Comparison

Paga vs Euzzit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paga

Manage US Dollar and Nigerian Naira accounts from one app. Send, pay, and receive money globally with competitive rates. Get physical and virtual Visa debit cards for seamless transactions.

Highlights
  • Open and manage US and Nigerian bank accounts
  • Send, pay, and receive across currencies
  • Physical and virtual Visa debit cards
  • Link to external financial apps
  • Global money transfers with competitive rates
  • Seamless PayPal integration for Nigerians
Features
Read full description

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world. The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN. One login. One app. Two worlds, finally connected. With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY! PayPal is now closer to home. With Paga, you can: Top up, withdraw, and get paid in any currency, instantly in Naira. Pay globally anywhere PayPal is accepted. Send and receive money worldwide right from your phone How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do. Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos Download Paga today. Two wallets, one life, no borders. Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply. Medium - https://www.medium.com/@mypaga Facebook - https://www.facebook.com/mypaga Twitter - https://www.twitter.com/mypaga Instagram - https://www.instagram.com/my_paga

About

Euzzit

This app transforms your everyday expenses into a digital asset called "Zit." Zit can be used for investments, as collateral for loans, and provides free life insurance and pension plans. Make your money work for you by paying with this service and earning rewards.

Highlights
  • Convert expenses to digital assets (Zit)
  • Investment opportunities with Zit
  • Digital collateral for loans
  • Free life insurance
  • Free pension plan
  • Earn Zit rewards on transactions
  • Merchant services to attract customers
Features
Read full description

In today's world expenses is constantly on the increase and due to that we sometimes find it difficult to take care of our needs but with the euzzit app it convert your expenses to digital asset known as "Zit" which serves as Investment, Digital Collateral (to access loan), Free Life Insurance, and Free Pension Plan. So, why make your expenses work for you when you pay with euzzit app. It takes less than 3 minutes to get started: 1 - Download Euzzit. 2 - Register and Activate Your Account Take advantage of your expenses with the following steps below; 1) Fund Your Wallet Without charges, fund your Euzzit Digital Wallet using your bank card is that simple and secured. 2) Pay with Euzzit Make payment with your euzzit wallet to get extra value for your money. 3) Earn Zit Reward You earn free Zit reward when you do Bank/Wallet Transfers, buy Airtime, Internet Data, Subscribe Cable TV, Pay Electricity Bill or Merchants. 4) Enjoy Zit Benefits You enjoy Investment returns, Access Loan, Free Life Insurance, and Free Monthly Retirement Allowance, all from Zit reward. - - - - - BECOME A MERCHANT: Attract more customers to your business when you receive payment as a merchant you automatically reward customer's with Zit. TO BECOME A MERCHANT: It takes less than 5 minutes; (If you haven't download/registered yet) 1 - Download Euzzit App. 2 - Register and Activate Account 3 - Create Your Merchant Profile 4 - Add Your Services 5 - Receive Payment and Start Attracting Customers Please Note: You receive payment either with the Username, Email or Phone Number that you use in registering. Both customers and merchants live like Kings and Queens without worrying about their expenses. Expenses is never a threat when you pay with euzzit...! Please Note: Euzzit is currently available in Nigeria only. We look forward to hearing about your Euzzit experiences! If you have any bugs to report or have questions and concerns, please contact us on: hello@euzzit.com or visit: https://www.euzzit.com

Screenshots

Paga4 screens
Euzzit4 screens

Verdict

The call

The clearest difference is rating: Euzzit at 5.0 against Paga's 4.1. Euzzit also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). Paga's advantage is ratings volume (1.4K vs 1) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Euzzit holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Paga has 1.4K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Paga ships an update fortnightly, Euzzit every 2 months. The most recent releases landed on October 19, 2026 and October 4, 2026 respectively.

Scorecard5 real differences · 5 level
Paga versus Euzzit: the parameters behind the verdict, then further details
ParameterPagaEuzzit
PriceFreeFree
Rating4.1 (1.4K ratings)5.0 (1 ratings) — better
Positive reviews57.5% of reviews—
Number of ratings1.4K — better1
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size192 MB17 MB
Age rating4+17+
DeveloperPaga Group LTD (UK)Euzzit Ltd

Customer experience

Paga

All ratings1,446 ratings
Positive77.2%
Neutral5.3%
Negative17.6%
Written reviews214 reviews
Positive57.5%
Neutral4.2%
Negative38.3%

Euzzit

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Paga

Reported bugs

4 issues
  • Login issues
  • Deduction of funds without transactions
  • Inability to access account after updates
  • Delayed or failed transactions

Requested features

4 requests
  • Improved customer support
  • Faster fund transfer and withdrawal
  • Virtual card options
  • Loyalty/reward program

Euzzit

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Paga

No in-app purchases

None

Euzzit

No in-app purchases

Questions

Is Paga free?
Paga is free to download, with no in-app purchases.
Is Euzzit free?
Euzzit is free to download, with no in-app purchases.
Which has better reviews, Paga or Euzzit?
Euzzit is rated higher. Paga averages 4.1 out of 5 from 1.4K ratings, while Euzzit averages 5.0 from 1 ratings.
Do Paga or Euzzit have ads?
Neither Paga nor Euzzit shows ads.
Which is updated more often, Paga or Euzzit?
Paga ships an update fortnightly, and Euzzit every 2 months. Most recently, Paga was updated on October 19, 2026 and Euzzit on October 4, 2026.

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