Comparison

beep™ vs VYBE by BPI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

beep™

Easily check your card balance and monitor transactions directly from your smartphone. Keep track of your spending and financial activity with periodic updates throughout the day.

Highlights
  • Check card balance
  • Monitor card transactions
  • Smartphone access
  • Periodic updates
Features
Read full description

The beep™ app makes card usage more easy and convenient by allowing you to check your card balance and monitor card transactions*, right on your smartphone! Balance and transactions are updated periodically throughout the day.

About

VYBE by BPI

Enhance your digital banking and rewards with this lifestyle app. Earn points by using BPI products and services, and redeem them for exciting rewards directly within the application.

Highlights
  • E-wallet enhancement
  • Rewards program integration
  • Earn points with BPI products
  • Redeem exciting rewards
  • Digital banking experience
Features
Read full description

Level-up your e-wallet and rewards experience with VYBE! VYBE is your one-stop lifestyle app that makes your everyday digital banking more rewarding. With the all new BPI Rewards, earn points when you use BPI products and services and redeem exciting rewards through the VYBE app.

Screenshots

beep™4 screens
VYBE by BPI4 screens

Verdict

The call

beep™ and VYBE by BPI both sit at 1.2 stars, but that hides the real split: 30% of beep™'s written reviews are positive against 0% of VYBE by BPI's. VYBE by BPI's advantage is monetization model (free vs ad-supported) and ratings volume (56 vs 6). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

beep™ holds the better App Store score, 1.2 against 1.0. That said, the two scores are not equally well evidenced: VYBE by BPI has 56 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 30% of beep™'s written reviews are positive against 0% of VYBE by BPI's.

UpkeepUpdate frequency

beep™ ships an update every 2 months, VYBE by BPI every 5 weeks. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

Scorecard4 real differences · 6 level
beep™ versus VYBE by BPI: the parameters behind the verdict, then further details
Parameterbeep™VYBE by BPI
PriceFreeFree
Rating1.2 (6 ratings) — better1.0 (56 ratings)
Positive reviews30.0% of reviews — better0.0% of reviews
Number of ratings656 — better
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.612 — better
Further details — not scored
Size64 MB118 MB
Age rating4+4+
DeveloperAF Payments Inc.Bank of the Philippine Islands

Customer experience

beep™

All ratings6 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews60 reviews
Positive30.0%
Neutral10.0%
Negative60.0%

VYBE by BPI

All ratings56 ratings
Positive0.0%
Neutral1.8%
Negative98.2%
Written reviews71 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

beep™

Not enough reviews yet to summarise bugs or requests.

VYBE by BPI

Reported bugs

33 issues
  • Cannot log in
  • Fails to login after inputting OTP
  • App not working abroad
  • BPI points not reflecting on the app
  • App cannot be opened
Show 28 more
  • Screen stuck on landing page
  • App causes phone to crash
  • App shuts down unexpectedly
  • Invalid account error when trying to log in
  • No OTP sent for forgot MPIN
  • Phone goes blank after logging in
  • App is buggy and throws errors after OTP
  • Cannot go further than MPIN and accepting T&C
  • OTP is invalid
  • Customer service cannot solve login issues
  • Cannot enter OTP as app is still loading
  • App keeps crashing/not opening after logging in successfully
  • Money disappeared from the app and not returned
  • App crashes when attempting to log in or sign up
  • Perpetually on the first screen (logo)
  • OTP not recognized
  • Account locked after signing up
  • 502 Bad Gateway on login
  • Contact support keeps loading
  • Member already exists error after reinstalling
  • Forgot PIN goes to a blank screen
  • Authentication always fails (VYBE MS ERROR)
  • Input is invalid error
  • App gets stuck on the logo screen
  • Slow loading of reward details
  • Cannot get reward codes from the app after claiming
  • App stopped working, it froze
  • Unable to process request error

Requested features

12 requests
  • Support international numbers
  • Allow checking/claiming rewards points without app
  • Remove forced app usage for rewards
  • Fix online option to check points
  • Show total rewards in credit card billing statement
Show 7 more
  • Improve app stability and performance
  • Fix 'Forgot MPIN' functionality
  • Allow sending messages in contact support without character limit
  • Update app interface
  • Enable biometrics for login
  • Fix OTP expiration issue
  • Ensure app is functional before advertising

In-app purchases

None

beep™

No in-app purchases

None

VYBE by BPI

No in-app purchases

Questions

Is beep™ free?
beep™ is free to download, with no in-app purchases.
Is VYBE by BPI free?
VYBE by BPI is free to download, with no in-app purchases.
Which has better reviews, beep™ or VYBE by BPI?
beep™ is rated higher. beep™ averages 1.2 out of 5 from 6 ratings, while VYBE by BPI averages 1.0 from 56 ratings.
Do beep™ or VYBE by BPI have ads?
Neither beep™ nor VYBE by BPI shows ads.
Which is updated more often, beep™ or VYBE by BPI?
beep™ ships an update every 2 months, and VYBE by BPI every 5 weeks. Most recently, beep™ was updated on October 13, 2026 and VYBE by BPI on October 10, 2026.

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