Comparison

PeP vs UPTION Para Transferi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PeP

Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.

Highlights
  • Global money transfers to 65 countries
  • Secure virtual Visa cards for online shopping
  • Cashback rewards on purchases
  • Instant loans up to 50,000 TL
  • PeP Pegasus BolBol Card for flight rewards
  • Secure access with SMS OTP
Features
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Hızlı ve güvenli finansal işlemlerin için PeP yanında! Hemen PeP’i indir, saniyeler içinde hesabını ücretsiz oluştur ve kullanmaya başla! Güvenli alışverişlerin için PeP Kart’ın yanında! Fiziki ve sanal PeP Kart’ını hem fiziki hem de online alışverişlerinde güvenle kullanabilirsin. Online alışverişlerde, her işlemde numarası değişen sanal PeP Kart sayesinde kart bilgilerin korunur. Üstelik mobil üzerinden kartına harcama limiti belirleyebilir, toplam alışveriş tutarını kontrol altına alarak bütçeni kolayca yönetebilirsin. PeP Pegasus BolBol Kart’la BolPuan kazan! Türkiye’nin BolPuan kazandıran ilk ön ödemeli kartı PeP Pegasus BolBol Kart’la yapacağın harcamalardan bolpuan kazanabilirsin. Kazandığın BolPuanlarla Pegasus’un web sitesi veya mobil uygulaması üzerinden yurt içi ya da yurt dışı uçak bileti alabilirsin. PeP Kart’la harcadıkça kazan! PeP Ödül Programı ile nakit iade (cashback) kazanmak çok kolay! Mobil uygulamamızda ve web sitemizde duyurulan kampanyalara katılarak yaptığın alışverişlerden her ay nakit iade kazanabilirsin. Güvenli ve hızlı uluslararası para transferi PeP’te! PeP hesabından Avrupa ve İngiltere dahil birçok ülkeye €/£/$/₺ döviz seçenekleriyle para gönderebilir ve hesabına para alabilirsin. Üstelik her ay yapacağın 300 €/£'a kadar olan ilk para transferi ücretsiz! PeP Mobil’le finansal kolaylık cebinde! • Banka hesabından, başkasına ait banka hesabından, Banka/Kredi kartı ve yurt dışından PeP hesabına para yükleyebilirsin. • PeP hesabından başka bir PeP hesabına, banka hesabına, kredi kartına ve isme para gönderebilirsin. • Cep telefonu, uluslararası para al seçenekleriyle yurt dışından PeP hesabına kolayca para alabilirsin. • Çok para birimli hesap özelliğiyle, €/£/$/₺ cinsinden döviz hesabı açabilirsin. Döviz hesabın yoksa, hesabına gelen döviz türüne ait hesap otomatik olarak açılır; aynı şey para gönderdiğinde de geçerlidir. • Ücretsiz değerli maden hesabı açarak minimum 0,01 gram alış tutarıyla altın, gümüş ve platin yatırımına başlayabilirsin. • Kapsamlı sigorta ürünleriyle öngörülemeyen durumlara karşı kendini ve sevdiklerini güvence altına alabilirsin. PeP, Paladyum Elektronik Para ve Ödeme Hizmetleri A.Ş.’nin tescilli markasıdır. 13.07.2017 tarihinde Bankacılık Düzenleme ve Denetleme Kurulu’ndan lisans almış, Türkiye Cumhuriyet Merkez Bankası mevzuatına tabi bir Elektronik Para Kuruluşudur. PeP hesabınızda bulunan bakiyeniz, TCMB mevzuatı güvencesinde koruma altındadır. Müşteri Hizmetleri E- posta: destek@peple.com.tr Telefon: 0850 450 50 40 Web sitesi: www.peple.com.tr Adres Bilgileri: Maslak Mahallesi Bilim Sokak Sun Plaza Blok No:5/A İç Kapı No: 24 Sarıyer / İstanbul

About

UPTION Para Transferi

Send money internationally and domestically with low fees. Open a European bank account, get a global spending card, and top up mobile phones abroad. Enjoy fast, secure transactions with multiple payment options.

