Pineapple vs Budget Insurance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pineapple
Insure your car, electronics, jewelry, and more with instant, fair, and rewarding coverage. Features include free crash detection, roadside assistance, and rewards for completing challenges. Earn money back based on claims made by the community.
- Instant insurance for vehicles and personal items
- Free automatic crash detection
- 24H emergency roadside assistance
- Rewards program with vouchers
- Community-driven claims payout
- Video car self-inspection
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AIM. SNAP. INSURE. You name it, we insure it and FAST - Whether it’s your 4x4, 2x4, Bakkie or Hatch, we’ve got you! Oh, and... phones, laptops, cameras, drones, headphones, gaming consoles, bicycles, jewellery and MORE! Pineapple is instant, fair and rewarding. Our app is powered by tech, driven by the community and backed by OMART Insure Limited, a member of the Old Mutual Group, one of the most established and trusted financial services companies in the game. *NEW* - Free automatic crash-detection feature in-app for all SA app users, whether you insure with us or not. _______________ PINEAPPLE ON YOUR CAR 100% covered for theft, hail, fire, accidental damage, damage to others and fire Free 24H Emergency roadside assistance at the tap of a button Free 24H Dead-battery and No-Fuel assistance Trauma Counseling Video car self-inspection, in-app Get your policy schedule and confirmation of cover in seconds 30% of your premium back for driving under 300kms P/M Premiums starting from R380.00 P/M _______________ PINEAPPLE ON YOUR STUFF 100% covered for theft, fire, water, impact, accidental loss and power surges Phones, Laptops & Tablets from R20.00 P/M Camera & Gaming Gear from R11.00 P/M Bicycles & Sporting Equipment from R14.00 P/M Drones & Smart Wearables from R20.00 P/M Jewellery & Watches from R5.00 P/M Music Instruments & Equipment from R10.00 P/M Home Electronics & Furniture from R11.00 P/M _______________ REWARDS Uber, Netflix, Takealot, Superbalist and MORE Complete in-app challenges for points! Points redeemable for vouchers _______________ 12-MONTH-BONUS-PAYOUT How it works: All premium paid goes into a communal pot The money in the pot is used to pay claims Little to no claims = leftover money Leftover money = CHA-CHING money BACK, in points Bonus Payout tracking in-app COMING SOON! _______________ LIVE COMMUNITY FEED FEATURE See how many people your premium has helped See what the community is insuring See what the community has claimed for Engage and interact with fun community facts & stats _______________ AUTO CRASH DETECT FEATURE SA’s first FREE, in-app car crash detection feature for policyholders AND non-policyholders No car installations needed, just the Pineapple app: Sign-up in-app Select your emergency contacts In an accident? Your emergency contacts WILL be alerted _______________ CHECK US OUT HERE facebook.com/pineapple instagram.com/pineapple_sa twitter.com/Pineapple_SA https://www.pineapple.co.za/ Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. Premium is risk profile dependent. T&C’s apply.
Budget Insurance
Manage your insurance policy conveniently from one place. Access emergency assistance, complete home inspections, and enjoy secure access with biometric technology. Stay updated with the latest features for an improved user experience.
- Policy management
- Emergency assist service
- Home inspection completion
- Biometric security (face/fingerprint)
- User-friendly interface
- Regular updates
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Budget Insurance believes all Good South Africans deserve dependable solutions that are easy to use to manage their policy in one central place. Our new app is here and ready for you to enjoy. Your info is safe with us Our security features are as unique as you are. That’s why we’ve enabled biometric technology that uses your face or fingerprint to open the app. Your in-App feature with emergency assist service is a click away, you no longer need to search for your policy or through google to get the emergency number. Complete your inspection easily at home as we guide you through our four easy steps. Look out for updates and keep up to date with new features. Budget insurance will ensure you’re always up to date with the latest upgrades to the app to make your experience even better.
Screenshots
Verdict
The clearest difference is review sentiment: Pineapple at 100% against Budget Insurance's 61%. Pineapple also leads on rating (5.0 vs 4.7) and update cadence (every 2 weeks vs every 2 months). Budget Insurance's advantage is ads (none vs shown) and ratings volume (34 vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pineapple holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget Insurance has 34 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Pineapple's written reviews are positive against 61% of Budget Insurance's.
Pineapple ships an update every 2 weeks, Budget Insurance every 2 months. Both last shipped on October 24, 2026.
| Parameter | Pineapple | Budget Insurance |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.7 (34 ratings) |
| Positive reviews | 100.0% of reviews — better | 61.2% of reviews |
| Number of ratings | 2 | 34 — better |
| Update frequency | Every 2 weeks — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 105 MB | 75 MB |
| Age rating | 4+ | 4+ |
| Developer | Pineapple Tech (PTY) Ltd | Budget Insurance Company RF LTD |
Customer experience
Pineapple
Budget Insurance
In-app purchases
Pineapple
No in-app purchases
Budget Insurance
No in-app purchases






