InDebt vs Depty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InDebt
Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.
- Interest and penalty calculation
- Support for any currency
- Data backup and restore
- Debt payment history
- Total profit calculation
- Exportable history
- Overdue debt notifications
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.
Depty
Manage shared expenses and debts with an intuitive interface. Supports multiple currencies and integrates with your contacts for easy communication and tracking. All features are free to use.
- Intuitive interface
- Multicurrency support
- Group expense splitting
- In-app chat for debt management
- Contact integration via QR code
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Depty keeps track of debts and shared expenses — so you always know who owes who. Split trips, rent and dinners with friends. Add an expense in seconds, Depty does the math. Your data is synced to your account and never lost when you change phones. Lent a friend $20? Split dinner with five people? Covered the whole hotel? Add it in one tap. Depty instantly shows who owes who, and exactly how much. WHY DEPTY • Unlimited expenses, free. Add as many transactions as you want — no paywall on the basics, unlike other bill splitters. • Radically simple. No tutorials, no accounting skills. Everything happens in one tap — if you can text, you can Depty. • All math is automatic. Personal debts, group balances, multi-currency totals — you never calculate anything yourself. PERSONAL DEBT CHATS Open a chat with anyone from your contacts — or add them manually. Log what you lent or borrowed, attach receipts and photos, and always see the exact balance between you two. GROUP EXPENSES, SPLIT FAIRLY Create a group for a trip, apartment, or a night out. Split costs equally — or pick exactly who shared each expense. Three of you ordered dessert and two didn't? Split it between three. Everyone pays only for what's theirs. NEVER CHASE MONEY AGAIN BOTH SIDES SEE THE SAME NUMBERS A debt is visible to both of you: the numbers match and nothing gets forgotten. Share the balance in one tap instead of starting an awkward money talk. MADE FOR REAL LIFE • Trips and vacations with friends • Roommates sharing rent and groceries • Couples managing everyday spending • Dinners, gifts, tickets — any group purchase • Personal loans between friends and family AND MORE • Multiple currencies in one chat — perfect for travel • Add friends instantly with a QR code • Attach photos, receipts, and documents to any expense • Available in 14 languages Download Depty — and never wonder who owes who again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Depty at 5.0 against InDebt's 4.5. Depty also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InDebt sells 1 one-off in-app purchase and Depty sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Depty holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively.
InDebt ships an update monthly, Depty every 3 weeks. Both last shipped on September 19, 2026.
| Parameter | InDebt | Depty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 58.8% of reviews | — |
| Number of ratings | 2 | 2 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Sergei Volkov | SINHRONE SP. Z O.O. |
Customer experience
InDebt
Depty
In-app purchases
InDebt
- Purchasing the full version$4.99
Depty
- Monthly subscription$0.991 Month









