Comparison

AWNIC App vs Pemo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AWNIC App

This app simplifies insurance management with a user-friendly interface. It allows users to explore insurance products, purchase policies online, get instant quotes, and manage claims. Additional services include emergency assistance and a rewards program.

Highlights
  • Insurance product showcase
  • Online policy purchase
  • Instant quotes
  • Emergency and roadside assistance
  • Claims registration
  • Policy management
Features
Read full description

'AWNIC' mobile app is easy to use with added value services that make insurance simpler and enjoyable more than ever. The new AWNIC mobile app has been redesigned with user friendly layout, features & functionalities. Few Features: - Our Insurance Products showcase, Benefits & Features (Motor, Home, Travel & Yacht) - Buy your insurance policy online on special rates, Motor, Travel, Home & Yacht Insurance - 24/7 Buy Insurance Online - Get instant Quotes - Emergency Service - Road Side Assistance - Police & Saaed Help - AWNIC Contact Center - FAQ’s - Our Branch Location - AWNIC Rewards Program - Games - Road Side Assistance - Help Center - Tools - Claims Registration Facility - Useful Links - My AWNIC's Profile, Quotation, Policy Management & Claim Management. Why wait? Download our free AWNIC mobile app and enjoy all these great services and much more.

About

Pemo

This platform streamlines business finances by consolidating invoices, expenses, and approvals. It offers smart corporate cards, automated workflows, and real-time reporting to save time and money.

Highlights
  • Invoice management
  • Expense tracking
  • Smart corporate cards
  • Automated approval flows
  • Direct accounting integration
  • Real-time reporting
Features
Read full description

Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.

Screenshots

AWNIC App4 screens
Pemo4 screens

Verdict

The call

The clearest difference is review sentiment: AWNIC App at 46% against Pemo's 0%. AWNIC App also leads on iOS requirement (12.0 vs 16.6). Pemo's advantage is rating (3.6 vs 1.0) and update cadence (weekly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pemo holds the better App Store score, 3.6 against 1.0. Both are backed by a comparable volume of ratings — 2 and 5 respectively. Written reviews complicate that: 46% of AWNIC App's written reviews are positive against 0% of Pemo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

AWNIC App ships an update every 4 months, Pemo weekly. The most recent releases landed on October 7, 2026 and October 4, 2026 respectively.

Scorecard4 real differences · 6 level
AWNIC App versus Pemo: the parameters behind the verdict, then further details
ParameterAWNIC AppPemo
PriceFreeFree
Rating1.0 (2 ratings)3.6 (5 ratings) — better
Positive reviews46.3% of reviews — better0.0% of reviews
Number of ratings25 — better
Update frequencyEvery 4 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better16.6
Further details — not scored
Size20 MB169 MB
Age rating4+4+
DeveloperAL Wathba National Insurance Co.Payables Technology LTD

Customer experience

AWNIC App

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews41 reviews
Positive46.3%
Neutral0.0%
Negative53.7%

Pemo

All ratings5 ratings
Positive60.0%
Neutral0.0%
Negative40.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

AWNIC App

No in-app purchases

None

Pemo

No in-app purchases

Questions

Is AWNIC App free?
AWNIC App is free to download, with no in-app purchases.
Is Pemo free?
Pemo is free to download, with no in-app purchases.
Which has better reviews, AWNIC App or Pemo?
Pemo is rated higher. AWNIC App averages 1.0 out of 5 from 2 ratings, while Pemo averages 3.6 from 5 ratings.
Do AWNIC App or Pemo have ads?
Neither AWNIC App nor Pemo shows ads.
Which is updated more often, AWNIC App or Pemo?
AWNIC App ships an update every 4 months, and Pemo weekly. Most recently, AWNIC App was updated on October 7, 2026 and Pemo on October 4, 2026.

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