Best Hearth Financing Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Finding the right hearth financing apps can be overwhelming with so many options. We've analyzed 249+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Hearth Financing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Hearth for ContractorsHearth for ContractorsFree3.4★ (298)NoNoAug 2026
2New American FundingNew American FundingFree4.9★ (19K)NoNoAug 2026
3Mariner FinanceMariner FinanceFree4.3★ (1.4K)NoNoAug 2026
4Snap FinanceSnap FinanceFree4.9★ (25K)NoNoAug 2026
5Cornerstone Home LendingCornerstone Home LendingFree4.9★ (4.3K)NoNoAug 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoAug 2026
7UalettUalettFree4.9★ (32K)NoNoAug 2026
8OMG LendingOMG LendingFreeNoNoMay 2026

Top Picks for Hearth Financing

Hearth for Contractors#1

Hearth for Contractors by Shogun Enterprises, Inc

Financing, invoices, contracts
Editor's Choice
💰 Finance
3.4😞(298 ratings)
Free
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Streamline your home improvement business with digital tools for financing, invoicing, and contracts. Offer customer financing, send professional invoices, and manage contracts on the go to close more deals and get paid faster.

What We Love

  • 🚀 Easy to use
  • 💡 Helpful financing options
  • 👍 Organized CRM features
  • 🚀 Streamlined workflow

Room to Improve

  • 🐛 Frequent app crashes
  • 💰 Extremely high interest rates
  • 🔍 Lack of transparency in financing
New American Funding#2

New American Funding by New American Funding, LLC

My Mortgage App
Strong Contender
💼 Business
4.9😞(19K ratings)
Free
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Manage your home loan with this app, offering 24/7 access to loan details, payment options, and property insights. Track your balance, payment history, and escrow information. Discover your home's equity and explore related housing market data.

What We Love

  • 👍 Easy to use app
  • 🚀 Efficient payment process
  • 👍 User-friendly portal
  • 🚀 Quick and effective

Room to Improve

  • 🐛 Login issues
  • 🐛 Password reset problems
  • 🐛 Payment issues
Mariner Finance#3

Mariner Finance by Mariner Finance, LLC

Manage-Payments-Offers-History
Worth Considering
💰 Finance
4.3😊(1.4K ratings)
Free
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Manage your personal loans, monitor account activity, and make payments on the go. Apply for new loans, view current offers, and find local branches. Designed for existing customers to easily access their account information and manage their finances.

What We Love

  • 👍 User friendly
  • 👍 Easy to use
  • 👍 Great customer service
  • 👍 Convenient payment process

Room to Improve

  • 🐛 App crashes or glitches
  • 🐛 Login issues
  • 💰 High interest rates

More Hearth Financing apps to explore

4
Snap Finance
Snap Finance
Snap Finance
No credit? Shop now, pay later
Free

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

Apply for financing up to $5,000No credit check requiredShop for furniture, electronics, and more
🛍️ Shopping
(25K)
free
5
Cornerstone Home Lending
Cornerstone Home Lending
Cornerstone Home Lending
by Cornerstone Capital Bank, SSB
Free

Manage your mortgage account securely from your mobile device. Make payments, view escrow details, access statements, and communicate with customer support. Offers educational resources for mortgage management.

Make and view paymentsAccess escrow informationView statements and tax documents
💰 Finance
(4.3K)
free
6
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
7
Ualett
Ualett
Ualett
Built for Gig Workers
Free

This app provides business support for independent workers by offering access to working capital based on verified income from gig platforms. It helps freelancers and contractors manage income timing, cover expenses, and smooth out income fluctuations with transparent, predictable, and flexible terms.

Access to working capitalConnects to gig platforms0% APR, no interest
💼 Business
(32K)
free
8
OMG Lending
OMG Lending
OMG Lending
by Infinity Equity Group Inc
Free
💰 Finance
(0)
9
Time Financing Service
Time Financing Service
Time Financing Service
by Time Investment Corporation
Free
💰 Finance
(0)
10
Financeit: Consumer Financing
Financeit: Consumer Financing
Financeit: Consumer Financing
Point-of-sale financing
Free

This app provides businesses with a platform to offer customers flexible payment plans for purchases. Merchants can generate quotes, initiate applications, and manage financing details, while consumers can track payments and manage their loans.

Offer flexible payment plansGenerate customer quotesInitiate financing applications
💼 Business
(0)
free
11
American Heritage Lending App
American Heritage Lending App
American Heritage Lending App
by American Heritage Lending, LLC
Free
💰 Finance
(0)
12
Grid Money
Grid Money
Grid Money
Get Paid to Build Credit
Free

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

Cash advances up to $200Boost your paycheckEarly tax refund access
💰 Finance
(28K)
subscription
13
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(39K)
free with in-app purchases
14
Ohana Africa
Ohana Africa
Ohana Africa
Fintech for Groups
Free
📊 Productivity
(0)
15
Star Capital Financing
Star Capital Financing
Star Capital Financing
Equipment Financing
Free

This business tool helps increase sales volume and customer retention by facilitating equipment financing. It aims to improve deal closure rates, repeat business, and customer satisfaction by enabling quick financing quotes for potential buyers.

Increase sales volumeImprove customer retentionFacilitate equipment financing
💼 Business
(4)
free
16
APPROVE on the Move
APPROVE on the Move
APPROVE on the Move
by KWIPPED, inc
Free
💼 Business
(0)
17
Hearth: Split & Track Bills
Hearth: Split & Track Bills
Hearth: Split & Track Bills
Shared bills, made simple
Free

Easily track shared expenses and know who owes what. Set up groups for households or trips, split bills evenly or custom amounts, and get reminders for due dates. See your remaining balance after bills are covered and quickly settle up with integrated payment handles.

Shared bill trackingGroup creationCustomizable bill splitting
💰 Finance
(3)
free with in-app purchases
18
Auto Use
Auto Use
Auto Use
by Vero Finance Technologies Inc
Free
💰 Finance
(0)
19
True Finance
True Finance
True Finance
True Finance
Free
💰 Finance
(0)
20
World Finance | MyWorld
World Finance | MyWorld
World Finance | MyWorld
Manage Your Account
Free
💰 Finance
(0)

FAQ about Hearth Financing

What are the best hearth financing apps for iPhone?
Hearth for Contractors tops our hearth financing apps ranking as of July 2026, with a 3.4-star average from 298 App Store ratings, and it's free to download.
Yes — 20 of the top hearth financing apps we rank are free to download, including Hearth for Contractors and New American Funding.
Hearth for Contractors has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ hearth financing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Hearth for Contractors is a mobile application designed for U.S. home improvement professionals. It provides tools to offer customer financing, send digital contracts, customize and schedule invoices, and collect digital payments, all from a smartphone or tablet.
Key features include offering customer financing through multiple lenders with zero dealer fees, creating and sending customizable digital contracts with e-signatures, generating professional invoices, accepting various digital payment methods, and tracking client activity across all these functions. It also syncs with QuickBooks.