Comparison

Hearth for Contractors vs Estimate Maker for Contractors

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hearth for Contractors

Streamline your home improvement business with digital tools for financing, invoicing, and contracts. Offer customer financing, send professional invoices, and manage contracts on the go to close more deals and get paid faster.

Highlights
  • Offer customer financing
  • Send digital contracts
  • Customize and schedule invoices
  • Collect digital payments
  • Track client activity
  • Syncs with QuickBooks
Read full description

Hearth helps tens of thousands of U.S. home improvement pros close more deals and save time & money with customer financing options and digital workflow tools. No more dealer fees cutting into your profits or messy paperwork slowing you down. Offer financing, send contracts, customize and schedule invoices, and collect digital payments with Hearth—all on the go from your iPhone or iPad. --------------------------------- WHY OFFER FINANCING? • 75% of homeowners want monthly payment options • 18% better average close rate when you offer financing to leads • 30% higher average ticket size on deals closed with financing HEARTH FINANCING: • ZERO dealer fees - Keep 100% of your profits • ZERO underwriting requirements • 12+ lenders, one application • Loans from $1,000 to $100,000 • Terms from 2 to 12 years • FICO scores as low as 550 • Rates as low as 4.9% APR • Fits easily into your existing sales process • Send the financing application on the go from the app • Getting pre-approved has ZERO impact on your client’s credit score • Clients can secure project funds in as soon as 24 hours HEARTH PAY: • Customizable, professional-looking digital invoices • Keep a digital record of every invoice you send • Request digital payments in seconds • Your client can pay securely with debit card, credit card, or ACH transfer • Hearth sends automatic payment reminders to clients to help you get paid faster • Track the status of outstanding payments from the app • Syncs with QuickBooks DIGITAL CONTRACTS: • Easy-to-edit contract template for any business • Customize with your own contract language and logo • Send contracts on the go from the app • Automatically send Hearth Pay invoices upon client signature • Track when clients have viewed your contracts • Collect digital signatures from clients on the job site REPORTING & TRACKING: • Track client activity across financing, contracts, invoices, and payments • Keep tabs on when a client has viewed a contract or invoice • Monitor outstanding invoices • Keep a permanent digital record of client documents FREE MARKETING TOOLS: • Digital banners & financing calculators to embed on your website, with Pro and Elite subscriptions • Personalized Hearth flyer to attach to emails or print and hand to clients • Informational flyers for trade shows and events • Social media post templates TRAINING & LEARNING: • FREE Hearth sales training for your entire team • Exclusive webinars with partners and trainers • Option to purchase sales training add-ons with industry experts • Dedicated Hearth onboarding specialist as you get started • Access to our Learn Center packed with sales tips and walkthroughs AS FEATURED IN: The Washington Post CNBC NBC’s TODAY Martha Stewart Construction Executive --------------------------------- *All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.

About

Estimate Maker for Contractors

Effortlessly create, send, and track professional estimates directly from your mobile device. Streamline your workflow by saving product details, applying discounts, and automatically calculating taxes. Send estimates instantly via email, text, or PDF to secure more jobs.

Highlights
  • Create and send professional estimates
  • Client setup from contacts
  • Save product/service details
  • Apply discounts
  • Automatic tax calculation
  • Send PDFs via email/text
  • Track sent and viewed estimates
Features
Read full description

Create, send and track FREE estimates on your phone and win more jobs. Send the estimate on the go and send it directly to your customer! It's extremely easy to use and saves a lot of time. KEY FEATURES: - Easily and quickly create and send professional estimates to your customers. - Quickly set up clients from your phone’s contact list. - Save all details of your product or service for faster estimate creation. Description, price and more. - Discount on item or total. - Automatically calculate tax rate, inclusive or exclusive. - Send PDFs via email, text, print or PDF - Keep track of sent and viewed estimates - Add customer information to your estimate with one tap. Privacy Policy: https://sites.google.com/view/invoice-maker-policy/ Terms of Use: https://sites.google.com/view/invoice-maker-terms

