Comparison

Raris vs Unlimit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Raris

Manage your exclusive precious metal payment account and access a dedicated concierge service. This app allows Raris members to view transactions, manage security, and use a virtual card for online purchases, all with zero FX markup and transaction fees.

Highlights
  • Manage payment account online
  • View balance and transaction history
  • Use virtual card for online purchases
  • Access 24/7 concierge service
  • Zero FX markup and transaction fees
  • Security settings management
Features
Read full description

You MUST contact us first in order to set up your account. You cannot apply on the app without an invitation. Is it possible to bring back that feeling of freedom and delight from when you used a card for the first time? ​Why not every time? ​The first hallmarked precious metal card in the world, produced by The Royal Mint, the most prestigious currency manufacturer in the world, and hallmarked by the pioneers in the field, the Goldsmiths' Company Assay Office. ​A payment account designed by AF Payments to meet the most exacting standards of functionality and security to deliver a sense of luxury in making payments. ​This is Raris. 00 Zero FX Markup Zero Transaction Fees You do not have to worry about transaction fees or currency conversion commissions. We apply no markups whatsoever to the Mastercard conversion rate. 18 Eighteen Karat Gold Your Raris account is accessed via the exquisite 18kt gold card specifically crafted for you by The Royal Mint. 24 Twenty-four / Seven Concierge As a Mastercard World Elite account holder, a dedicated concierge is at your service round the clock to assist. The Raris app provides Raris members access to manage their account online including security settings, viewing a balance, viewing transaction history, using a virtual card for online spend and many more functions.

About

Unlimit

Manage your finances globally with a multi-currency solution for businesses and individuals. Handle payments, transfers, and currency exchange seamlessly across various platforms and currencies.

Highlights
  • Multi-currency accounts
  • Global wire transfers
  • Currency exchange
  • Virtual and physical cards
  • Two-factor authentication
  • Biometric security
Features
Read full description

Unlimit simplifies your financial management with a global multi-payment application. Tailored for the diverse needs of startups, scale-ups, enterprises, individuals, and freelancers, Unlimit transforms financial management. Experience a seamless blend of multicurrency accounts, cards, and FX & transfer functionalities, delivering a comprehensive financial solution. Dynamic features for every need: Global Accounts: Universal payments in multiple currencies. Our multicurrency corporate account supports transactions in major currencies like EUR, USD, GBP, and CNY making it perfect for global coverage. The Unlimit multicurrency account allows seamless transactions worldwide and is compatible with digital wallets like Google Pay and Apple Pay. Get paid like a local: Get paid in the currency you want and pay your suppliers or contractors in their preferred currency, from EUR and USD to CNY or MXN. Online KYB: Sign up for an account completely digitally/ Comprehensive Corporate and Business Accounts: Empower your organization with our robust corporate and business account services, ensuring financial agility and control. Unhindered currency operations through FX, and transfers: Unlimit empowers businesses with seamless FX (foreign exchange) transactions, allowing for quick and efficient currency conversions at competitive rates. The business account for going global: Pay invoices and bills faster, at a better exchange rate. Offer your customers a wide array of payment options to streamline checkout processes. This includes all major card brands and many currencies including USD, EUR, BRL, MXN, etc. Connect to supported platforms like Amazon, eBay, Google and Apple Pay and pay for ad services on AdSense, Meta and many more. - Multi-Currency IBAN Accounts: Open numerous accounts to streamline your business transactions. - Global Wire Transfers: Effortlessly conduct international transactions using SWIFT and SEPA. - Worldwide Payment Receptions: Receive payments from any corner of the globe, in the currency you want. - Currency Exchange: Seamlessly exchange major world currencies. - Cross-Platform Accessibility: Manage your finances on desktop or mobile, anytime, anywhere. - Virtual and Physical Cards: Issue cards for your team and manage expenses effortlessly. - Smart Financial Management: Utilize our smart filter and transaction search for real-time expense tracking. - Comprehensive Notifications: Get instant alerts for all transaction types. - Multiple Account Management: Handle various accounts simultaneously with ease. - Universal Payment Options: Enjoy the freedom to pay online and offline, globally. Security You Can Trust: - Two-Factor Authentication (2FA): Secure your web app access on a PC or laptop. - Biometric Security: Leverage FaceID or TouchID for enhanced protection. - Reliable and Safe: Your financial security is our top priority.

Screenshots

Raris4 screens
Unlimit4 screens

Verdict

The call

The clearest difference is rating: Raris at 5.0 against Unlimit's 3.7. Unlimit's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raris holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Raris ships an update every 3 months, Unlimit every 2 weeks. The most recent releases landed on October 5, 2026 and October 21, 2026 respectively.

Scorecard3 real differences · 7 level
Raris versus Unlimit: the parameters behind the verdict, then further details
ParameterRarisUnlimit
PriceFreeFree
Rating5.0 (1 ratings) — better3.7 (3 ratings)
Positive reviews—0.0% of reviews
Number of ratings13 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size258 MB100 MB
Age rating4+12+
DeveloperACCOMPLISH FINANCIAL LIMITEDUnlimit Holding EU Ltd

Customer experience

Raris

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Unlimit

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Raris

No in-app purchases

None

Unlimit

No in-app purchases

Questions

Is Raris free?
Raris is free to download, with no in-app purchases.
Is Unlimit free?
Unlimit is free to download, with no in-app purchases.
Which has better reviews, Raris or Unlimit?
Raris is rated higher. Raris averages 5.0 out of 5 from 1 ratings, while Unlimit averages 3.7 from 3 ratings.
Do Raris or Unlimit have ads?
Neither Raris nor Unlimit shows ads.
Which is updated more often, Raris or Unlimit?
Raris ships an update every 3 months, and Unlimit every 2 weeks. Most recently, Raris was updated on October 5, 2026 and Unlimit on October 21, 2026.

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