midland online vs Flow Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
midland online
Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.
- Account summary and transaction history
- Fund transfers to Midland accounts
- Interbank and mobile wallet transfers
- Utility bill payments
- Credit and prepaid card management
- Self-registration for online banking
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Midland Mobile app for Apple iOS brings you a world-class banking experience, giving you the tools to manage your money now and into the future. Whether it is quick access to balances and transfers, or utility bill payment, the Midland Online Mobile app for iPhone allows you to be in control of your finances in a way that works for you. Fast and simple access • Quickly check your account summary, last 50 transaction and balance • Open Fixed Deposit & Monthly Saving Scheme Account Transfer money • Pay anyone having a Midland Bank account • Transfer to other bank account using NPSB & BEFTN • Transfer to bKash wallet • Transfer to Rocket wallet • Transfer to Nagad wallet • Transfer to Upay wallet Bill Payment • You can top-up any mobile in Bangladesh • Payment of DESCO, DPDC bill • Pay MDB Credit Card Bill Self-Register for midland online & manage your Prepaid Card & Credit Card • Now on, MDB Credit Card and Prepaid Card holders, who has no other account with MDB, can also use "midland online" to avail banking facilities. To access the full suite of midland online Mobile app, you'll need to have a Bangladeshi mobile number and be registered for MDB SMS Banking. Anyone who is an active registered user of Midland Bank’s Internet Banking Service, midland online, is eligible for midland mobile app. However, the app can be downloaded by anyone to use location services of the app, without registration. If not registered to our Internet Banking system midland online, please visit MDB’s nearest branch Things you should know The midland online Mobile app is compatible with iOS 9 and later. Ensure your device language is set to English.
Flow Expense Tracker
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Flow Expense Tracker helps you understand spending without giving up your privacy. FREE — CORE TRACKING • Add expenses and income manually • Scan receipts and Thai transfer slips (on-device OCR) • Dashboard with week and month views • Home screen widgets • Recurring bills and income • Face ID / passcode lock • Your data stays on your device by default • Available in English and Thai FLOW PREMIUM (optional) Choose monthly, yearly, or lifetime: • Yearly spending analytics • Custom categories • Smart slip rules • CSV export for accounting • Optional iCloud sync across your Apple devices Private by design. No Sovereign Apps server reads your transactions. Recognition happens on device. Privacy Policy: https://www.sovereignapps.dev/privacy#flow Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: midland online at none against Flow Expense Tracker's 3. midland online also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Flow Expense Tracker sells 3 in-app purchases, starting at $0.99 per month. midland online asks for nothing beyond the download.
midland online ships an update every 11 days, Flow Expense Tracker every 3 weeks. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.
| Parameter | midland online | Flow Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (104 ratings) — better | — |
| Positive reviews | 44.8% of reviews | — |
| Number of ratings | 104 — better | — |
| Update frequency | Every 11 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 124 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Midland Bank ltd. | Peeraphol Kamolnawin |
Bugs and requests
midland online
Reported bugs
27 issues- App does not show proper transaction statement
- App frequently stops working
- Biometric not working
- App not opening
- App full of bugs
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- Fund transfer problem
- Biometric login doesn't work
- Account service button doesn't work
- No account showing while fund transferring
- Cannot login after update
- NBSP, BEFT, MSF Transfer not working
- NPSB and fund transfer to bKash, Nagad, Rocket not working
- PIN setup and biometric setup not working
- Fund transfer 'Transfer from' is always blank
- Cannot register, app closes automatically
- Cannot set up biometrics, invalid request on OTP
- Cannot register, app closes when setting password
- Credit card transaction details not shown
- Problem during NPSB and bill pay
- Cannot add Credit Card to App
- Bug in currency conversion, keyboard doesn't close
- Keyboard auto hide doesn't work in dollar conversion
- Dollar conversion request not working, keypad not disappearing
- Keyboard does not move away after filling details
- App crashes when using BEFTN or NPSB
- No submit button for registration on iPhone SE (1st gen)
- Spelling mistakes (e.g., 'Deposit' as 'Depoisit')
Requested features
8 requests- Generate account statement
- Improve UI for small screens
- Add fingerprint and Face ID login
- Option to change name on debit card
- Add beneficiary delete option
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- Customer information update feature
- Show interest rate while opening FDR AC
- Internet and D2H bill payment
Flow Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
midland online
No in-app purchases
Flow Expense Tracker
- Monthly$0.991 Month
- Yearly$7.991 Year
- Lifetime$12.99
Questions
Is midland online free?
Is Flow Expense Tracker free?
Do midland online or Flow Expense Tracker have ads?
Which is updated more often, midland online or Flow Expense Tracker?
Other comparisons
