Comparison

Latitude App vs Settle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Latitude App

Manage all your credit card accounts and finances in one secure mobile application. Access balances, view transactions, lock your card, and track spending. Offers promotions, rewards, and in-app messaging for a comprehensive financial overview.

Highlights
  • Access accounts with Touch ID/Face ID
  • Add card to Apple Wallet
  • Temporarily lock your card
  • View balances and transactions
  • Track spending
  • Receive push notifications
  • In-app messaging
Features
Read full description

Latitude’s mobile app brings all your finances together in one place. We’re always listening to your feedback and building the app around what matters to you. Credit card features currently include: • Access accounts with Touch ID or Face ID • Add your card to your Apple wallet • Temporarily lock your card • Fast access to all balances • View your statements • Check payment due date • View all transaction information • View and change personal details • Activate your new card • Set or change card PIN • Set up direct debit (Australia only) • Pay by bank transfer (Australia only) • Request a refund (Australia only) • Request a letter • Request account closure • Create a balance transfer • Receive push notifications • Track your spending • Split your credit limit (eligible customers only) • Add an additional card holder • Click to pay Other app features: • View our latest promotions • In app messaging • Receive digital letters • Enhanced secure login • Enhanced homepage • Spend Tracker (Latitude 28 Degrees Global Platinum Mastercard - New customers only) • Rewards with offers, discounts and perks You can view all the products below from your Latitude App: Australia products: • Latitude Gem Visa • Latitude GO Mastercard & GO Platinum Mastercard • Apple Financial Services (AFS) CreditLine • Latitude 28 Degrees Global Platinum Mastercard • Latitude Low Rate Mastercard • Latitude Infinity Rewards Visa • David Jones Premiere, Prestige and Icon Mastercard • Latitude Eco Mastercard • Latitude Mastercard • Care Credit • CreditLine • Buyer's Edge Gem Finance New Zealand products: • Gem Visa • Gem Essentials • Gem CreditLine

About

Settle

Features
Read full description

Settle is a job management app designed for Australian trades businesses such as electricians, plumbers, builders, landscapers and more. It helps you manage the entire job lifecycle from your phone, including quoting, scheduling, tracking hours, managing job sites, invoicing, and getting paid. The goal is to streamline your workflow and keep everything organised in one place. Invoicing Expense tracking Client management Workforce tracking Hours tracker Schedule Business Insights Recurring expenses Daily site checklists Projects & profitability Subcontractor invoicing & payments Custom branding Pay Now button on invoices Schedule and filter by crew Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://settlesimpleflow.com/privacy

Screenshots

Latitude App4 screens
Settle4 screens

Verdict

The call

The clearest difference is in-app purchases: Latitude App at none against Settle's 10. Latitude App also leads on iOS requirement (16 vs 26.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle sells 10 in-app purchases, starting at $9.99 per month. Latitude App asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 13, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Latitude App versus Settle: the parameters behind the verdict, then further details
ParameterLatitude AppSettle
PriceFreeFree
Rating4.6 (162 ratings) — better—
Positive reviews48.9% of reviews—
Number of ratings162 — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS16 — better26.4
Further details — not scored
Size199 MB1 MB
Age rating4+4+
DeveloperLatitude Financial Services Australia Holdings Pty LtdRiley Dack

Bugs and requests

Latitude App

Reported bugs

4 issues
  • App crashes after update
  • Unable to log in or create account
  • Delayed or missing transaction updates
  • Inability to make payments or access account

Requested features

6 requests
  • Allow users to select which purchase to apply payments to
  • Provide notifications for upcoming payments
  • Add ability to lock/unlock card within the app
  • Show full transaction details and breakdown
  • Improve app stability and reliability
Show 1 more
  • Simplify the app interface and navigation

Settle

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Latitude App

No in-app purchases

10 purchases

Settle

Subscriptions10
  • Settle Premium$9.991 Month
  • Settle Solo Monthly$19.001 Month
  • Settle Crew Monthly$44.991 Month
Show 7 more
  • Settle Business Monthly$79.991 Month
  • Settle Premium Yearly$90.001 Year
  • Settle Enterprise Monthly$99.991 Month
  • Settle Solo Yearly$190.001 Year
  • Settle Crew Yearly$449.991 Year
  • Settle Business Yearly$799.991 Year
  • Settle Enterprise Yearly$999.991 Year

Questions

Is Latitude App free?
Latitude App is free to download, with no in-app purchases.
Is Settle free?
Settle is free to download, with in-app purchases available.
Do Latitude App or Settle have ads?
Neither Latitude App nor Settle shows ads.
Which is updated more often, Latitude App or Settle?
Latitude App ships an update fortnightly, and Settle fortnightly. Most recently, Latitude App was updated on October 13, 2026 and Settle on September 24, 2026.

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