Comparison

Suncorp Bank App vs Billfold

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Suncorp Bank App

Manage your finances securely and conveniently. Track bills, make payments, control your debit card, and access exclusive rewards. Enjoy quick balance checks and 24/7 support.

Highlights
  • Organize bills and payments
  • Set up PayID and Apple Pay
  • Quick Balance check
  • Manage home loans and term deposits
  • Secure login and two-factor authentication
  • Lock/restrict Visa Debit card
  • Access Feel Good Rewards cashback offers
Features
Read full description

Manage your money anytime, anywhere with the Suncorp Bank App. From secure login options to Visa Debit card controls, there’s plenty to feel good about here:​ Money management made simple ​ • Organise your bills and payments​ • Set up PayID and Apple Pay​ • Quick Balance option - check your balance without logging in​ • Manage your home loan and term deposits​ ​ Secure banking & trusted support • Fast, secure login options​ • Two-factor authentication​ • Customisable payment notifications​ • 24/7 fraud monitoring​ • Round-the-clock support from Suncorp Bank and Scout (our virtual assistant)​ ​ Stay in control, wherever you are • Lock, restrict or report a lost or stolen Visa Debit card​ • Set or reset your card PIN​ • Let us know when you’re travelling overseas Disclaimer Banking products are issued by Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 2299882). Suncorp Bank is not responsible or liable for products and services issued by other third parties. The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.​ The terms of use governing your use of this mobile application are available at: https://www.suncorpbank.com.au/mpa/terms.html ​

About

Billfold

Features
Read full description

Billfold is the all-in-one app for managing your receipts and gift cards. Snap a photo of any receipt and our smart OCR instantly extracts the merchant, date, total, and line items. Store gift cards securely with military-grade encryption — tap to reveal card numbers and PINs when you need them at the checkout. RECEIPT MANAGEMENT - Camera capture with instant OCR text extraction - Automatic merchant, date, and total detection - Line item extraction for detailed expense tracking - Full-text search across all your receipts - Duplicate detection so you never store the same receipt twice - Tag and organise receipts your way GIFT CARD WALLET - Encrypted storage for card numbers and PINs - Tap-to-reveal for secure viewing at the checkout - Balance tracking with easy updates - Expiry date alerts so you never lose value - Barcode and QR rendering for quick scanning at the till - Card image capture for visual reference DASHBOARD & INSIGHTS - Home screen shows total gift card value, expiring cards, and recent receipts - Category breakdown of your spending - Quick-action shortcuts to capture and search BUILT FOR PRIVACY - Data stored in Sydney, Australia - End-to-end encryption for sensitive gift card data - Full account deletion — all data permanently removed - No ads, no tracking, no data selling - Compliant with the Australian Privacy Act 1988 WORKS OFFLINE - Capture receipts and gift cards without internet - Automatic sync when you're back online - No data loss, ever FREE & PRO PLANS - Free: 25 receipts, 5 gift cards - Pro: Unlimited receipts, unlimited gift cards, cloud OCR, CSV & PDF export - $4.99/month or $29.99/year (AUD) Billfold is made in Australia by Cyberdanes Technologies. Your support keeps the app ad-free and privacy-first.

Screenshots

Suncorp Bank App4 screens
Billfold3 screens

Verdict

The call

The clearest difference is in-app purchases: Suncorp Bank App at none against Billfold's 2. Billfold's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billfold sells 2 in-app purchases, starting at $2.99 per month. Suncorp Bank App asks for nothing beyond the download.

UpkeepUpdate frequency

Suncorp Bank App ships an update every 5 weeks, Billfold every 2 weeks. The most recent releases landed on November 12, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Suncorp Bank App versus Billfold: the parameters behind the verdict, then further details
ParameterSuncorp Bank AppBillfold
PriceFreeFree
Rating3.9 (49 ratings) — better—
Positive reviews25.5% of reviews—
Number of ratings49 — better—
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size268 MB59 MB
Age rating4+4+
DeveloperNorfina Limitedsandeep kumar pandey

Bugs and requests

Suncorp Bank App

Reported bugs

5 issues
  • Accounts disappearing from the app
  • Login and password issues
  • Transfers and payments not working
  • Notifications not functioning properly
  • Frequent crashes and errors

Requested features

5 requests
  • Bring back iPad support and landscape mode
  • Improve transaction search and filtering
  • Add quick balance display without login
  • Implement push notifications for transactions
  • Simplify login and account management

Billfold

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Suncorp Bank App

No in-app purchases

2 purchases

Billfold

Subscriptions2
  • Billfold Pro Monthly$2.991 Month
  • Billfold Pro Annual$19.991 Year

Questions

Is Suncorp Bank App free?
Suncorp Bank App is free to download, with no in-app purchases.
Is Billfold free?
Billfold is free to download, with in-app purchases available.
Do Suncorp Bank App or Billfold have ads?
Neither Suncorp Bank App nor Billfold shows ads.
Which is updated more often, Suncorp Bank App or Billfold?
Suncorp Bank App ships an update every 5 weeks, and Billfold every 2 weeks. Most recently, Suncorp Bank App was updated on November 12, 2026 and Billfold on November 5, 2026.

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