Highlights
  • International money transfers
  • Domestic fee-free transfers
  • European IBAN account
  • Global spending card
  • International mobile top-up
  • QR payments
  • Payment requests
Features
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People over 130 different nationalities use UPTION to send money! Join them! Send Money to 95 % of the world’s population – 7 billion people. Open an account in seconds and get your personal IBAN. Cross the borders in money transfer Send Money to 176 countries without hidden fees 24/7. You can send Money to an account, cash pickup or card. Besides, you can get your money, which is sent to cash pick up to your UPTION account via “Take into Your Account” feature. You can take money into your account which is sent to the cash pickup via RIA, Contact, Worldremit and Remitly to Turkey by using "Take into Account”. No fees for domestic money transfers Send money to an account or card in domestic without fees. Moreover, there are no excessive usage fees. An UPTION Card to spend worldwide By applying to the UPTION Card from within the application, you can have a card linked to your TL, USD or EUR accounts, and you can use your card online/physically all over the world. Moreover, you will not be effected by the exchange rate difference by changing your linked account at any time. With UPTION Card, you can withdraw/deposit money from any ATM worldwide. Open an account in Europe A first in Turkey! With UPTION, it is now very easy to open an account in Europe. Plus it's free. If you are a Turkish citizen you can open an account with UPTION that you can use in the European region (SEPA region) and have an IBAN. In this way, you can easily and quickly make collection/payment in Europe. International Top Up You can top up the mobile phones abroad with UPTION. You can easily make the transaction by entering phone number from the “International Mobile Top Up” menu. Pay/get paid in seconds Via "QR Payment/Collection", "UPTION Transfer" and "Payment Request via Message" features, you can make and receive payments without any fees. You can top-up your UPTION account From other banks to UPTION IBAN via EFT From all ATMs with UPTION Card From PTT and Vakıfbank ATMs From UPT and Aktif Bank Branches Via “Top UP With Card” feature in the application. You can send money to these countries: Abhazya – Georgia, Aland Islands, Albania, Andorra, Antigua and Barbuda, Argentina, Australia, Austria, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Belarus, Belgium, Benin, Bolivia, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Crotia, Cyprus, Czechsia, Denmark, Djibouti, Dominican Republic, Ecuador, El Salvador, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Guatemala, Guernsey, Guinea, Guinea Bissau, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Isle of Man, Italy, Ivory Coast, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Lao People’s Democratic Republic, , Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Monaco, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Porto Rico, Portugal, Qatar, Romania, Rwanda, Russia, Samoa, San Marino, Senegal, Serbian Republic, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Somali, South Korea, Spain, Sri Lanka, Sudan, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, U.S. Virgin Islands, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, Uruguay, Uzbekistan, Vatican, Vietnam, Yemen, Zambia and more Our Partners: RIA, Contact, Worldremit, Remitly, VISA, Mastercard, Inpay, Small World, International Bank of Azerbaijan, Monex, Tranglo, Transfer Galaxy, Terrapay, Al Ansari Exchange, Banka Kombetare Tregtare, Transfast, Alawneh Exchange, Musharbash Exchange, Agro Bank.

Screenshots

PeP4 screens
UPTION Para Transferi4 screens

Verdict

The call

The clearest difference is rating: UPTION Para Transferi at 4.6 against PeP's 2.6. UPTION Para Transferi also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (86 vs 23). PeP's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UPTION Para Transferi holds the better App Store score, 4.6 against 2.6. Both are backed by a comparable volume of ratings — 23 and 86 respectively. Written reviews point the same way: 25% of PeP's written reviews are positive against 28% of UPTION Para Transferi's.

UpkeepUpdate frequency

PeP ships an update every 5 weeks, UPTION Para Transferi monthly. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
PeP versus UPTION Para Transferi: the parameters behind the verdict, then further details
ParameterPePUPTION Para Transferi
PriceFreeFree
Rating2.6 (23 ratings)4.6 (86 ratings) — better
Positive reviews25.0% of reviews27.6% of reviews — better
Number of ratings2386 — better
Update frequencyEvery 5 weeksMonthly — better
AdsYesYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size259 MB172 MB
Age rating17+4+
DeveloperPALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETIUPT ODEME HIZMETLERI VE ELEKTRONIK PARA ANONIM SIRKETI

Customer experience

PeP

All ratings23 ratings
Positive34.8%
Neutral13.0%
Negative52.2%
Written reviews8 reviews
Positive25.0%
Neutral12.5%
Negative62.5%

UPTION Para Transferi

All ratings86 ratings
Positive90.7%
Neutral2.3%
Negative7.0%
Written reviews58 reviews
Positive27.6%
Neutral3.4%
Negative69.0%

In-app purchases

None

PeP

No in-app purchases

None

UPTION Para Transferi

No in-app purchases

Questions

Is PeP free?
PeP is free to download, with no in-app purchases.
Is UPTION Para Transferi free?
UPTION Para Transferi is free to download, with no in-app purchases.
Which has better reviews, PeP or UPTION Para Transferi?
UPTION Para Transferi is rated higher. PeP averages 2.6 out of 5 from 23 ratings, while UPTION Para Transferi averages 4.6 from 86 ratings.
Do PeP or UPTION Para Transferi have ads?
Both PeP and UPTION Para Transferi show ads.
Which is updated more often, PeP or UPTION Para Transferi?
PeP ships an update every 5 weeks, and UPTION Para Transferi monthly. Most recently, PeP was updated on October 12, 2026 and UPTION Para Transferi on October 15, 2026.

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