Hearth for Contractors

Hearth for Contractors

Financing, invoices, contracts

298 ratings
126 reviews
Free

Details

  • Released
  • Updated
  • May 28, 2018
  • July 2, 2026
Hearth for Contractors screenshot #1 for iPhone
Hearth for Contractors screenshot #2 for iPhone
Hearth for Contractors screenshot #3 for iPhone
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About

Streamline your home improvement business with digital tools for financing, invoicing, and contracts. Offer customer financing, send professional invoices, and manage contracts on the go to close more deals and get paid faster.

Offer customer financing
Send digital contracts
Customize and schedule invoices
Collect digital payments
Track client activity
Syncs with QuickBooks
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What users say

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What's New in Hearth for Contractors

3.1.0

July 2, 2026

- Send and receive video messages in your conversations - Bug fixes and performance improvements

User reviews

Beware

This company is a scam if you don't cancel it within the year they will auto renew and this is a very costly service and they won't refund you so I highly don't recommend this company

Misleading and unethical

Avoid at all costs! They will auto renew for over $2300 without your permission! Almost 100 complaints on BBB about their unethical practices.

Very bad

App needs a lot to be improved it freezes very often

Unsatisfied to Satisfied

I had a friend use Hearth and was ecstatic about how easy it was and the fact that they had a dedicated agent. So much so, that I referred Hearth to a friend without even being a customer.

I was excited to get started offering financing, being that we are in a higher ticket industry. Now, it was just a backup because we work with insurance on restoration projects. Key word, “backup”.

I signed up for the white glove service and had a great conversation with Taylor when signing up. Awesome guy and explained some newer things they were launching with AI call centers which I was SUPER pumped about. We did a demo and I was shocked at how good it was, which gave me a lot of confidence that Hearth is a forward thinking company.

Then I got to onboarding where things went sideways. To make a long story short, it’s not what I expected. I won’t make any outlandish claims, but it felt as if they REALLY wanted me to send out loan applications as fast as possible. I explained that this is just a backup, but she kept reemphasizing the importance sending out applications. I did not get an answer that I felt comfortable with, so I asked to cancel. She immediately conceived and sent a message to their billing department, didn’t even care to help at that point. I already bought the product, it’s not like she had to sell anything.

Then the billing team called and explained I didn’t qualify for a refund. I literally have had this for 1 month and haven’t used any of their resources. I was upset and pleaded that this was not fair and I wanted to speak to someone higher up. She denied me and said there’s no one above her. I became more frustrated to which she replied, “I am a woman and don’t appreciate you speaking that way.” I’ll admit, like I did above, I was upset. But by no means did her being by a woman have anything to do with that. The implied sexism turned me from upset, to furious. I have a wife and daughter that I provide for and for someone to say imply that I am acting a certain way based on gender is unfathomable.

From my experience, I can say that the product is pretty easy to use. But the service of this company is what potential clients need to look at. 3.5 stars says something about a company, be aware.

***update, Amanda Hester was gracious enough to give me a refund and heard my frustration. Love that. Thank you very much. Amanda is the rockstar at Hearth
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Convert to contract bug

I have created a ticket and tried to email and call customer service regarding this terrible bug that has been happening for the last month when you create a quote and you press convert to contract a black screen appears and app crashes. which has been confirmed by customer service also by customer service. This has still not been fixed as of feb 16. This is costing me time and money, especially when we pay $2000 plus for the software; it needs to be in tiptop shape at all times. The whole reason I got this software was because of the easy one click conversion from quote to contract, not me creating a separate contract on top of my quote. since you updated the app we cannot create contracts on mobile we have to do it on laptop or PC you need to fix this immediately
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User experience

🐞

Reported Bugs

3 issues

Quotes and contracts disappearing

Bug

Issues with converting quotes to contracts

Bug

Freezing and crashing on mobile devices

Bug

Requested Features

4 requests

Integration with QuickBooks

Feature

Ability to customize contracts

Feature

Improved invoicing and payment features

Feature

Better reporting and analytics

Feature

FAQ

What does Hearth for Contractors do?

Hearth for Contractors is a mobile application designed for U.S. home improvement professionals. It provides tools to offer customer financing, send digital contracts, customize and schedule invoices, and collect digital payments, all from a smartphone or tablet.

What are the key features of Hearth for Contractors?

Key features include offering customer financing through multiple lenders with zero dealer fees, creating and sending customizable digital contracts with e-signatures, generating professional invoices, accepting various digital payment methods, and tracking client activity across all these functions. It also syncs with QuickBooks.

Is Hearth for Contractors free to use?

The application itself is free to download and use, offering core functionalities for financing, invoicing, and contracts. Some advanced marketing tools may be available with Pro and Elite subscriptions.

What kind of financing options can I offer with Hearth?

You can offer financing for projects ranging from $1,000 to $100,000 with terms from 2 to 12 years. Loans are available for clients with FICO scores as low as 550, with rates as low as 4.9% APR. The application process involves over 12 lenders and has zero underwriting requirements for the contractor.

How does Hearth help me get paid faster?

Hearth facilitates faster payments by allowing clients to pay securely via debit card, credit card, or ACH transfer directly from invoices. The app also sends automatic payment reminders to clients, helping to reduce outstanding balances and ensure you get paid promptly.