Tangem vs Tando
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tangem
This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.
- Non-custodial crypto wallet
- Hardware wallet with secure element chip
- Private keys generated on dedicated hardware
- NFC-enabled smartphone integration
- Multi-chain support (BTC, ETH, etc.)
- Web3 wallet for dApp access
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Tangem - Non-Custodial Crypto Wallet & Hardware Wallet Tangem is a self-custody, non-custodial crypto wallet that combines a hardware wallet with a mobile crypto wallet app. Designed for secure cold storage, Tangem keeps your private keys on dedicated hardware — not on company servers. Private keys are generated and stored on your Tangem Card or Tangem Ring. Tangem does not store, access, or control your funds or private keys. You approve every transaction using your NFC-enabled smartphone. Hardware Cold Wallet with Secure Chip Tangem functions as a hardware wallet and cold wallet, isolating private keys on a secure element chip certified to Common Criteria EAL6+. Security features include: Secure element chip (EAL6+) Private keys generated and stored on the card NFC-based secure communication No server-side custody Users can connect up to three Tangem cards to one wallet setup for backup and recovery. Bitcoin Wallet, Ethereum Wallet & Multi-Chain Crypto Wallet Tangem supports multiple blockchain networks and thousands of digital assets. Use Tangem as a: Bitcoin wallet (BTC wallet) Ethereum wallet (ETH wallet) Multi-chain crypto wallet Web3 wallet for decentralized applications Send and receive cryptocurrencies, view balances and transaction history, and manage supported assets in one crypto wallet app. Web3 Wallet & dApp Access Tangem acts as a Web3 wallet, allowing connections to decentralized applications (dApps) via secure wallet connectivity standards. You can: Connect to decentralized exchanges Access token swaps Interact with NFT platforms Use blockchain-based services All blockchain transactions are initiated and approved by the user. Some features connect to independent third-party providers. Tangem provides the wallet interface only and does not offer exchange, brokerage, investment, custody, or payment services. Availability of third-party services depends on provider terms and user location. Important Tangem is a non-custodial crypto wallet provider. Tangem does not hold user funds or private keys. Users are responsible for managing access to their hardware wallet devices. Learn more at [tangem.com](http://tangem.com/).
Tando
This app allows users to spend Bitcoin in Kenya by converting it to M-Pesa. You can purchase goods, pay bills, and send money directly from your Bitcoin Lightning wallet to anyone in the country with no transaction fees.
- Spend Bitcoin via M-Pesa
- Pay bills with Bitcoin
- Send money with Bitcoin
- Zero transaction fees
- Bitcoin Lightning wallet integration
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Tando lets anyone experience life entirely on the bitcoin standard. Spend bitcoin anywhere M-Pesa is accepted in Kenya with zero transaction fees! Buy goods, pay bills, and send money from your Bitcoin Lightning wallet to anyone in Kenya. Privacy Policy - https://tando.me/privacy.htm Terms of Use - https://tando.me/terms.htm
Screenshots
Verdict
The clearest difference is monetization model: Tando at free against Tangem's paid. Tando also leads on review sentiment (100% vs 84%) and device support (3 vs 1). Tangem's advantage is update cadence (every 6 days vs every 6 weeks) and ratings volume (25K vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Tangem against 5.0 for Tando. That said, the two scores are not equally well evidenced: Tangem has 25K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 84% of Tangem's written reviews are positive against 100% of Tando's.
Tangem ships an update every 6 days, Tando every 6 weeks. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | Tangem | Tando |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (25K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 83.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 25K — better | 4 |
| Update frequency | Every 6 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Paid | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 630 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Tangem AG | Tando Ltd |
Customer experience
Tangem
Tando
Bugs and requests
Tangem
Reported bugs
4 issues- Transactions not reflecting in wallet balance
- Inability to add custom tokens or networks
- Recurring issues with Solana network integration
- App freezes and crashes on certain devices
Requested features
6 requests- Multiple wallet addresses per asset
- Performance tracking and charting
- Staking and DeFi integration
- Expanded token and network support
- Notification system for withdrawals and deposits
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- Desktop version
Tando
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Tangem
No in-app purchases
Tando
No in-app purchases









