PeP vs UPTION Para Transferi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PeP
Manage your finances with a user-friendly app that allows global money transfers, secure online shopping with virtual cards, and cashback rewards. Access instant loans and earn loyalty points for flights.
- Global money transfers to 65 countries
- Secure virtual Visa cards for online shopping
- Cashback rewards on purchases
- Instant loans up to 50,000 TL
- PeP Pegasus BolBol Card for flight rewards
- Secure access with SMS OTP
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Hızlı ve güvenli finansal işlemlerin için PeP yanında! Hemen PeP’i indir, saniyeler içinde hesabını ücretsiz oluştur ve kullanmaya başla! Güvenli alışverişlerin için PeP Kart’ın yanında! Fiziki ve sanal PeP Kart’ını hem fiziki hem de online alışverişlerinde güvenle kullanabilirsin. Online alışverişlerde, her işlemde numarası değişen sanal PeP Kart sayesinde kart bilgilerin korunur. Üstelik mobil üzerinden kartına harcama limiti belirleyebilir, toplam alışveriş tutarını kontrol altına alarak bütçeni kolayca yönetebilirsin. PeP Pegasus BolBol Kart’la BolPuan kazan! Türkiye’nin BolPuan kazandıran ilk ön ödemeli kartı PeP Pegasus BolBol Kart’la yapacağın harcamalardan bolpuan kazanabilirsin. Kazandığın BolPuanlarla Pegasus’un web sitesi veya mobil uygulaması üzerinden yurt içi ya da yurt dışı uçak bileti alabilirsin. PeP Kart’la harcadıkça kazan! PeP Ödül Programı ile nakit iade (cashback) kazanmak çok kolay! Mobil uygulamamızda ve web sitemizde duyurulan kampanyalara katılarak yaptığın alışverişlerden her ay nakit iade kazanabilirsin. Güvenli ve hızlı uluslararası para transferi PeP’te! PeP hesabından Avrupa ve İngiltere dahil birçok ülkeye €/£/$/₺ döviz seçenekleriyle para gönderebilir ve hesabına para alabilirsin. Üstelik her ay yapacağın 300 €/£'a kadar olan ilk para transferi ücretsiz! PeP Mobil’le finansal kolaylık cebinde! • Banka hesabından, başkasına ait banka hesabından, Banka/Kredi kartı ve yurt dışından PeP hesabına para yükleyebilirsin. • PeP hesabından başka bir PeP hesabına, banka hesabına, kredi kartına ve isme para gönderebilirsin. • Cep telefonu, uluslararası para al seçenekleriyle yurt dışından PeP hesabına kolayca para alabilirsin. • Çok para birimli hesap özelliğiyle, €/£/$/₺ cinsinden döviz hesabı açabilirsin. Döviz hesabın yoksa, hesabına gelen döviz türüne ait hesap otomatik olarak açılır; aynı şey para gönderdiğinde de geçerlidir. • Ücretsiz değerli maden hesabı açarak minimum 0,01 gram alış tutarıyla altın, gümüş ve platin yatırımına başlayabilirsin. • Kapsamlı sigorta ürünleriyle öngörülemeyen durumlara karşı kendini ve sevdiklerini güvence altına alabilirsin. PeP, Paladyum Elektronik Para ve Ödeme Hizmetleri A.Ş.’nin tescilli markasıdır. 13.07.2017 tarihinde Bankacılık Düzenleme ve Denetleme Kurulu’ndan lisans almış, Türkiye Cumhuriyet Merkez Bankası mevzuatına tabi bir Elektronik Para Kuruluşudur. PeP hesabınızda bulunan bakiyeniz, TCMB mevzuatı güvencesinde koruma altındadır. Müşteri Hizmetleri E- posta: destek@peple.com.tr Telefon: 0850 450 50 40 Web sitesi: www.peple.com.tr Adres Bilgileri: Maslak Mahallesi Bilim Sokak Sun Plaza Blok No:5/A İç Kapı No: 24 Sarıyer / İstanbul
UPTION Para Transferi
Send money internationally and domestically with low fees. Open a European bank account, get a global spending card, and top up mobile phones abroad. Enjoy fast, secure transactions with multiple payment options.
