Comparison

Budgetly vs Budget.ly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetly

Track your monthly spending and budget progress with this privacy-focused app. It allows you to categorize expenses, monitor your budget health over time, and sync data locally with other users.

Highlights
  • Monthly budget setting
  • Transaction tracking
  • Expense categorization
  • Budget health monitoring
  • Local data syncing
  • Widget snapshot
Features
Read full description

Budgetly is a privacy focused, simple monthly budget and transaction tracker. Set a monthly budget amount and each transaction you enter will track your goal progress. Break down your budget by category and see which areas you're spending too much. View your budget 'Health' over the lifetime of using the app to see how much you're over/under budget and which areas you can improve. Sync transactions between other local users of the app, no servers needed. Your data is not stored anywhere other than your physical device. Syncing is performed locally over bluetooth or wifi. Transaction data remains in your possession at all times. With the widget view and 3D touch, long press on the app icon to see a snap shot of your remaining balance for the month (optional). Browse prior months and performance with the Details view and see how you've progressed in managing your budget.

About

Budget.ly

This app helps you manage your finances by tracking expenses, setting budgets, and visualizing your spending habits. It offers features like receipt scanning, multiple accounts, and custom categories for detailed financial organization. Enjoy a private and secure experience with data stored locally or via iCloud.

Highlights
  • Log income and expenses with receipt photos
  • Set monthly budgets per category
  • Visualize spending on a dashboard
  • Manage multiple accounts and currencies
  • Organize finances with nested categories
  • Track savings goals
  • Private by design with local data storage
Features
Read full description

Budget.ly is the calm way to keep track of your money. Log what you spend in seconds, set a monthly budget for each category, and see where it all goes on a dashboard that finally makes sense. Built for iPhone, iPad and Mac, with everything stored on your device. TRACK • Add income, expenses and transfers with amount, category, account, date, notes and receipt photos • Snap a receipt with the camera or pick one from your photos • Save where a purchase happened and see your spending on a map • Search and filter every transaction; sort by date or amount • Accounts for bank, savings, e-wallet and cash, with balances that update as you go • Recurring payments with reminders before they are due PLAN • Monthly budgets per category with envelope-style progress bars • Savings goals with target amounts and dates • Calendar view of your spending day by day ORGANISE • Separate journals for personal, business, a side project or a trip, each with its own accounts, categories and currency • Every world currency, with the symbol shown the way you expect • Nested categories with your own colours and icons • Lock the app with Face ID or Touch ID UNDERSTAND • Dashboard with balance, income, expenses and net savings for any week, month, year or custom range • Spending breakdown by category • Yearly overview as a table or chart, with any category as an extra column • Trends and analytics across all your accounts BUDGET.LY PRO • Assistant: ask about your spending or log a transaction by chat, powered by Apple Intelligence on your device* • Receipt scanning: snap a receipt and the assistant drafts the transaction • CSV import from Excel, Numbers, Notion or your bank • iCloud sync across iPhone, iPad and Mac • Unlimited transactions (the free plan includes 25) PRIVATE BY DESIGN No account, no ads, no tracking. Your data lives on your device and, if you choose, in your private iCloud. Export a JSON backup or CSV at any time, and local snapshots protect you from accidental loss. Upgrading from Budget.ly 1.x brings your existing wallets, categories and expenses across automatically. *The assistant requires a device that supports Apple Intelligence. SUBSCRIPTION Budget.ly Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel any time in your App Store account settings. Terms of Use - https://sites.google.com/view/appsettings/terms-of-use Privacy Policy - https://sites.google.com/view/appsettings/prviacy-policy

Screenshots

Budgetly4 screens
Budget.ly4 screens

Verdict

The call

The clearest difference is rating: Budget.ly at 5.0 against Budgetly's 4.0. Budget.ly also leads on update cadence (every 2 days vs every 2 months). Budgetly's advantage is iOS requirement (11.0 vs 26.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetly sells 1 one-off in-app purchase and Budget.ly sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget.ly holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Budgetly ships an update every 2 months, Budget.ly every 2 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Budgetly versus Budget.ly: the parameters behind the verdict, then further details
ParameterBudgetlyBudget.ly
PriceFreeFree
Rating4.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews33.3% of reviews—
Number of ratings2 — better1
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS11.0 — better26.0
Further details — not scored
Size25 MB10 MB
Age rating4++4
DeveloperEntroByteJaden K

Customer experience

Budgetly

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Budget.ly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Budgetly

One-time1
  • Pro Version$1.99
2 purchases

Budget.ly

Subscriptions2
  • Premium Subscription (1 Month)3 Days trial$4.991 Month
  • Premium Subscription (1 Year)$40.991 Year

Questions

Is Budgetly free?
Budgetly is free to download, with in-app purchases available.
Is Budget.ly free?
Budget.ly is free to download, with in-app purchases available.
Which has better reviews, Budgetly or Budget.ly?
Budget.ly is rated higher. Budgetly averages 4.0 out of 5 from 2 ratings, while Budget.ly averages 5.0 from 1 ratings.
Do Budgetly or Budget.ly have ads?
Neither Budgetly nor Budget.ly shows ads.
Which is updated more often, Budgetly or Budget.ly?
Budgetly ships an update every 2 months, and Budget.ly every 2 days. Most recently, Budgetly was updated on November 2, 2026 and Budget.ly on November 3, 2026.

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