Chipper Cash vs Wirepoint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipper Cash
Send and receive money instantly and for free across towns and between African countries. Enjoy no-fee transfers, discounted airtime purchases with cashback, and free bill payments. Earn rewards by referring friends and stay updated on new features and countries.
- Free local and cross-border transfers
- Discounted airtime with cashback
- Instant bill payments
- Referral bonuses
- Secure money sending and receiving
- International money transfers
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Send and receive money the fast, free and easy way. Transfer funds across town or across Africa, right from your mobile phone. What is Chipper Cash? Chipper Cash is a cross-border payments app, where over 3 million people send & receive money in and between Nigeria, South Africa, Ghana, Uganda, Rwanda, Tanzania, and now available in United Kingdom (UK). Enjoy free local transfers and the lowest cross-border rates. Chipper Cash is bringing Africa together, one transaction at a time. Everyday we “chip away” at the financial problems facing people across Africa & around the world. Send & Receive Money Just say no to massive fees or traveling to a bank or agent just to send and receive money. Instantly transfer between your accounts for free. Get paid faster, with zero fees! No-Fee Money Transfers Move your money between Chipper Cash and any bank, mobile money account absolutely free! Buy Discounted Airtime & Earn Cashback Purchase discounted Airtime and earn 2% or more CashBack instantly. Get Airtime for yourself, or send to a friend, even send it internationally! Pay Bills Instantly for Free Pay bills with no extra fees charged. Chipper Bill Pay is so easy, that you may even start paying your friend's bills. Bills are a hassle, Chipper is simple, easy and free. Earn with Chipper Earn cash by sharing Chipper with friends and colleagues. They get a cash bonus too. No limits! Pay Anyone / Get Paid, Instantly Run a business and need to pay local and international suppliers? Pay instantly with Chipper and save big on transaction fees. Shopping online for the perfect accessory, pay with Chipper and get those dream items without the nightmare fees. Studying abroad and need tuition and pocket money from home? Chipper saves your family money and you get the funds instantly. Stay informed Chipper is constantly expanding. Keep updated on the latest features, deals and countries Facebook / Instagram / Twitter: @chippercashapp Contact us at: team@chippercash.com
Wirepoint
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Receive funds from the United States through supported transfer channels and get settled in Naira or USD. Secure, transparent, and convenient.
Screenshots
Verdict
Chipper Cash and Wirepoint are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. Both last shipped on November 13, 2026.
| Parameter | Chipper Cash | Wirepoint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (15K ratings) — better | — |
| Positive reviews | 59.1% of reviews | — |
| Number of ratings | 15K — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 167 MB | 52 MB |
| Age rating | 4+ | 17+ |
| Developer | Critical Ideas, Inc. | Wirepoint Limited |
Bugs and requests
Chipper Cash
Reported bugs
3 issues- Login screen freezes
- Virtual card issues
- Inconsistent app performance
Requested features
5 requests- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals
Wirepoint
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Chipper Cash
No in-app purchases
Wirepoint
No in-app purchases
