Hearth for Contractors vs Procharge EMV

Hearth helps tens of thousands of U.S. home improvement pros close more deals and save time & money with customer financing options and digital workflow tools. No more dealer fees cutting into your profits or messy paperwork slowing you down. Offer financing, send contracts, customize and schedule invoices, and collect digital payments with Hearth—all on the go from your iPhone or iPad. --------------------------------- WHY OFFER FINANCING? • 75% of homeowners want monthly payment options • 18% better average close rate when you offer financing to leads • 30% higher average ticket size on deals closed with financing HEARTH FINANCING: • ZERO dealer fees - Keep 100% of your profits • ZERO underwriting requirements • 12+ lenders, one application • Loans from $1,000 to $100,000 • Terms from 2 to 12 years • FICO scores as low as 550 • Rates as low as 4.9% APR • Fits easily into your existing sales process • Send the financing application on the go from the app • Getting pre-approved has ZERO impact on your client’s credit score • Clients can secure project funds in as soon as 24 hours HEARTH PAY: • Customizable, professional-looking digital invoices • Keep a digital record of every invoice you send • Request digital payments in seconds • Your client can pay securely with debit card, credit card, or ACH transfer • Hearth sends automatic payment reminders to clients to help you get paid faster • Track the status of outstanding payments from the app • Syncs with QuickBooks DIGITAL CONTRACTS: • Easy-to-edit contract template for any business • Customize with your own contract language and logo • Send contracts on the go from the app • Automatically send Hearth Pay invoices upon client signature • Track when clients have viewed your contracts • Collect digital signatures from clients on the job site REPORTING & TRACKING: • Track client activity across financing, contracts, invoices, and payments • Keep tabs on when a client has viewed a contract or invoice • Monitor outstanding invoices • Keep a permanent digital record of client documents FREE MARKETING TOOLS: • Digital banners & financing calculators to embed on your website, with Pro and Elite subscriptions • Personalized Hearth flyer to attach to emails or print and hand to clients • Informational flyers for trade shows and events • Social media post templates TRAINING & LEARNING: • FREE Hearth sales training for your entire team • Exclusive webinars with partners and trainers • Option to purchase sales training add-ons with industry experts • Dedicated Hearth onboarding specialist as you get started • Access to our Learn Center packed with sales tips and walkthroughs AS FEATURED IN: The Washington Post CNBC NBC’s TODAY Martha Stewart Construction Executive --------------------------------- *All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.

ProCharge® EMV enables you to accept credit, debit, and gift cards as well as reconcile your cash sales through your iOS Device, securely. Manage inventory right from your device and easily add new items with a simple tap of the screen. Use the built-in calculator to tally up an order total so there’s no leaving the app! Process sales, add tips, refund customers, and then reconcile any sale instantly through the ProCharge Gateway. ProCharge is powered by industry-leading payment processor Electronic Payments. To view if your device is compatible with our card reader, visit www.procharge.com/devices Simplify Your Business: Use ProCharge EMV to get paid next day for your sales, stop chasing your customers for payment, and manage your entire business through the ProCharge Gateway.