Comparison

OPTIM SOFT TOKEN vs Menthum

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OPTIM SOFT TOKEN

Features
Read full description

OPTIM Soft Token offers a new strong authentication mean (including Signature) using a mobile device instead of DIGIPASS or Certificate. OPTIM Soft Token is a software version of the physical DIGIPASS (by Vasco) authentication tools already used for connexion and signature on CA-CIB Web Portals (OPTIM Trade and OPTIM.net https://www.optimnet.ca-cib.com). OPTIM Soft Token application has been integrated to MyOptim.net application (already online) OPTIM Soft Token can also be used for the authentication and the signature of transactions in OPTIM.net portal, MyOPTIM.net & OPTIM Trade portal.

About

Menthum

This finance app simplifies wealth building with smart investment solutions and transparent tracking. It offers various accounts and funds to help users achieve financial goals and grow their money effortlessly, all managed securely from their phone.

Highlights
  • Wealth building simplified
  • Smart investment solutions
  • Transparent real-time tracking
  • Seamless digital account management
  • Multiple fund options
  • Automated wealth building
Features
Read full description

Wealth Building, Simplified Menthum is your trusted partner in achieving financial freedom. Whether you are saving for short-term needs or long-term goals, we make growing your wealth effortless. Designed by seasoned financial experts, Menthum offers smart, innovative solutions to help you take control of your financial future. Why Choose Menthum? * Licensed & Secure – Regulated by the Financial Regulatory Authority (FRA) for complete peace of mind. * Smart Investment Solutions – Powered by Egypt’s leading investment managers to grow your wealth efficiently. * Transparent & Trustworthy – Track deposits, withdrawals, and earnings in real-time, with prompt customer care via chat and calls. * Seamless Digital Experience – Open an account, add funds, and withdraw—easily and securely from your phone. A Growing Suite of Wealth-Building Solutions: * Menthum Core Account – No lock-in, save & withdraw anytime, and earn high daily interest from day one. * Menthum USD Fund – Put your dollars to work with flexibility and no lock-in period. * Menthum Goals – Set your goals and Make Them Possible with ease. * Menthum Grow Fund – Invest in the stock market The Right Way. * Wealth+ – Automate wealth building with personalized investment strategies using advanced algorithms. Join the Movement Tens of thousands are already enhancing their financial well-being with Menthum. Join a fast-growing community and make your money work harder for you—simply, securely, and smartly.

Screenshots

OPTIM SOFT TOKEN3 screens
Menthum4 screens

Verdict

The call

The clearest difference is update cadence: Menthum at every 9 days against OPTIM SOFT TOKEN's every 9 months. OPTIM SOFT TOKEN's advantage is iOS requirement (13.0 vs 16). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OPTIM SOFT TOKEN ships an update every 9 months, Menthum every 9 days. The most recent releases landed on September 28, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
OPTIM SOFT TOKEN versus Menthum: the parameters behind the verdict, then further details
ParameterOPTIM SOFT TOKENMenthum
PriceFreeFree
Rating—4.7 (68 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—68 — better
Update frequencyEvery 9 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better16
Further details — not scored
Size4 MB126 MB
Age rating4+4+
DeveloperCA-CIBMenthum Holding for Financial Investments SAE

In-app purchases

None

OPTIM SOFT TOKEN

No in-app purchases

None

Menthum

No in-app purchases

Questions

Is OPTIM SOFT TOKEN free?
OPTIM SOFT TOKEN is free to download, with no in-app purchases.
Is Menthum free?
Menthum is free to download, with no in-app purchases.
Do OPTIM SOFT TOKEN or Menthum have ads?
Neither OPTIM SOFT TOKEN nor Menthum shows ads.
Which is updated more often, OPTIM SOFT TOKEN or Menthum?
OPTIM SOFT TOKEN ships an update every 9 months, and Menthum every 9 days. Most recently, OPTIM SOFT TOKEN was updated on September 28, 2026 and Menthum on October 9, 2026.

Other comparisons