SMUD vs DRIVE Insurance Program
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SMUD
Manage your home electricity service with ease. View your bill, track usage, report outages, and make payments all from your device. Stay informed about your energy consumption and billing history.
- View bill history
- Make payments
- Track electricity usage
- Get outage information
- Report power outages
- Schedule auto bill pay
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The SMUD App offers our residential customers easy access to the things that are most important to you when it comes to home energy usage. We want your experience to be fast and simple, so once you sign in, you'll stay signed in on your device until you sign out, no matter how many times you visit. The first thing you'll see is a summary of your bill, electricity use, outage info and how to get in touch with us. Tap a tile to reveal the features: Bill - See your bill history - Make a payment - See your payment history - Schedule or cancel payments - Add or change payment methods - Schedule auto bill pay - Enroll in paperless billing Usage - See how much electricity you've used in this billing cycle - Check the current cost of your electricity use Outage - Get up-to-the minute outage info - Report a power outage See and do everything that's most important to you when it comes to your residential electricity service. Tap into energy with the SMUD App.
DRIVE Insurance Program
This app serves as a comprehensive guide to an insurance rewards program. Users can access program criteria, terms, and conditions, track their results and reward tier, and find tools to improve performance. It also facilitates browsing and redeeming earned rewards.
- View program criteria
- Access terms and conditions
- Track results and reward tier
- Support tools for performance
- Browse and redeem rewards
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The DRIVE Insurance Program App is the ultimate guide to the DRIVE Insurance Rewards Program. View the Program Criteria, Terms and Conditions, your Results, Reward Tier, and support tools to help drive your performance. The DRIVE Insurance Program App makes keeping in the know easy, with all key information at your fingertips, including easy access to browse and redeem Rewards should you achieve.
Screenshots
Verdict
The clearest difference is rating: DRIVE Insurance Program at 5.0 against SMUD's 4.4. DRIVE Insurance Program also leads on iOS requirement (10.0 vs 15.0). SMUD's advantage is ratings volume (932 vs 1) and update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DRIVE Insurance Program holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: SMUD has 932 ratings behind it against 1, so its average is the more settled of the two.
SMUD ships an update every 2 months, DRIVE Insurance Program every 7 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | SMUD | DRIVE Insurance Program |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (932 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 22.6% of reviews | — |
| Number of ratings | 932 — better | 1 |
| Update frequency | Every 2 months — better | Every 7 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 134 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | SMUD | evt Marketing |
Bugs and requests
SMUD
Reported bugs
3 issues- App crashes when accessing usage data
- Autopay feature not working as expected
- Compatibility issues with newer iOS versions
Requested features
3 requests- Dark mode option
- Customizable payment scheduling
- Improved push notification support
DRIVE Insurance Program
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SMUD
No in-app purchases
DRIVE Insurance Program
No in-app purchases
Questions
Is SMUD free?
Is DRIVE Insurance Program free?
Which has better reviews, SMUD or DRIVE Insurance Program?
Do SMUD or DRIVE Insurance Program have ads?
Which is updated more often, SMUD or DRIVE Insurance Program?
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