Comparison

MTB Neo vs gpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Neo

Manage your bank accounts and perform various financial transactions on the go. This app allows real-time account viewing, fund transfers, mobile recharges, and bill payments. It also facilitates opening new products and ordering checkbooks, all secured with advanced encryption and two-factor authentication.

Highlights
  • Real-time account information
  • Fund transfers (local & international)
  • Mobile top-up
  • Credit card management
  • Bill payments
  • FDR & DPS account opening
  • Checkbook ordering
Features
Read full description

Stay connected to your MTB account and services 24/7 with the MTB Neo App, now available for iOS devices. This convenient, free service is offered to all MTB customers registered for the MTB Neo App. With the MTB Neo, you can: * View account information in real-time * Transfer funds to MTB or other banks via NPSB/BEFTN/RTGS * Perform MFS transfers and add beneficiaries * Recharge mobile phones instantly * Access credit card details and pay bills (in local and international currencies) * Opening FDR & DPS products * Order checkbooks and much more How do you activate the MTB Neo App on your device? 1. Click on Register to MTB Neo 2. Input your registered mobile number 3. Verify OTP 4. Select your bank account number or card number 5. Set your user ID and password 6. You are ready to log in to MTB Neo Your Security Is Our Priority MTB ensures a secure mobile-based banking experience with state-of-the-art security features: * Registration Required: You must be registered for MTB Neo to access the iOS app. * Activation Process: App usage requires an activation request from your MTB Neo account. * Advanced Encryption: The service is secured by SSL encryption and additional proprietary encryption technology from MTB. * Device Restriction: Only registered devices can access the MTB Neo iOS App. * Two-Factor Authentication: Every transaction is protected by two-factor authentication for added security. Need Assistance? Our 24/7 MTB Contact Centre is here to help: * Domestic Calls: 16219 or 096040 16219 * International Calls: +880 96040 16219 * Email: customer.service@mutualtrustbank.com With MTB Neo, enjoy seamless, secure, and convenient banking at your fingertips!

About

gpay

A secure and convenient digital payment app that simplifies everyday financial transactions. Manage money, send and receive funds, pay bills, and make merchant payments all from your smartphone.

Highlights
  • Send and receive money
  • Add money and cash services
  • Pay bills easily
  • Merchant payments via QR codes
  • Mobile recharge
  • Education fee payments
  • Credit card bill payments
Features
Read full description

Welcome to gpay (by Shamadhan Services Limited), a digital financial services provider operating a secure mobile wallet ecosystem across Bangladesh. Whether you're making daily payments, transferring funds, doing mobile recharge, or paying bills, gpay makes transactions simple, safe, and instant. Key Features Send & Receive Money • Instantly transfer money to other gpay users • Send funds to bank accounts and other payment services • Request money from friends and family Add Money • Add money from bank accounts, debit/credit cards, or other digital channels Pay Bills Easily • Electricity, gas, water, internet and other utility bill payments • Government fee payments and service payments Merchant Payments • Pay at shops and online merchants using QR • Secure and instant digital payments Mobile Recharge • Recharge any mobile operator instantly • Access exclusive offers and promotions More Financial Services • Education fee payments • Credit card bill payments • Donations and subscription services • Remittance receiving • Savings and loan services (where applicable) Safe & Secure gpay uses advanced security measures to ensure safe digital transactions and protect user information. Why Choose gpay? • Fast and reliable transactions • Payments anywhere with Bangla QR acceptance • Clear, upfront terms with no hidden costs. • Multiple financial services in one app • Secure digital wallet • Convenient and easy to use Download gpay today and experience a smarter way to manage your finances.

Screenshots

MTB Neo4 screens
gpay4 screens

Verdict

The call

The clearest difference is review sentiment: gpay at 100% against MTB Neo's 41%. gpay also leads on update cadence (fortnightly vs monthly). MTB Neo's advantage is rating (3.4 vs 2.9) and ratings volume (242 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTB Neo holds the better App Store score, 3.4 against 2.9. That said, the two scores are not equally well evidenced: MTB Neo has 242 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 41% of MTB Neo's written reviews are positive against 100% of gpay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MTB Neo ships an update monthly, gpay fortnightly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

Scorecard4 real differences · 6 level
MTB Neo versus gpay: the parameters behind the verdict, then further details
ParameterMTB Neogpay
PriceFreeFree
Rating3.4 (242 ratings) — better2.9 (7 ratings)
Positive reviews40.7% of reviews100.0% of reviews — better
Number of ratings242 — better7
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size140 MB84 MB
Age rating4+4+
DeveloperMutual Trust Bank LimitedShamadhan

Customer experience

MTB Neo

All ratings242 ratings
Positive58.3%
Neutral6.2%
Negative35.5%
Written reviews123 reviews
Positive40.7%
Neutral6.5%
Negative52.8%

gpay

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MTB Neo

Reported bugs

5 issues
  • App crashes on launch for new iPhones
  • App not working on iPad Air 6
  • Credit card details not visible in the app
  • QR payment not working
  • Registration process bug causing app to close

Requested features

5 requests
  • Add option to choose OTP delivery method
  • Provide deposit scheme closure option in the app
  • Bring back transaction screenshot sharing feature
  • Add card to Apple Wallet integration
  • Improve RTGS feature

gpay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MTB Neo

No in-app purchases

None

gpay

No in-app purchases

Questions

Is MTB Neo free?
MTB Neo is free to download, with no in-app purchases.
Is gpay free?
gpay is free to download, with no in-app purchases.
Which has better reviews, MTB Neo or gpay?
MTB Neo is rated higher. MTB Neo averages 3.4 out of 5 from 242 ratings, while gpay averages 2.9 from 7 ratings.
Do MTB Neo or gpay have ads?
Neither MTB Neo nor gpay shows ads.
Which is updated more often, MTB Neo or gpay?
MTB Neo ships an update monthly, and gpay fortnightly. Most recently, MTB Neo was updated on October 29, 2026 and gpay on October 28, 2026.

Other comparisons