BlueWallet vs PayTime

Your keys, your bitcoin. BlueWallet is a free, open source bitcoin wallet. Your private keys are created and kept on your device. Watch your cold storage, spend from multisig Vaults, sign with a hardware wallet, and choose exactly which coins pay. Made by bitcoiners, for bitcoiners. YOU HOLD THE KEYS • Private keys never leave your device. You control them. • Create as many wallets as you like, or import one with its recovery phrase. • Open source and MIT licensed. Read the code or build it yourself. COLD STORAGE AND MULTISIG • Watch-only wallets: follow your cold storage with just the public key. • Hardware wallet signing: build the payment on your phone, sign the PSBT on your device, broadcast from BlueWallet. • Multisig Vaults: require more than one key to spend. CONTROL EVERY PAYMENT • Coin control: label coins, freeze the ones you want kept apart, and pick which coins pay. • Flexible fees: you set the fee. • Speed up a pending payment, or cancel it, with Replace-By-Fee. • Send to many addresses in one transaction. • BIP47 payment codes: one reusable code for receiving. PRIVACY AND SECURITY • Full encryption: on top of iOS encryption, lock your wallets with your own password. • Plausible deniability: a second password opens a decoy storage if you are ever forced to unlock the app. • Your own node: connect to your Bitcoin full node through Electrum. Also available on Mac.

PayTime shows you what your time is really worth. TIME CLOCK Clock in and watch your earnings grow live, right on the home screen — down to the second. Take a break, resume, clock out: your shift is saved automatically. PURCHASE CHECK Enter a price and instantly see how many hours of work stand behind it. Handy presets for coffee, a sandwich, movie tickets, sneakers, and more make the check a single tap. SHIFTS Log your work hours including weekend, holiday, and night shift bonuses. Grouped clearly by month, with one tap to repeat your last shift. OVERVIEW Track your monthly goal, see your earnings by weekday, and discover your personal records: best day, best month, longest shift. WISHLIST Save wishes straight from the purchase check and track how close every shift brings you to them. JOBS Set hourly wage, tax rate, and bonuses separately for each job. PREMIUM (one-time purchase, no subscription) • No ads • Multiple jobs at once • Unlimited wishes • 12-month history instead of 6 • CSV export of all shifts PayTime runs fully offline — your data stays on your device.