Screenshots

Hearth for Contractors4 screens
Estimate Maker for Contractors4 screens

Verdict

The call

The clearest difference is review sentiment: Estimate Maker for Contractors at 93% against Hearth for Contractors's 43%. Estimate Maker for Contractors also leads on rating (4.9 vs 3.4) and ratings volume (1.7K vs 298). Hearth for Contractors's advantage is update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Estimate Maker for Contractors holds the better App Store score, 4.9 against 3.4. That said, the two scores are not equally well evidenced: Estimate Maker for Contractors has 1.7K ratings behind it against 298, so its average is the more settled of the two. Written reviews point the same way: 43% of Hearth for Contractors's written reviews are positive against 93% of Estimate Maker for Contractors's.

UpkeepUpdate frequency

Hearth for Contractors ships an update every 5 weeks, Estimate Maker for Contractors every 5 months. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
Hearth for Contractors versus Estimate Maker for Contractors: the parameters behind the verdict, then further details
ParameterHearth for ContractorsEstimate Maker for Contractors
PriceFreeFree
Rating3.4 (298 ratings)4.9 (1.7K ratings) — better
Positive reviews42.5% of reviews92.5% of reviews — better
Number of ratings2981.7K — better
Update frequencyEvery 5 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.414.0 — better
Further details — not scored
Size114 MB55 MB
Age rating4+4+
DeveloperHearthBillchat LLC

Customer experience

Hearth for Contractors

All ratings298 ratings
Positive59.1%
Neutral2.3%
Negative38.6%
Written reviews127 reviews
Positive42.5%
Neutral0.8%
Negative56.7%

Estimate Maker for Contractors

All ratings1,711 ratings
Positive97.0%
Neutral2.0%
Negative0.9%
Written reviews40 reviews
Positive92.5%
Neutral2.5%
Negative5.0%

User reviews

Hearth for Contractors

From 298 App Store ratings

What we love

  • 🚀 Easy to use
  • 💡 Helpful financing options
  • 👍 Organized CRM features
  • 🚀 Streamlined workflow

Room to improve

  • 🐛 Frequent app crashes
  • 💰 Extremely high interest rates
  • 🔍 Lack of transparency in financing
  • 🕰️ Slow processing of payments
  • 🤖 Unreliable customer support

Estimate Maker for Contractors

From 1.7K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Efficient
  • 💡 Customizable background colors
  • 👍 Great experience for customers
  • 👍 Useful for the user

Room to improve

  • 🐛 Difficult to edit or update files
  • 🐛 Old versions persist after sending to Adobe

Bugs and requests

Hearth for Contractors

Reported bugs

3 issues
  • Quotes and contracts disappearing
  • Issues with converting quotes to contracts
  • Freezing and crashing on mobile devices

Requested features

4 requests
  • Integration with QuickBooks
  • Ability to customize contracts
  • Improved invoicing and payment features
  • Better reporting and analytics

Estimate Maker for Contractors

Reported bugs

2 issues
  • Inaccurate pricing when sending estimates to customers
  • Inability to edit or update files

Requested features

2 requests
  • Ability to attach photos to estimates
  • More free options beyond just estimates

In-app purchases

None

Hearth for Contractors

No in-app purchases

None

Estimate Maker for Contractors

No in-app purchases

Questions

Is Hearth for Contractors free?
Hearth for Contractors is free to download, with no in-app purchases.
Is Estimate Maker for Contractors free?
Estimate Maker for Contractors is free to download, with no in-app purchases.
Which has better reviews, Hearth for Contractors or Estimate Maker for Contractors?
Estimate Maker for Contractors is rated higher. Hearth for Contractors averages 3.4 out of 5 from 298 ratings, while Estimate Maker for Contractors averages 4.9 from 1.7K ratings.
Do Hearth for Contractors or Estimate Maker for Contractors have ads?
Neither Hearth for Contractors nor Estimate Maker for Contractors shows ads.
Which is updated more often, Hearth for Contractors or Estimate Maker for Contractors?
Hearth for Contractors ships an update every 5 weeks, and Estimate Maker for Contractors every 5 months. Most recently, Hearth for Contractors was updated on October 17, 2026 and Estimate Maker for Contractors on October 20, 2026.

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