DigiSilk vs JS Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DigiSilk
Open a digital bank account in minutes with instant onboarding and a Visa debit card. Manage your finances with features like sending and receiving funds, bill payments, and purchasing e-vouchers and e-tickets.
- Instant account opening
- Visa debit card issuance
- Send/receive funds via IBFT
- QR bill and merchant payments
- e-Voucher and gift card purchase
- e-Ticket booking
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DigiSilk by Silkbank is a Digital Account which enables you to onboard and open your account within minutes. Download the DigiSilk app and open your account for instant and hassle-free digital banking experience. Unique Features: - Instant Account Opening & Visa Debit Card - Send & Receive Funds via IBFT from any bank in Pakistan - Pay Bills & Merchants via QR - e-Voucher & Gift Card Purchase - e-Tickets (Cinema, Travel, Events etc) - e-Commerce Purchases and much more....
JS Mobile
Manage your bank account instantly from your device. Access account information, transfer funds securely, and pay bills on the go. Easily locate nearby branches and ATMs for convenient banking.
- Instant account access
- View account balance and statements
- Fund transfers
- Utility bill payments
- Branch and ATM locator
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Introducing JS Mobile – A step into the future of banking! Access your JS Bank account instantly, make payments on-the-go and transfer funds to anyone safely and securely with your device. It’s fast. It’s smooth. It’s simple. Mobile banking has never been easier. Salient Features: 1. Get access to your account information in simple steps. 2. View account balance, account statement, and transaction details for all your accounts. 3. Make instant Fund Transfers to JS Bank and other IBFT enabled Bank customers. 4. Pay your utility bills on-the-go. 5. Locate your nearest JS Bank branches and ATMs. Download Now! For further assistance, you can reach out to our helpline at (+92) 021/051-111-654-321.
Screenshots
Verdict
The clearest difference is rating: JS Mobile at 4.7 against DigiSilk's 1.0. JS Mobile also leads on review sentiment (35% vs 0%) and ratings volume (249 vs 4). DigiSilk's advantage is update cadence (every 10 days vs every 6 weeks) and iOS requirement (9.1 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
JS Mobile holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: JS Mobile has 249 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of DigiSilk's written reviews are positive against 35% of JS Mobile's.
DigiSilk ships an update every 10 days, JS Mobile every 6 weeks. The most recent releases landed on October 6, 2026 and October 15, 2026 respectively.
| Parameter | DigiSilk | JS Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (4 ratings) | 4.7 (249 ratings) — better |
| Positive reviews | 0.0% of reviews | 34.8% of reviews — better |
| Number of ratings | 4 | 249 — better |
| Update frequency | Every 10 days — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.1 — better | 15.0 |
| Further details — not scored | ||
| Size | 42 MB | 296 MB |
| Age rating | 4+ | 4+ |
| Developer | Silkbank Limited | JS Bank Limited |
Customer experience
DigiSilk
JS Mobile
In-app purchases
DigiSilk
No in-app purchases
JS Mobile
No in-app purchases
