Comparison

Chipper Cash vs Bitsfex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipper Cash

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Highlights
  • Free local money transfers
  • Low cross-border rates
  • Buy discounted airtime with cashback
  • Instant, fee-free bill payments
  • Refer friends to earn cash
  • Send and receive money instantly
Features
Read full description

Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com

About

Bitsfex

Features
Read full description

Bitsfex is a secure crypto and Naira wallet app designed to make digital asset transactions simple and accessible. With Bitsfex, users can manage supported crypto assets, view wallet balances, buy and sell crypto, swap supported assets, transfer crypto, withdraw Naira to a bank account, and track transaction history from one app. Key features: • Manage crypto and Naira wallets • Buy and sell supported crypto assets • Swap supported assets • Transfer crypto securely • Withdraw Naira to a bank account • View transaction history and receipts • Complete identity verification for account security Bitsfex is built for a smooth, secure, and convenient crypto experience.

Screenshots

Chipper Cash4 screens
Bitsfex4 screens

Verdict

The call

Chipper Cash and Bitsfex are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chipper Cash ships an update every 10 days, Bitsfex fortnightly. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences
Chipper Cash versus Bitsfex: the parameters behind the verdict, then further details
ParameterChipper CashBitsfex
PriceFreeFree
Rating4.3 (15K ratings) — better—
Positive reviews58.9% of reviews—
Number of ratings15K — better—
Update frequencyEvery 10 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size166 MB114 MB
Age rating4+4+
DeveloperCritical Ideas, Inc.BITSFEX TECHNOLOGIES LTD

Bugs and requests

Chipper Cash

Reported bugs

3 issues
  • Login screen freezes
  • Virtual card issues
  • Inconsistent app performance

Requested features

5 requests
  • Improved transaction history details
  • Add physical card option
  • Expand to more countries
  • Introduce fixed savings accounts
  • Allow cryptocurrency withdrawals

Bitsfex

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Chipper Cash

No in-app purchases

None

Bitsfex

No in-app purchases

Questions

Is Chipper Cash free?
Chipper Cash is free to download, with no in-app purchases.
Is Bitsfex free?
Bitsfex is free to download, with no in-app purchases.
Do Chipper Cash or Bitsfex have ads?
Neither Chipper Cash nor Bitsfex shows ads.
Which is updated more often, Chipper Cash or Bitsfex?
Chipper Cash ships an update every 10 days, and Bitsfex fortnightly. Most recently, Chipper Cash was updated on October 16, 2026 and Bitsfex on October 7, 2026.

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