Comparison

Synchrony Bank vs LadderKeep

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Synchrony Bank

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

Highlights
  • Open new accounts
  • Track account activity
  • Mobile check deposit
  • Account balance widgets
  • Live customer service chat
  • Link external accounts
  • Renew CD accounts
Features
Read full description

What can Synchrony Bank help you achieve? Our app gives you the quick, secure access to your money you expect from an award-winning online bank. My Synchrony Bank High Yield Savings account helped me save for a dream vacation where I proposed to my fiancé! I direct deposit exactly what I want to save into my account and the interest I receive makes accomplishing my goals so easy. I can’t explain how helpful Synchrony has been--with easy online access, saving money has never been as enjoyable. I tell all my friends and family just how easy it can be! - Paul, saving smart with Synchrony Bank Open a new account in minutes and manage your existing ones with account management tools and more wherever, whenever in the app. With the Synchrony Bank app, you can: • Open a new account seamlessly in just a few minutes • Track all your account activity anytime, anywhere • Deposit checks easily with mobile check deposit • Confirm balances at a glance with convenient widgets to highlight key data • Connect with our award-winning customer service team, and chat live during business hours for immediate answers and help • Link your Synchrony Bank account to external bank accounts for secured transfers • Renew your CD accounts to keep your savings growing in just a few taps • Manage beneficiaries, view statements, and even go paperless in a snap We’ve built every feature of the Synchrony Bank app with accessibility for all in mind: the app is screen reader-friendly, supports variable font sizes, and uses optimal colors for readability so whatever your needs are, you’ll be able to review critical information wherever you are and whenever you need it. With the app, you’ll have the power of easy-to-use Synchrony service wherever your next adventure takes you. CONNECT WITH US Facebook: facebook.com/SynchronyBank/ Instagram: @SynchronyBank Pinterest: pinterest.com/Synchrony Have a question, comment, or concern? Let us know at appsupport@synchronybank.com. It’s not just our customers that love what we offer. We’ve received awards from Forbes Advisor, Nerdwallet, GOBankingRates and many others, recently including: GOBankingRates' Best Online Bank in 2024* Forbes Advisor 2024 Review of Synchrony Bank** MoneyRates names Synchrony Best Savings Accounts*** MyBank Tracker's Best CDs for 2024**** GOBankingRates' Best CD Accounts in 2024***** MoneyRates names Synchrony Best CD Accounts in 2024****** ABOUT SYNCHRONY BANK We’re not your average bank—you can expect more from Synchrony Bank, where we’re proud to have helped customers for more than 80 years. Today, we combine the stability of FDIC insurance with smart digital tools and consistently great rates. Learn more about banking smart with us at synchronybank.com or reach out to our highly-rated customer service team at 1-866-226-5638 for banking in sync with you. *GOBANKINGRATES.COM: © 2024 GOBankingRates. All Right Reserved. **FORBES: © 2024 Forbes Media LLC. All Rights Reserved. ***MONEYRATES: © 2024 MoneyRates ****MYBANKTRACKER.COM:© 2024 MoneyRates *****GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved. ******MONEYRATES: © 2024 MoneyRates *******GOBANKINGRATES.COM: © 2023 GOBankingRates. All Right Reserved. ********NERDWALLET: ©2024 NerdWallet, Inc. All Rights Reserved.

About

LadderKeep

Features
Read full description

LadderKeep is the simple way to track a CD ladder across all your banks — no logins, no spreadsheets, no paper statements. If you stagger certificates of deposit across several institutions to capture high yields, LadderKeep brings the whole ladder into one clean view. WHAT YOU CAN DO - Log every CD: bank, principal, APY, purchase date, and term - See your ladder as a timeline, rung by rung - Track total principal, projected interest, and your weighted average APY - Know exactly which CD matures next, and when - Get reminded before each CD matures so nothing auto-renews at a low rate LADDERKEEP PRO - Track unlimited CDs across every bank - Projected interest and principal-weighted APY - Reinvestment suggestions to keep your ladder rolling - Maturity alerts (2 weeks before and on the day) - CSV + PDF export of your whole ladder - Removes ads ON-DEVICE ONLY LadderKeep never connects to a bank. You enter the figures; everything stays on your phone. Free users can preview Pro by watching a short ad. LadderKeep shows non-personalized ads only and never tracks you. LadderKeep is a personal tracking tool, not financial advice and not affiliated with any bank. Projected interest assumes each CD is held to maturity at the APY you enter. Confirm all terms with your bank.

Screenshots

Synchrony Bank4 screens
LadderKeep4 screens

Verdict

The call

The clearest difference is in-app purchases: Synchrony Bank at none against LadderKeep's 1. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LadderKeep sells 1 one-off in-app purchase. Synchrony Bank asks for nothing beyond the download.

Scorecard1 real difference · 9 level
Synchrony Bank versus LadderKeep: the parameters behind the verdict, then further details
ParameterSynchrony BankLadderKeep
PriceFreeFree
Rating4.8 (37K ratings) — better—
Positive reviews54.1% of reviews—
Number of ratings37K — better—
Update frequencyEvery 6 weeks—
AdsYesYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size116 MB4 MB
Age rating4+4+
DeveloperSynchrony FinancialChristian Pedersen

Bugs and requests

Synchrony Bank

Reported bugs

4 issues
  • Widget functionality broken
  • Inconsistent login experience
  • Delayed fund availability
  • Unreliable check deposit feature

Requested features

5 requests
  • Recurring transfer options
  • Improved transaction history
  • Biometric login support
  • Seamless multi-account management
  • Customizable account nicknames

LadderKeep

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Synchrony Bank

No in-app purchases

1 purchases

LadderKeep

One-time1
  • LadderKeep Lifetime$4.99

Questions

Is Synchrony Bank free?
Synchrony Bank is free to download, with no in-app purchases.
Is LadderKeep free?
LadderKeep is free to download, with in-app purchases available.
Do Synchrony Bank or LadderKeep have ads?
Both Synchrony Bank and LadderKeep show ads.

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