midland online vs gpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
midland online
Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.
- Account summary and transaction history
- Fund transfers to Midland accounts
- Interbank and mobile wallet transfers
- Utility bill payments
- Credit and prepaid card management
- Self-registration for online banking
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Midland Mobile app for Apple iOS brings you a world-class banking experience, giving you the tools to manage your money now and into the future. Whether it is quick access to balances and transfers, or utility bill payment, the Midland Online Mobile app for iPhone allows you to be in control of your finances in a way that works for you. Fast and simple access • Quickly check your account summary, last 50 transaction and balance • Open Fixed Deposit & Monthly Saving Scheme Account Transfer money • Pay anyone having a Midland Bank account • Transfer to other bank account using NPSB & BEFTN • Transfer to bKash wallet • Transfer to Rocket wallet • Transfer to Nagad wallet • Transfer to Upay wallet Bill Payment • You can top-up any mobile in Bangladesh • Payment of DESCO, DPDC bill • Pay MDB Credit Card Bill Self-Register for midland online & manage your Prepaid Card & Credit Card • Now on, MDB Credit Card and Prepaid Card holders, who has no other account with MDB, can also use "midland online" to avail banking facilities. To access the full suite of midland online Mobile app, you'll need to have a Bangladeshi mobile number and be registered for MDB SMS Banking. Anyone who is an active registered user of Midland Bank’s Internet Banking Service, midland online, is eligible for midland mobile app. However, the app can be downloaded by anyone to use location services of the app, without registration. If not registered to our Internet Banking system midland online, please visit MDB’s nearest branch Things you should know The midland online Mobile app is compatible with iOS 9 and later. Ensure your device language is set to English.
gpay
A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.
- Send and receive money
- Add money and cash services
- Pay bills easily
- Merchant payments via QR codes
- Mobile recharge
- Education fee payments
- Credit card bill payments
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Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.
Screenshots
Verdict
The clearest difference is rating: midland online at 3.7 against gpay's 3.1. midland online also leads on ratings volume (105 vs 8). gpay's advantage is review sentiment (75% vs 46%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
midland online holds the better App Store score, 3.7 against 3.1. That said, the two scores are not equally well evidenced: midland online has 105 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 46% of midland online's written reviews are positive against 75% of gpay's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 2, 2026 and November 9, 2026 respectively.
| Parameter | midland online | gpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (105 ratings) — better | 3.1 (8 ratings) |
| Positive reviews | 45.6% of reviews | 75.0% of reviews — better |
| Number of ratings | 105 — better | 8 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 123 MB | 84 MB |
| Age rating | 4+ | 4+ |
| Developer | Midland Bank ltd. | Shamadhan |
Customer experience
midland online
gpay
Bugs and requests
midland online
Reported bugs
27 issues- App does not show proper transaction statement
- App frequently stops working
- Biometric not working
- App not opening
- App full of bugs
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- Fund transfer problem
- Biometric login doesn't work
- Account service button doesn't work
- No account showing while fund transferring
- Cannot login after update
- NBSP, BEFT, MSF Transfer not working
- NPSB and fund transfer to bKash, Nagad, Rocket not working
- PIN setup and biometric setup not working
- Fund transfer 'Transfer from' is always blank
- Cannot register, app closes automatically
- Cannot set up biometrics, invalid request on OTP
- Cannot register, app closes when setting password
- Credit card transaction details not shown
- Problem during NPSB and bill pay
- Cannot add Credit Card to App
- Bug in currency conversion, keyboard doesn't close
- Keyboard auto hide doesn't work in dollar conversion
- Dollar conversion request not working, keypad not disappearing
- Keyboard does not move away after filling details
- App crashes when using BEFTN or NPSB
- No submit button for registration on iPhone SE (1st gen)
- Spelling mistakes (e.g., 'Deposit' as 'Depoisit')
Requested features
8 requests- Generate account statement
- Improve UI for small screens
- Add fingerprint and Face ID login
- Option to change name on debit card
- Add beneficiary delete option
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- Customer information update feature
- Show interest rate while opening FDR AC
- Internet and D2H bill payment
gpay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
midland online
No in-app purchases
gpay
No in-app purchases
