Comparison

Goldfields Money vs Earnr

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Goldfields Money

Manage your finances on the go with this banking application. Easily transfer funds, pay bills, and manage payees. Features like Balance Peek and shake to log off enhance convenience and security.

Highlights
  • Transfer between accounts
  • Add and manage billers/payees
  • BPAY payments
  • Balance Peek
  • Shake to log off
  • Second Factor Authentication (2FA)
Features
Read full description

If you’re banking with us and looking to make managing your money easier, download the app right here. It contains heaps of great features including ol’ faithfuls like the ability to transfer between accounts, add and manage billers/payees, BPAY payments as well as some exciting new features like Balance Peek and shake to log off ! Sweet! We have added Second Factor Authentication (2FA) which is a simple and easy security feature to help keep your account secure! Please ensure your mobile number is registered with us to get you started. Our app has been designed to assist you to manage your money in a way that is fast, simple and transparent. It’s super easy to get started, simply: 1. Install the app 2. Log in as usual with your client ID and password 3. Set up your 4 digit PIN If you’re not already registered for Internet Banking, you’ll need to set that up before using the app. For help and tips see our website or call us on 1300 GO 4 GOLD for a helping hand. Need more info? Check us out at www.goldfieldsmoney.com.au or give us a buzz on 1300 GO 4 GOLD.

About

Earnr

Read full description

Built by former ANZ Bank executives. Savers, Retirees, SMSFs, Trusts, Businesses: 1. Open an Earnr Account in 2-7 minutes 2. Get started with Earnr Yield from $5,000 3. Earn higher interest, paid monthly - Earn up to 6.00% p.a secured over 2x by Cash & Australian Property - No hidden signup or account fees - Bank grade security CUSTOMER SUPPORT You can contact our support team by sending an email to support@earnr.com.au or calling our Sydney office on 1300 332 062. IMPORTANT INFORMATION β€œEarnr” is a registered trademark of Earnr Holdings Pty Ltd. The Earnr App is operated by Earnr Australia Pty Ltd – Authorised Representative of AFSL 224107. A Product Disclosure Statement (PDS) and Target Market Determination is available on the Earnr website. All information provided is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr recommends you seek independent professional advice. Earnr Yield ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for the Earnr Yield dated 14 October 2021, a copy of which is available on https://beta.earnr.com.au or https://www.earnr.com.au.

Screenshots

Goldfields Money3 screens
Earnr4 screens

Verdict

The call

The clearest difference is ads: Goldfields Money at none against Earnr's shown. Earnr's advantage is update cadence (every 3 months vs every 24 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Goldfields Money ships an update every 24 months, Earnr every 3 months. The most recent releases landed on June 1, 2026 and September 10, 2026 respectively.

Scorecard2 real differences Β· 6 level
Goldfields Money versus Earnr: the parameters behind the verdict, then further details
ParameterGoldfields MoneyEarnr
PriceFreeFree
Positive reviews0.0% of reviewsβ€”
Update frequencyEvery 24 monthsEvery 3 months β€” better
AdsNo β€” betterYes
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details β€” not scored
Size21 MB17 MB
Age rating4+4+
DeveloperBNK Banking Corporation LimitedEARNR HOLDINGS PTY LTD

In-app purchases

None

Goldfields Money

No in-app purchases

None

Earnr

No in-app purchases

Questions

Is Goldfields Money free?
Goldfields Money is free to download, with no in-app purchases.
Is Earnr free?
Earnr is free to download, with no in-app purchases.
Do Goldfields Money or Earnr have ads?
Earnr shows ads; Goldfields Money does not.
Which is updated more often, Goldfields Money or Earnr?
Goldfields Money ships an update every 24 months, and Earnr every 3 months. Most recently, Goldfields Money was updated on June 1, 2026 and Earnr on September 10, 2026.

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