Comparison

Caixadirecta vs BI Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Caixadirecta

Access your bank accounts, make payments, and manage finances on the go. This app offers secure and fast banking operations, including mobile payments, voice commands, and transfers. Stay updated on your financial status and interact with your bank anytime, anywhere.

Highlights
  • Access bank accounts
  • Make and schedule payments
  • Mobile payments via QR Code/Apple Pay
  • AI-powered digital assistant
  • View accounts from other banks
  • MB WAY transfers and withdrawals
  • Subscribe to products without visiting branch
Features
Read full description

App de Homebanking da Caixa que permite aceder a um grande número de operações financeiras de forma simples, rápida e segura. Com esta App, tem a Caixa sempre à mão, 24h/dia. Pode aceder às suas contas, da Caixa e de outros bancos, fazer ou agendar pagamentos, transferências e muito mais. • Pague na loja com o seu telemóvel, através de QR Code ou Apple Pay • Realize ações através de comandos de voz com a Assistente Digital suportada por Inteligência Artificial • Adicione as contas à ordem que tem noutros Bancos e fique com uma visão global dos seus saldos e movimentos • Valide pagamentos de compras online com cartão • Envie dinheiro, levante ou pague através do MB WAY • Faça transferências para contactos de telemóvel • Subscreva produtos Caixa sem ir à agência • Fale com o seu Gestor Dedicado ou Assistente Comercial Experiência de utilização: • Página inicial com acesso facilitado às operações do dia a dia • Barra de navegação em permanência, para não perder nenhuma notificação importante • Menu intuitivo, para encontrar rapidamente o que procura Mantenha a app sempre atualizada e partilhe a App Caixadirecta com os seus amigos ou familiares e use o botão de "Feedback", disponível na APP, para ajudar a melhorar a sua experiência.

About

BI Mobile

Access a wide range of financial operations easily, quickly, and securely. Manage your accounts, make payments, and perform transfers 24/7. Features an intuitive interface and attractive design for a smooth user experience.

Highlights
  • 24/7 account access
  • Perform payments and transfers
  • Intuitive menu navigation
  • Facilitated daily operations
  • Attractive user experience design
Features
Read full description

APP de internet banking do Banco Interatlântico que permite aceder a um grande número de operações financeiras de forma simples, rápida e segura. Com esta APP, tem a Banco sempre à mão, 24h/dia. Pode aceder às suas contas, realizar pagamentos, transferências e várias funcionalidades que facilitam o seu dia a dia. • Página inicial com acesso facilitado às operações do dia a dia • Menu intuitivo, para encontrar rapidamente o que procura • Design atrativo permitindo uma excelente experiência de utilização Mantenha a APP sempre atualizada!

Screenshots

Caixadirecta4 screens
BI Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Caixadirecta at every 11 days against BI Mobile's every 5 months. Caixadirecta also leads on ratings volume (1.9K vs 1). BI Mobile's advantage is rating (5.0 vs 4.7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BI Mobile holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Caixadirecta has 1.9K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Caixadirecta ships an update every 11 days, BI Mobile every 5 months. The most recent releases landed on September 22, 2026 and June 20, 2026 respectively.

Scorecard3 real differences · 7 level
Caixadirecta versus BI Mobile: the parameters behind the verdict, then further details
ParameterCaixadirectaBI Mobile
PriceFreeFree
Rating4.7 (1.9K ratings)5.0 (1 ratings) — better
Positive reviews39.6% of reviews—
Number of ratings1.9K — better1
Update frequencyEvery 11 days — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size397 MB48 MB
Age rating4+4+
DeveloperCaixa Geral de DepósitosBanco Interatlantico SA

Customer experience

Caixadirecta

All ratings1,896 ratings
Positive94.4%
Neutral1.5%
Negative4.1%
Written reviews245 reviews
Positive39.6%
Neutral9.4%
Negative51.0%

BI Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Caixadirecta

Reported bugs

5 issues
  • Login issues and screen freezes
  • Inability to update personal information
  • Recurring transfer setup problems
  • Inconsistent behavior when approving transactions
  • Notifications leading to nowhere in the app

Requested features

5 requests
  • Allow users to update personal details directly in the app
  • Provide option to set complex passwords instead of just PINs
  • Improve language settings to make them more persistent
  • Add support for landscape mode on tablets
  • Enhance transaction details and history

BI Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Caixadirecta

No in-app purchases

None

BI Mobile

No in-app purchases

Questions

Is Caixadirecta free?
Caixadirecta is free to download, with no in-app purchases.
Is BI Mobile free?
BI Mobile is free to download, with no in-app purchases.
Which has better reviews, Caixadirecta or BI Mobile?
BI Mobile is rated higher. Caixadirecta averages 4.7 out of 5 from 1.9K ratings, while BI Mobile averages 5.0 from 1 ratings.
Do Caixadirecta or BI Mobile have ads?
Neither Caixadirecta nor BI Mobile shows ads.
Which is updated more often, Caixadirecta or BI Mobile?
Caixadirecta ships an update every 11 days, and BI Mobile every 5 months. Most recently, Caixadirecta was updated on September 22, 2026 and BI Mobile on June 20, 2026.

Other comparisons