Comparison

SMUD vs DRIVE Insurance Program

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SMUD

Manage your home electricity service with ease. View your bill, track usage, report outages, and make payments all from your device. Stay informed about your energy consumption and billing history.

Highlights
  • View bill history
  • Make payments
  • Track electricity usage
  • Get outage information
  • Report power outages
  • Schedule auto bill pay
Features
Read full description

The SMUD App offers our residential customers easy access to the things that are most important to you when it comes to home energy usage. We want your experience to be fast and simple, so once you sign in, you'll stay signed in on your device until you sign out, no matter how many times you visit. The first thing you'll see is a summary of your bill, electricity use, outage info and how to get in touch with us. Tap a tile to reveal the features: Bill - See your bill history - Make a payment - See your payment history - Schedule or cancel payments - Add or change payment methods - Schedule auto bill pay - Enroll in paperless billing Usage - See how much electricity you've used in this billing cycle - Check the current cost of your electricity use Outage - Get up-to-the minute outage info - Report a power outage See and do everything that's most important to you when it comes to your residential electricity service. Tap into energy with the SMUD App.

About

DRIVE Insurance Program

Read full description

The DRIVE Insurance Program App is the ultimate guide to the DRIVE Insurance Rewards Program. View the Program Criteria, Terms and Conditions, your Results, Reward Tier, and support tools to help drive your performance. The DRIVE Insurance Program App makes keeping in the know easy, with all key information at your fingertips, including easy access to browse and redeem Rewards should you achieve.

Screenshots

SMUD4 screens
DRIVE Insurance Program4 screens

Verdict

The call

The clearest difference is update cadence: SMUD at every 6 weeks against DRIVE Insurance Program's every 7 months. DRIVE Insurance Program's advantage is iOS requirement (10.0 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SMUD ships an update every 6 weeks, DRIVE Insurance Program every 7 months. The most recent releases landed on September 14, 2026 and September 18, 2026 respectively.

Scorecard2 real differences · 8 level
SMUD versus DRIVE Insurance Program: the parameters behind the verdict, then further details
ParameterSMUDDRIVE Insurance Program
PriceFreeFree
Rating4.5 (916 ratings) — better—
Positive reviews24.6% of reviews—
Number of ratings916 — better—
Update frequencyEvery 6 weeks — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.010.0 — better
Further details — not scored
Size134 MB49 MB
Age rating4+4+
DeveloperSMUDevt Marketing

Bugs and requests

SMUD

Reported bugs

3 issues
  • App crashes when accessing usage data
  • Autopay feature not working as expected
  • Compatibility issues with newer iOS versions

Requested features

3 requests
  • Dark mode option
  • Customizable payment scheduling
  • Improved push notification support

DRIVE Insurance Program

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SMUD

No in-app purchases

None

DRIVE Insurance Program

No in-app purchases

Questions

Is SMUD free?
SMUD is free to download, with no in-app purchases.
Is DRIVE Insurance Program free?
DRIVE Insurance Program is free to download, with no in-app purchases.
Do SMUD or DRIVE Insurance Program have ads?
Neither SMUD nor DRIVE Insurance Program shows ads.
Which is updated more often, SMUD or DRIVE Insurance Program?
SMUD ships an update every 6 weeks, and DRIVE Insurance Program every 7 months. Most recently, SMUD was updated on September 14, 2026 and DRIVE Insurance Program on September 18, 2026.

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