Comparison

MyCOBenefits vs SpendCaddie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyCOBenefits

Manage your food and cash assistance benefits securely from your phone. Apply for programs, update your information, view EBT card details, and find local services. Access nutrition tips and workforce program information.

Highlights
  • Apply for food and cash benefits
  • Complete recertification
  • Update household and income information
  • View EBT card balance and transactions
  • Manage workforce program appointments
  • Find local social services offices
Features
Read full description

The MyCOBenefits App provides a simple and secure way to manage your Food (SNAP) and Cash assistance benefits right from your phone. You can apply for benefits, manage your PEAK account, complete your recertification, request supportive payments, and view your current EBT card balance and transactions. You can sign-in using your PEAK credentials. If you do not have a PEAK account, you can register either through the MyCOBenefits App or by visiting www.colorado.gov/PEAK Apply for benefits • Apply for food and cash programs • Upload verification documents • Sign-In with PEAK credentials to save the application for later submission • Submit the application with minimal information Complete Your Recertification • Submit your food and cash recertification and upload verification documents • Update household member details, income, expense and resource changes • Save recertification data for later submission Keep Your Information Up to Date • Update your contact information including address, email and phone number • Add or remove your household members • Add or remove jobs, update your income and upload your pay stub Find Your Benefits Information • View your current food and cash benefit details • Know about your upcoming redetermination • View the current expenses and resources • Check your application status View Your EBT Card • Quickly view the current EBT card balance • View EBT card transactions • Change PIN • Request a replacement card • Freeze card when not in use Participate in Workforce Programs • View upcoming appointments and add to the calendar • Request supportive payments and an appointment reschedule • View sanctions and re-engagement information SNAP-Ed • View SNAP-Ed nutrition tips and providers information • Search for nearest Cooking Matters Colorado classes Find the Human/Social Services Offices and Workforce Centers • Search for nearest Human/Social Services Office and Workforce Centers in the map • Filter by distance from current location and get directions • Provide ratings Safety and Security • To help keep your information safe, never share your username and password About Food and Cash Assistance The Supplemental Nutrition Assistance Program (SNAP) is a Food Assistance program in Colorado, formerly known as Food Stamps. SNAP provides food assistance benefits as part of a federal nutrition program to help low-income households purchase food. Electronic Benefit Transfer (EBT) cards are issued to receive the SNAP benefits for a household. Colorado Works, also known as Temporary Assistance for Needy Families (TANF), provides a cash benefit to low-income families which include children (or a pregnancy). The program offers a wide array of supports including ongoing cash assistance, help with emergency expenses, education, job preparation and employment services. Adult Financial Programs provide cash assistance to low-income Colorado residents under various programs. Old Age Pension (OAP) provides a cash benefit to low-income adults ages 60 years or older. Aid to the Needy Disabled – Colorado Supplement (AND-CS) provides cash assistance to those 0-59 years of age who are receiving SSI due to a disability or blindness but are not receiving the full SSI grant amount. Aid to the Needy Disabled – State Only (AND-SO) provides interim assistance for those aged 18-59 years with a disability that prevents them from working and who have not been approved for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).

About

SpendCaddie

Features
Read full description

BETA ONLY - SpendCaddie is a financial management app that helps advise you on how to pay off debt, where to allocate your money, and create sweeps and payoff schedules on schedules that work for you. We want to help you become debt free, manage credit cards wisely, and get you in control of your financial life. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

MyCOBenefits4 screens
SpendCaddie4 screens

Verdict

The call

The clearest difference is in-app purchases: MyCOBenefits at none against SpendCaddie's 2. SpendCaddie's advantage is update cadence (every 4 days vs monthly) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendCaddie sells 2 in-app purchases, starting at $9.99 per month. MyCOBenefits asks for nothing beyond the download.

UpkeepUpdate frequency

MyCOBenefits ships an update monthly, SpendCaddie every 4 days. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
MyCOBenefits versus SpendCaddie: the parameters behind the verdict, then further details
ParameterMyCOBenefitsSpendCaddie
PriceFreeFree
Rating4.5 (5.5K ratings) — better—
Positive reviews67.5% of reviews—
Number of ratings5.5K — better—
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size93 MB59 MB
Age rating4+17+
DeveloperState of ColoradoSpendCaddie

Bugs and requests

MyCOBenefits

Reported bugs

4 issues
  • Citizenship details screen not functioning properly
  • Blank screens and crashes on login
  • Inability to access previous applications
  • Notifications not always showing up in a timely manner

Requested features

5 requests
  • Ability to apply and recertify directly through the app
  • Improved document upload and correspondence features
  • Integration with other state services
  • Facial recognition or biometric login options
  • Offline access and syncing capabilities

SpendCaddie

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyCOBenefits

No in-app purchases

2 purchases

SpendCaddie

Subscriptions2
  • SpendCaddie Pro Monthly$9.991 Month
  • SpendCaddie Pro Annual$99.991 Year

Questions

Is MyCOBenefits free?
MyCOBenefits is free to download, with no in-app purchases.
Is SpendCaddie free?
SpendCaddie is free to download, with in-app purchases available.
Do MyCOBenefits or SpendCaddie have ads?
Neither MyCOBenefits nor SpendCaddie shows ads.
Which is updated more often, MyCOBenefits or SpendCaddie?
MyCOBenefits ships an update monthly, and SpendCaddie every 4 days. Most recently, MyCOBenefits was updated on October 24, 2026 and SpendCaddie on October 24, 2026.

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