Comparison

Budgetly vs Simple Spend Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgetly

Track your monthly spending and budget progress with this privacy-focused app. It allows you to categorize expenses, monitor your budget health over time, and sync data locally with other users.

Highlights
  • Monthly budget setting
  • Transaction tracking
  • Expense categorization
  • Budget health monitoring
  • Local data syncing
  • Widget snapshot
Features
Read full description

Budgetly is a privacy focused, simple monthly budget and transaction tracker. Set a monthly budget amount and each transaction you enter will track your goal progress. Break down your budget by category and see which areas you're spending too much. View your budget 'Health' over the lifetime of using the app to see how much you're over/under budget and which areas you can improve. Sync transactions between other local users of the app, no servers needed. Your data is not stored anywhere other than your physical device. Syncing is performed locally over bluetooth or wifi. Transaction data remains in your possession at all times. With the widget view and 3D touch, long press on the app icon to see a snap shot of your remaining balance for the month (optional). Browse prior months and performance with the Details view and see how you've progressed in managing your budget.

About

Simple Spend Tracker

Easily manage your money without linking bank accounts or creating online profiles. This app uses the envelope budgeting method for straightforward tracking of your spending and deposits, keeping you in control of your finances.

Highlights
  • Envelope budgeting method
  • Manual transaction logging
  • Offline functionality
  • No bank account linking
  • One-time purchase unlock
  • Distraction-free interface
Features
Read full description

Simple Spend Tracker The simplest way to manage your money. No bank accounts to link, no spreadsheets, no learning curve. Just you and your budget. Simple Spend Tracker is built around the envelope budgeting method, one of the most proven personal finance strategies around. Set a starting amount for anything you want to track, log your spending as you go, and always know exactly what's left. How it works Set a starting balance for anything: groceries, rent, a vacation, a night out. Add expenses and income as they happen and your balance updates instantly, with your running balance shown after every transaction. Simple, manual, and completely in your control. Log spending in seconds • Home Screen widget: see your balance at a glance, then tap Expense or Income to add one • Siri and Shortcuts: say "Log an expense in SimpleSpend", or put it on your Action button • Edit any transaction's amount, date or note, or swipe to delete Your budgets, everywhere Create a free account and your budgets stay in sync on your iPhone, iPad and the web. Choose a primary budget to open first, and switch between budgets in a tap. Why Simple Spend Tracker • No bank syncing and no bank passwords. You enter what you spend. • No ads, ever. • No subscription. Your first budget is free, and SimpleSpend Pro unlocks unlimited budgets with a single one-time purchase. • A clean, distraction-free design in light and dark mode. Built for real budgeters Whether you're following the cash envelope method, saving toward a goal, managing weekly or monthly spending, or just trying to see where your money goes, Simple Spend Tracker gives you the clarity you need without the complexity you don't. Download free today. Budget smarter in minutes.

Screenshots

Budgetly4 screens
Simple Spend Tracker4 screens

Verdict

The call

The clearest difference is rating: Simple Spend Tracker at 5.0 against Budgetly's 4.0. Simple Spend Tracker also leads on ratings volume (6 vs 2). Budgetly's advantage is iOS requirement (11.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgetly sells 1 one-off in-app purchase and Simple Spend Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simple Spend Tracker holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
Budgetly versus Simple Spend Tracker: the parameters behind the verdict, then further details
ParameterBudgetlySimple Spend Tracker
PriceFreeFree
Rating4.0 (2 ratings)5.0 (6 ratings) — better
Positive reviews33.3% of reviews—
Number of ratings26 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS11.0 — better17.0
Further details — not scored
Size25 MB8 MB
Age rating4+4+
DeveloperEntroByteJOEL PATRICK NELSON

Customer experience

Budgetly

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews3 reviews
Positive33.3%
Neutral33.3%
Negative33.3%

Simple Spend Tracker

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Budgetly

One-time1
  • Pro Version$1.99
1 purchases

Simple Spend Tracker

One-time1
  • SimpleSpend Pro$1.99

Questions

Is Budgetly free?
Budgetly is free to download, with in-app purchases available.
Is Simple Spend Tracker free?
Simple Spend Tracker is free to download, with in-app purchases available.
Which has better reviews, Budgetly or Simple Spend Tracker?
Simple Spend Tracker is rated higher. Budgetly averages 4.0 out of 5 from 2 ratings, while Simple Spend Tracker averages 5.0 from 6 ratings.
Do Budgetly or Simple Spend Tracker have ads?
Neither Budgetly nor Simple Spend Tracker shows ads.
Which is updated more often, Budgetly or Simple Spend Tracker?
Budgetly ships an update every 2 months, and Simple Spend Tracker every 2 months. Most recently, Budgetly was updated on October 24, 2026 and Simple Spend Tracker on October 24, 2026.

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