Comparison

InDebt vs Gama Asset Manager

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InDebt

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

Highlights
  • Interest and penalty calculation
  • Support for any currency
  • Data backup and restore
  • Debt payment history
  • Total profit calculation
  • Exportable history
  • Overdue debt notifications
Features
Read full description

Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.

About

Gama Asset Manager

Features
Read full description

Gama Asset Manager for iPad and Mac lets you manage all sorts of transactions implying financial accounts and watch the evolution of all kinds of personal assets and liabilities. Manage an unlimited number of portfolios, accounts and transactions. Multiple currencies are supported as well as investments like stocks, bonds, funds, gold and precious metals, real estate and valuable items. Assign your transactions to predefined categories or create your own, including subcategories. Allocate budget amounts to categories and subcategories. Deposits, withdrawals, transfers and even loan repayments. Program recurrent transactions and be notified on time. Watch your portfolio's global value and its evolution over time through line, bar and pie charts. This standard version does not handle investments beyond monetary accounts. Through the Investments in-app purchase you can lift this limitation. No subscription required. Supports Dark Mode. Portfolios created by Gama for iPad and Mac can also be opened and modified by the day-to-day companion application for iPhone Gama Pocket.

Screenshots

InDebt4 screens

Verdict

The call

The clearest difference is update cadence: InDebt at monthly against Gama Asset Manager's every 5 months. Gama Asset Manager's advantage is iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. InDebt sells 1 one-off in-app purchase and Gama Asset Manager sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

InDebt ships an update monthly, Gama Asset Manager every 5 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
InDebt versus Gama Asset Manager: the parameters behind the verdict, then further details
ParameterInDebtGama Asset Manager
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews58.8% of reviews—
Number of ratings2 — better—
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPad, Mac
Requires iOS18.615.0 — better
Further details — not scored
Size29 MB5 MB
Age rating4+4+
DeveloperSergei VolkovJean Lienart

In-app purchases

1 purchases

InDebt

One-time1
  • Purchasing the full version$4.99
1 purchases

Gama Asset Manager

One-time1
  • Investments$26.99

Questions

Is InDebt free?
InDebt is free to download, with in-app purchases available.
Is Gama Asset Manager free?
Gama Asset Manager is free to download, with in-app purchases available.
Do InDebt or Gama Asset Manager have ads?
Neither InDebt nor Gama Asset Manager shows ads.
Which is updated more often, InDebt or Gama Asset Manager?
InDebt ships an update monthly, and Gama Asset Manager every 5 months. Most recently, InDebt was updated on November 2, 2026 and Gama Asset Manager on November 3, 2026.

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