- International money transfers
- Domestic fee-free transfers
- European IBAN account
- Global spending card
- International mobile top-up
- QR payments
- Payment requests
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People over 130 different nationalities use UPTION to send money! Join them! Send Money to 95 % of the world’s population – 7 billion people. Open an account in seconds and get your personal IBAN. Cross the borders in money transfer Send Money to 176 countries without hidden fees 24/7. You can send Money to an account, cash pickup or card. Besides, you can get your money, which is sent to cash pick up to your UPTION account via “Take into Your Account” feature. You can take money into your account which is sent to the cash pickup via RIA, Contact, Worldremit and Remitly to Turkey by using "Take into Account”. No fees for domestic money transfers Send money to an account or card in domestic without fees. Moreover, there are no excessive usage fees. An UPTION Card to spend worldwide By applying to the UPTION Card from within the application, you can have a card linked to your TL, USD or EUR accounts, and you can use your card online/physically all over the world. Moreover, you will not be effected by the exchange rate difference by changing your linked account at any time. With UPTION Card, you can withdraw/deposit money from any ATM worldwide. Open an account in Europe A first in Turkey! With UPTION, it is now very easy to open an account in Europe. Plus it's free. If you are a Turkish citizen you can open an account with UPTION that you can use in the European region (SEPA region) and have an IBAN. In this way, you can easily and quickly make collection/payment in Europe. International Top Up You can top up the mobile phones abroad with UPTION. You can easily make the transaction by entering phone number from the “International Mobile Top Up” menu. Pay/get paid in seconds Via "QR Payment/Collection", "UPTION Transfer" and "Payment Request via Message" features, you can make and receive payments without any fees. You can top-up your UPTION account From other banks to UPTION IBAN via EFT From all ATMs with UPTION Card From PTT and Vakıfbank ATMs From UPT and Aktif Bank Branches Via “Top UP With Card” feature in the application. You can send money to these countries: Abhazya – Georgia, Aland Islands, Albania, Andorra, Antigua and Barbuda, Argentina, Australia, Austria, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Belarus, Belgium, Benin, Bolivia, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, Colombia, Comoros, Costa Rica, Crotia, Cyprus, Czechsia, Denmark, Djibouti, Dominican Republic, Ecuador, El Salvador, Eritrea, Estonia, Ethiopia, Fiji, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Guatemala, Guernsey, Guinea, Guinea Bissau, Haiti, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Israel, Isle of Man, Italy, Ivory Coast, Jordan, Kazakhstan, Kenya, Kosovo, Kuwait, Kyrgyzstan, Lao People’s Democratic Republic, , Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Mauritania, Mauritius, Mexico, Moldova, Monaco, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Palestine, Panama, Paraguay, Peru, Philippines, Poland, Porto Rico, Portugal, Qatar, Romania, Rwanda, Russia, Samoa, San Marino, Senegal, Serbian Republic, Seychelles, Sierra Leone, Singapore, Slovakia, Slovenia, Somali, South Korea, Spain, Sri Lanka, Sudan, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Trinidad and Tobago, Tunisia, Turkey, U.S. Virgin Islands, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, Uruguay, Uzbekistan, Vatican, Vietnam, Yemen, Zambia and more Our Partners: RIA, Contact, Worldremit, Remitly, VISA, Mastercard, Inpay, Small World, International Bank of Azerbaijan, Monex, Tranglo, Transfer Galaxy, Terrapay, Al Ansari Exchange, Banka Kombetare Tregtare, Transfast, Alawneh Exchange, Musharbash Exchange, Agro Bank.
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Verdict
The clearest difference is rating: UPTION Para Transferi at 4.6 against PeP's 2.6. UPTION Para Transferi also leads on monetization model (ad-supported vs free with in-app purchases) and ratings volume (86 vs 23). PeP's advantage is iOS requirement (13.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UPTION Para Transferi holds the better App Store score, 4.6 against 2.6. Both are backed by a comparable volume of ratings — 23 and 86 respectively. Written reviews point the same way: 25% of PeP's written reviews are positive against 28% of UPTION Para Transferi's.
PeP ships an update every 5 weeks, UPTION Para Transferi monthly. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.
| Parameter | PeP | UPTION Para Transferi |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (23 ratings) | 4.6 (86 ratings) — better |
| Positive reviews | 25.0% of reviews | 27.6% of reviews — better |
| Number of ratings | 23 | 86 — better |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 259 MB | 172 MB |
| Age rating | 17+ | 4+ |
| Developer | PALADYUM ELEKTRONIK PARA VE ODEME HIZMETLERI ANONIM SIRKETI | UPT ODEME HIZMETLERI VE ELEKTRONIK PARA ANONIM SIRKETI |
Customer experience
PeP
UPTION Para Transferi
In-app purchases
PeP
No in-app purchases
UPTION Para Transferi
No in-app purchases







