Latitude App vs ANZ Transactive

Latitude’s mobile app brings all your finances together in one place. We’re always listening to your feedback and building the app around what matters to you. Credit card features currently include: • Access accounts with Touch ID or Face ID • Add your card to your Apple wallet • Temporarily lock your card • Fast access to all balances • View your statements • Check payment due date • View all transaction information • View and change personal details • Activate your new card • Set or change card PIN • Set up direct debit (Australia only) • Pay by bank transfer (Australia only) • Request a refund (Australia only) • Request a letter • Request account closure • Create a balance transfer • Receive push notifications • Track your spending • Split your credit limit (eligible customers only) • Add an additional card holder • Click to pay Other app features: • View our latest promotions • In app messaging • Receive digital letters • Enhanced secure login • Enhanced homepage • Spend Tracker (Latitude 28 Degrees Global Platinum Mastercard - New customers only) • Rewards with offers, discounts and perks You can view all the products below from your Latitude App: Australia products: • Latitude Gem Visa • Latitude GO Mastercard & GO Platinum Mastercard • Apple Financial Services (AFS) CreditLine • Latitude 28 Degrees Global Platinum Mastercard • Latitude Low Rate Mastercard • Latitude Infinity Rewards Visa • David Jones Premiere, Prestige and Icon Mastercard • Latitude Eco Mastercard • Latitude Mastercard • Care Credit • CreditLine • Buyer's Edge Gem Finance New Zealand products: • Gem Visa • Gem Essentials • Gem CreditLine

The ANZ Transactive – Global mobile app is a corporate mobile banking solution allowing clients access to the payments and trade functionality within ANZ Transactive – Global. The Mobile app offers a simple, convenient and secure mobile banking experience, allowing greater visibility and control of your core cash management and trade activities across Australia, New Zealand and parts of Asia and the Pacific. Compatible with iPhone* and iPad* mobile digital devices, ANZ Transactive – Global provides a range of features: • Utilise the same security credentials and permissions as your web-based ANZ Transactive – Global solution • Transact securely with multi-factor authentication technology combined with lock-out and time-out safeguards • View real-time account balances • View current and prior day account transactions • View Transaction details (Payments/Receivables), including funding and beneficiary/payer details, amounts, value date and audit history • View Loan facilities, including loan summary details, interest cycles and fees • View Commercial Cards, including Billing Entity details, Card/Transaction details • Approve and reject transactions (Payments/Receivables/Trade Instruments) • Obtain a dynamic FX rate for cross currency payments • View the status of Payments (including International Payment Tracking), Receivables and Trade transactions for up to 30 days • Use biometric technology to access the app via Touch/Face ID for iOS • For Australia User that requires operator assistance, user can be digitally identified and verified through ‘Contact Us’ feature ANZ Transactive - Global is provided in Australia, New Zealand, Cook Islands, Fiji, Hong Kong, India, Indonesia, Japan, Kiribati, Laos, Papua New Guinea, Philippines, Samoa, Singapore, Solomon Islands, Timor Leste, Tonga, United Kingdom, United States, Vanuatu and Vietnam by Australia and New Zealand Banking Group Limited (ACN 005 357 522) (“ANZ”) and not Apple Inc. Some product features may not be available in all countries * iPhone and iPad is a trademark of Apple Inc.