beep™ vs Lista PH
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
beep™
Easily check your card balance and monitor transactions directly from your smartphone. Keep track of your spending and financial activity with periodic updates throughout the day.
- Check card balance
- Monitor card transactions
- Smartphone access
- Periodic updates
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The beep™ app makes card usage more easy and convenient by allowing you to check your card balance and monitor card transactions*, right on your smartphone! Balance and transactions are updated periodically throughout the day.
Lista PH
This app simplifies money management with tools for expense tracking, budgeting, and debt payoff. It offers credit score checks, financial product comparisons, and ready-to-use document templates. Users can also send payment reminders and manage multiple financial profiles securely.
- Expense tracking
- Budgeting tools
- Credit score check
- Financial product marketplace
- Document templates
- Payment reminders
- Multiple profile management
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**THE FINANCIAL MANAGEMENT APP FOR EVERYONE** Lista is the fastest-growing financial management app in the Philippines — built to make money management simple, smart, and stress-free. It’s **FREE, SAFE, and EASY!** Get a full view of your finances with tools for tracking expenses, budgeting, and paying off debt. Lista does the math for you so you can earn more, save more, and reach your goals faster. **A few of the many ways that Lista can help you:** **CHECK YOUR CREDIT SCORE** Get your credit score in seconds and see where you stand, money-wise. You’ll also get alerts for any important changes — helping you build and maintain a strong financial reputation. **EXPLORE OUR MARKETPLACE** Find the best financial products for you — all in one place. Compare and apply for credit cards, loans, and more that fit your needs and goals. **ACCESS READY-TO-USE DOCUMENTS** Save time with free templates for your everyday financial needs. From business documents to personal finance forms, you’ll have quick access to what you need — no starting from scratch. **SEND PAYMENT REMINDERS — FOR FREE** Never miss a due date again. Set billing reminders and send free payment reminders to customers or suppliers via SMS, Viber, or Messenger. **MANAGE MULTIPLE PROFILES** Have different sources of income? No problem. Keep your personal, business, and freelance finances separate — all in one account. **SAFE & SECURE** Your data is protected and backed up. Rest easy knowing every cent and every record is safe with Lista. **SAVE TIME** No more manual math. Lista auto-calculates your daily records so you can stay on top of your money — without the hassle. ### Why use Lista? Track your daily finances and business expenses in one app. Stay on top of your cash flow, view easy reports, and make smarter money decisions — anytime, anywhere. With Lista, you’ll always know where your money goes, how much you’re earning, and what you can do next to grow your savings or pay off debt. No spreadsheets, no guesswork — just simple, smart financial management. Privacy Policy: https://www.lista.com.ph/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Lista PH at 4.0 against beep™'s 1.2. Lista PH also leads on update cadence (fortnightly vs every 2 months). beep™'s advantage is in-app purchases (none vs 37) and ads (none vs shown). On price, ratings volume, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Lista PH sells 35 one-off in-app purchases. beep™ asks for nothing beyond the download.
Lista PH holds the better App Store score, 4.0 against 1.2. Both are backed by a comparable volume of ratings — 6 and 3 respectively.
beep™ ships an update every 2 months, Lista PH fortnightly. The most recent releases landed on October 13, 2026 and September 29, 2026 respectively.
| Parameter | beep™ | Lista PH |
|---|---|---|
| Price | Free | Free |
| Rating | 1.2 (6 ratings) | 4.0 (3 ratings) — better |
| Positive reviews | 30.0% of reviews | — |
| Number of ratings | 6 — better | 3 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 64 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | AF Payments Inc. | Lista Technologies Pte. Ltd. |
Customer experience
beep™
Lista PH
In-app purchases
beep™
No in-app purchases
Lista PH
- Virtual Assistant Contract$0.99
- Car Rental Contract$0.99
- Contract of Lease Document$0.99
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- Loan Agreement Document$0.99
- Credit Card Payment Overdue$0.99
- Legal Document Request2 variants$0.99
- 1 CIBI Credit Score Request2 variants$0.99
- 1 Transunion Credit Score$0.99
- 1 Credit Score (New Users)$0.99
- 1 Transunion CS 50% off$0.99
- PHP 49 Credit Score$0.99
- 1 Lenderlink Request$1.99
- Debt Repayment Plan Discounted$1.99
- CIBI + TransUnion Discount$1.99
- Budget Plan Discounted$1.99
- CIBI + Debt Repayment Discounted$1.99
- TU + Debt Repayment Discount$1.99
- 1 CIBI Credit Score Request$1.99
- 1 CIBI Advance Tier Zero Score$1.99
- 1 CIBI Credit Score 50% off$1.99
- 1 CIBI Credit Score Request$2.99
- 1 CIBI Advance Tier Repurchase$2.99
- 1 Transunion Discounted Pull$3.99
- 1 CIBI Advance Tier Request$3.99
- 1 TransUnion + 1 Finn Analysis$5.99
- 1 CIBI + 1 Finn Analysis$5.99
- CIBI + AI Budget Plan Bundle$5.99
- 1 TransUnion Credit Score$7.99
- TransUnion + AI Budget Plan Bundle$9.99
- 1 Transunion Credit Score$9.99
- CIBI + Debt Free Bundle$14.99
- TransUnion + Debt Free Bundle$14.99
- AI Debt Repayment Plan$14.99
- CIBI 1 and TU 1 Bundle$14.99
- 1 Telco Score Request$99.99








