cash
No in-app purchases
Billpoint
No in-app purchases
