midland online vs FSIB Cloud Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
midland online
Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.
- Account summary and transaction history
- Fund transfers to Midland accounts
- Interbank and mobile wallet transfers
- Utility bill payments
- Credit and prepaid card management
- Self-registration for online banking
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Midland Mobile app for Apple iOS brings you a world-class banking experience, giving you the tools to manage your money now and into the future. Whether it is quick access to balances and transfers, or utility bill payment, the Midland Online Mobile app for iPhone allows you to be in control of your finances in a way that works for you. Fast and simple access • Quickly check your account summary, last 50 transaction and balance • Open Fixed Deposit & Monthly Saving Scheme Account Transfer money • Pay anyone having a Midland Bank account • Transfer to other bank account using NPSB & BEFTN • Transfer to bKash wallet • Transfer to Rocket wallet • Transfer to Nagad wallet • Transfer to Upay wallet Bill Payment • You can top-up any mobile in Bangladesh • Payment of DESCO, DPDC bill • Pay MDB Credit Card Bill Self-Register for midland online & manage your Prepaid Card & Credit Card • Now on, MDB Credit Card and Prepaid Card holders, who has no other account with MDB, can also use "midland online" to avail banking facilities. To access the full suite of midland online Mobile app, you'll need to have a Bangladeshi mobile number and be registered for MDB SMS Banking. Anyone who is an active registered user of Midland Bank’s Internet Banking Service, midland online, is eligible for midland mobile app. However, the app can be downloaded by anyone to use location services of the app, without registration. If not registered to our Internet Banking system midland online, please visit MDB’s nearest branch Things you should know The midland online Mobile app is compatible with iOS 9 and later. Ensure your device language is set to English.
FSIB Cloud Banking
This mobile banking application allows users to manage their accounts, perform various financial transactions, and access banking services. It facilitates money transfers, bill payments, mobile top-ups, and QR code payments. Users can also view account details, transaction history, and request services like cheque books and bank statements.
- Money transfer to local banks (NPSB, EFT, RTGS)
- Inter-account transfers within FSIB
- Transfers to mobile wallets (FirstCash, Nagad, Bkash)
- Bill payments (DESCO, DPDC, Dhaka WASA)
- Mobile top-up for all Bangladeshi telcos
- QR code payments at FSIB merchants
- Account balance and transaction history
- Cheque book and bank statement requests
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First Security Islami Bank PLC (FSIB) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank PLC is a Shari’ah based bank, also. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 7840.99 million and authorized capital is Tk. 10,000.00 million. FSIB is now having 204 branches and 246 ATMs across Bangladesh. The Incorporation date of FSIB is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIB delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIB is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FSIB CLOUD, is the sole application of FSIB, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Application (FSIB CLOUD). To reach our more than 1.3 million valued customers FSIB CLOUD will be performed to contribute to the socio-economic development of the country, to attain the highest level of satisfaction through the extension of services by dedicated and motivated professionals To maintain continuous growth of market share by ensuring quality and above all, to contribute effectively to the national economy in Bangladesh. FSIB has a rich service delivery system and a strong IT backbone with individual Unit such as FinTech, CBS, DBA, System & Hardware, Network, Security and Software Unit. FSIB has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and contact with your branch. Then sign on with provided User ID and Password. It’s that simple. What’s in this App: TRANSACTIONS - Transfer money immediately to any local bank through NPSB, EFT & RTGS. - Send and Receive money immediately within Demand Deposit Accounts of FSIB. - Transfer Money or put standing instruction for recurring transfer to own DPS and Investment Account (HPSM Consumer Durable) within FSIB. -Transfer to FirstCash, Nagad & Bkash - Pay DESCO, DPDC, DHAKA WASA Bill. - Mobile Top Up of all Telco in Bangladesh. QR PAYMENTS - Customer can pay scanning QR of FSIB enlisted Merchant. It will save users time. ACCOUNT ACCESS - Profile Information. - All Account Lists with detailed Balance Tab. - Check Book Details. - See last 50 Transaction. - Search Transaction with Cheque Number, Account Number, Amount and Date. REQUEST - Cheque Book Requisition. - Cheque Stopping/ Block. - Request for bank Statement. - Mailing Address change request. SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. ATM / BRANCH / CONTACT US - Search for location and contact details of ATMs and Branches. - See Route and Location on Map. - Get help instantly with FSIBL Call center number 16257. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. UPCOMING SERVICES: - Pay bills for Chittagong WASA, Indian VISA, Titas Gas. - Tuition fees payments for BRAC University and North South University. Note: First Security Islami Bank PLC does not charge fee for the use of FSIB CLOUD. Your Mobile Service Provider may charge you as per their data rate. Charges for different transaction will be declared by competent authority by circular. ©2021 FSIB CLOUD, Inc. First Security Islami Bank PLC.
Screenshots
Verdict
The clearest difference is rating: midland online at 3.7 against FSIB Cloud Banking's 3.3. midland online also leads on update cadence (fortnightly vs every 2 months) and review sentiment (46% vs 32%). FSIB Cloud Banking's advantage is iOS requirement (12.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
midland online holds the better App Store score, 3.7 against 3.3. Both are backed by a comparable volume of ratings — 105 and 76 respectively. Written reviews point the same way: 46% of midland online's written reviews are positive against 32% of FSIB Cloud Banking's.
midland online ships an update fortnightly, FSIB Cloud Banking every 2 months. Both last shipped on October 29, 2026.
| Parameter | midland online | FSIB Cloud Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (105 ratings) — better | 3.3 (76 ratings) |
| Positive reviews | 45.6% of reviews — better | 31.6% of reviews |
| Number of ratings | 105 — better | 76 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 123 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Midland Bank ltd. | First Security Islami Bank Limited |
Customer experience
midland online
FSIB Cloud Banking
Bugs and requests
midland online
Reported bugs
27 issues- App does not show proper transaction statement
- App frequently stops working
- Biometric not working
- App not opening
- App full of bugs
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- Fund transfer problem
- Biometric login doesn't work
- Account service button doesn't work
- No account showing while fund transferring
- Cannot login after update
- NBSP, BEFT, MSF Transfer not working
- NPSB and fund transfer to bKash, Nagad, Rocket not working
- PIN setup and biometric setup not working
- Fund transfer 'Transfer from' is always blank
- Cannot register, app closes automatically
- Cannot set up biometrics, invalid request on OTP
- Cannot register, app closes when setting password
- Credit card transaction details not shown
- Problem during NPSB and bill pay
- Cannot add Credit Card to App
- Bug in currency conversion, keyboard doesn't close
- Keyboard auto hide doesn't work in dollar conversion
- Dollar conversion request not working, keypad not disappearing
- Keyboard does not move away after filling details
- App crashes when using BEFTN or NPSB
- No submit button for registration on iPhone SE (1st gen)
- Spelling mistakes (e.g., 'Deposit' as 'Depoisit')
Requested features
8 requests- Generate account statement
- Improve UI for small screens
- Add fingerprint and Face ID login
- Option to change name on debit card
- Add beneficiary delete option
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- Customer information update feature
- Show interest rate while opening FDR AC
- Internet and D2H bill payment
FSIB Cloud Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
midland online
No in-app purchases
FSIB Cloud Banking
No in-app purchases
Questions
Is midland online free?
Is FSIB Cloud Banking free?
Which has better reviews, midland online or FSIB Cloud Banking?
Do midland online or FSIB Cloud Banking have ads?
Which is updated more often, midland online or FSIB Cloud Banking?
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