Synchrony Bank vs LadderKeep
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Synchrony Bank
Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.
- Open new accounts
- Track account activity
- Mobile check deposit
- Account balance widgets
- Live customer service chat
- Link external accounts
- Renew CD accounts
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What can Synchrony Bank help you achieve? Our app gives you the quick, secure access to your money you expect from an award-winning online bank. My Synchrony Bank High Yield Savings account helped me save for a dream vacation where I proposed to my fiancé! I direct deposit exactly what I want to save into my account and the interest I receive makes accomplishing my goals so easy. I can’t explain how helpful Synchrony has been--with easy online access, saving money has never been as enjoyable. I tell all my friends and family just how easy it can be! - Paul, saving smart with Synchrony Bank Open a new account in minutes and manage your existing ones with account management tools and more wherever, whenever in the app. With the Synchrony Bank app, you can: • Open a new account seamlessly in just a few minutes • Track all your account activity anytime, anywhere • Deposit checks easily with mobile check deposit • Confirm balances at a glance with convenient widgets to highlight key data • Connect with our award-winning customer service team, and chat live during business hours for immediate answers and help • Link your Synchrony Bank account to external bank accounts for secured transfers • Renew your CD accounts to keep your savings growing in just a few taps • Manage beneficiaries, view statements, and even go paperless in a snap We’ve built every feature of the Synchrony Bank app with accessibility for all in mind: the app is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability so whatever your needs are, you’ll be able to review critical information wherever you are and whenever you need it. With the app, you’ll have the power of easy-to-use Synchrony service wherever your next adventure takes you. CONNECT WITH US Facebook: facebook.com/SynchronyBank/ Instagram: @SynchronyBank Pinterest: pinterest.com/Synchrony Have a question, comment, or concern? Let us know at appsupport@synchronybank.com. It’s not just our customers that love what we offer. We’ve received awards from Forbes Advisor, Nerdwallet, GOBankingRates and many others, recently including: GOBankingRates' Best Online Bank in 2024* Forbes Advisor 2024 Review of Synchrony Bank** MoneyRates names Synchrony Best Savings Accounts*** MyBank Tracker's Best CDs for 2024**** GOBankingRates' Best CD Accounts in 2024***** MoneyRates names Synchrony Best CD Accounts in 2024****** ABOUT SYNCHRONY BANK We’re not your average bank—you can expect more from Synchrony Bank, where we’re proud to have helped customers for more than 80 years. Today, we combine the stability of FDIC insurance with smart digital tools and consistently great rates. Learn more about banking smart with us at synchronybank.com or reach out to our highly-rated customer service team at 1-866-226-5638 for banking in sync with you. *GOBANKINGRATES.COM: © 2024 GOBankingRates. All Right Reserved. **FORBES: © 2024 Forbes Media LLC. All Rights Reserved. ***MONEYRATES: © 2024 MoneyRates ****MYBANKTRACKER.COM:© 2024 MoneyRates *****GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved. ******MONEYRATES: © 2024 MoneyRates *******GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved. ********NERDWALLET: ©2024 NerdWallet, Inc. All Rights Reserved.
LadderKeep
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LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.
Screenshots
Verdict
The clearest difference is in-app purchases: Synchrony Bank at none against LadderKeep's 1. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LadderKeep sells 1 one-off in-app purchase. Synchrony Bank asks for nothing beyond the download.
| Parameter | Synchrony Bank | LadderKeep |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (37K ratings) — better | — |
| Positive reviews | 54.1% of reviews | — |
| Number of ratings | 37K — better | — |
| Update frequency | Every 6 weeks | — |
| Ads | Yes | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 116 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Synchrony Financial | Christian Pedersen |
Bugs and requests
Synchrony Bank
Reported bugs
4 issues- Widget functionality broken
- Inconsistent login experience
- Delayed fund availability
- Unreliable check deposit feature
Requested features
5 requests- Recurring transfer options
- Improved transaction history
- Biometric login support
- Seamless multi-account management
- Customizable account nicknames
LadderKeep
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Synchrony Bank
No in-app purchases
LadderKeep
- LadderKeep Lifetime$4.99
Questions
Is Synchrony Bank free?
Is LadderKeep free?
Do Synchrony Bank or LadderKeep have ads?
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