Paga vs Cardex

Your money shouldn’t stop where your country’s border starts - whether you find yourself in Nigeria, the US, or anywhere in the world. The Paga app gives you the opportunity to open and manage both a US Checking Account and a Nigerian Naira Account from anywhere. To open a Paga US bank account, proof of a valid residential address in the US is required. For the Nigerian bank account, you’ll need a NIN or BVN. One login. One app. Two worlds, finally connected. With Paga, you can: Send, pay, and receive across both currencies Send directly from your Paga US account to any Naira account Get paid by clients, pay vendors abroad, or manage your side gigs seamlessly Connect to your financial life on apps like Chime, Robinhood, SoFi, or Venmo. Physical & Virtual Visa Debit Cards Shop, travel, and live life on your terms. You can: Pay anywhere with your physical or virtual debit card Link your Paga US card to Apple Pay for secure, contactless payments. Tap and pay in-store or online. Lock and unlock your card instantly. Even choose a card design that fits your style. Move Money Without Borders Send US Dollars to Nigeria — fast and reliable. Request or receive money with a tap, wherever you are. Enjoy competitive exchange rates and fees that keep more money with you. Link your external bank accounts to make better transaction moves. Receive money via ACH, wire transfers, and Visa Direct card transfers PayPal, Reimagined - Paga makes PayPal work for Nigerians- FINALLY! PayPal is now closer to home. With Paga, you can: Top up, withdraw, and get paid in any currency, instantly in Naira. Pay globally anywhere PayPal is accepted. Send and receive money worldwide right from your phone How we protect your money Your security isn’t an afterthought — it’s built in. Paga US account is protected up to $250,000 through our FDIC-insured partner bank To learn more about FDIC insurance, visit the FDIC website at www.fdic.gov/deposit/deposits Paga Nigeria accounts are protected by NDIC. Industry-grade security, fraud monitoring, and instant card controls keep your money safe. Extensive identity verification keeps sign-ups secure. Passcode and biometric login ensure only you can access your account. Visit our Terms and Conditions website for more information (See links below). Peace of mind, every time you send or spend. Always Here to Help Money never sleeps, and neither do we. Get 24/7 customer support. Why Paga? Over 30 million people trust Paga. Recognised by the Financial Times and Statista, Paga connects your two worlds: US and Nigeria. Home and abroad. Dollars and Naira. Because your money should move as freely as you do. Visit our Terms and Conditions for our Nigerian customers - mypaga.com/ngn-terms#tos Visit our Terms and Conditions for our US customers - mypaga.com/usd-terms#tos Download Paga today. Two wallets, one life, no borders. Paga is a financial technology company, not a bank. US banking services are provided by Regent Bank, Member FDIC. FDIC insurance only covers the failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply. Medium - https://www.medium.com/@mypaga Facebook - https://www.facebook.com/mypaga Twitter - https://www.twitter.com/mypaga Instagram - https://www.instagram.com/my_paga

Pay in Naira directly from your multi-currency wallet with our virtual and physical cards. Suitable for global online payments and ATM withdrawals.