Comparison

Muthoot Blue vs PGB mBanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Muthoot Blue

Manage your financial services with this app from a leading non-banking financial company. Access loan details, make payments, check gold loan rates, and find nearby branches. It offers a user-friendly interface for seamless service management.

Highlights
  • Check gold loan rates
  • View active loan details
  • Remit interest and principal
  • Pay via QR code
  • Calculate loan eligibility
  • Locate nearest branches
  • Schedule branch appointments
Features
Read full description

Welcome to Muthoot Blue app, your one stop solution to avail services provided by Muthoot Fincorp Limited, India’s leading non-banking financial company. The app comes with a clean and simple user interface, designed to deliver an excellent user experience and service. For existing customers of Muthoot Fincorp Limited, this app eases most of your servicing needs such as loan account details, loan statements, interest and principal remittances etc. With MuthootBlue following are some of the services that you avail :- · Check the gold loan rate for your area · Check your active loan details · Interest & Principal remittance on your loans . Pay by scanning QRCode · Calculate your gold loan eligibility amount · Locate your nearest Muthoot Fincorp branch · Schedule an appointment with us in your nearest branch · Information about our products · Blood donors’ information in your area · FAQs App permissions Camera - This is required for QRCode scanning SMS - This is required so we can seamlessly pick up the password we send when you apply for a loan or make a payment Location - We will need this permission so that we can show you the maximum Gold Loan rate available in your area and also to locate the nearest Muthoot Fincorp branches to be able to serve you better. This app is our commitment to serve you better and we will always strive to maintain the trust you have placed in us.

About

PGB mBanking

Manage your Punjab Gramin Banking accounts securely from your iPhone. Check balances, view statements, transfer funds, and manage beneficiaries on the go. Access essential banking features anytime, anywhere.

Highlights
  • Account balance checks
  • Mini statements
  • Transaction history
  • Fund transfers (self, third party, NEFT)
  • Schedule transactions
  • Beneficiary management
Features
Read full description

Perform your banking tasks from the palm of your hand, from anywhere and at anytime. This application provides access to Punjab Gramin Banking Services. It provides its customers to access the various features of banking over a secure channel. The application supports iPhones only. The list of functionalities released with the current version of mobile banking are as under: Accounts Account Balance (Operative , Loan & Deposit) Mini Statement Transaction History Transaction Self Funds Transfer Third Party Transfer NEFT Schedule Transactions My Profile Beneficiaries View Payees Add Within Bank/Outside Bank Payees Delete Payees

Screenshots

Muthoot Blue4 screens
PGB mBanking4 screens

Verdict

The call

The clearest difference is review sentiment: PGB mBanking at 43% against Muthoot Blue's 11%. PGB mBanking also leads on iOS requirement (10.0 vs 13.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Muthoot Blue ships an update every 5 weeks, PGB mBanking every 2 months. The most recent releases landed on August 21, 2026 and August 14, 2026 respectively.

Scorecard2 real differences · 8 level
Muthoot Blue versus PGB mBanking: the parameters behind the verdict, then further details
ParameterMuthoot BluePGB mBanking
PriceFreeFree
Rating2.2 (5 ratings) — better
Positive reviews10.9% of reviews42.9% of reviews — better
Number of ratings5 — better
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.210.0 — better
Further details — not scored
Size29 MB40 MB
Age rating4+4+
DeveloperMuthoot Fincorp LimitedPNB

Customer experience

Muthoot Blue

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews55 reviews
Positive10.9%
Neutral5.5%
Negative83.6%

PGB mBanking

Written reviews21 reviews
Positive42.9%
Neutral0.0%
Negative57.1%

In-app purchases

None

Muthoot Blue

No in-app purchases

None

PGB mBanking

No in-app purchases

Questions

Is Muthoot Blue free?
Muthoot Blue is free to download, with no in-app purchases.
Is PGB mBanking free?
PGB mBanking is free to download, with no in-app purchases.
Do Muthoot Blue or PGB mBanking have ads?
Neither Muthoot Blue nor PGB mBanking shows ads.
Which is updated more often, Muthoot Blue or PGB mBanking?
Muthoot Blue ships an update every 5 weeks, and PGB mBanking every 2 months. Most recently, Muthoot Blue was updated on August 21, 2026 and PGB mBanking on August 14, 2026.

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